Lake Saint Louis, St. Charles County, Missouri Property Taxes

Name: Property Tax Bills Across Lake Saint Louis, St. Charles County, Missouri
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median LAKE SAINT LOUIS, MO effective property tax rate: 1.06%, slightly higher than the national median of 1.02%, but lower than the Missouri state median of 1.20%.
Median LAKE SAINT LOUIS, MO home value: $365,254
Median annual LAKE SAINT LOUIS, MO tax bill: $3,828, $1,428 higher than the national median property tax bill of $2,400.

How are property taxes in St. Charles calculated?

Property taxes in LAKE SAINT LOUIS, MO are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding LAKE SAINT LOUIS’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in LAKE SAINT LOUIS, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Lake Saint Louis, St. Charles County, Missouri Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.06%

Estimate Property Tax Bill

$3,872

$3,593

Ownwell’s Lake Saint Louis Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Lake Saint Louis with just two data points. By entering your property's estimated assessed value, our calculator applies Lake Saint Louis’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in St. Charles County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Lake Saint Louis, St. Charles County, Missouri

Local government entities in Missouri set property tax rates, which can vary significantly even within the same state. This variation arises because each county, including St. Charles, annually estimates its budgetary needs for public services and divides this by the total assessed value of all taxable properties within its boundaries. This calculation determines the property tax rate. Although votes and laws play a role in setting these rates and budgets, this is the basic process followed each year.

In Lake Saint Louis, located in St. Charles County, the effective property tax rate is 1.06%. This is slightly above the national median property tax rate of 1.02%. When compared to other cities in Missouri, Lake Saint Louis's rate is on par with the state median, reflecting the uniformity across the region. However, the property tax bill in Lake Saint Louis might differ from the national median of $2,400 due to variations in property values. Understanding these differences can help property owners make informed decisions about their tax obligations.

Property Tax Rates Across Lake Saint Louis, St. Charles County, Missouri

Source: Ownwell

0.94%

1.08%

1.23%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Lake Saint Louis Tax Rate

1.06%

Median Effective St. Charles County Tax Rate

1.08%

Median Effective Missouri Tax Rate

1.20%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Lake Saint Louis, St. Charles County, Missouri

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
63367	0.97%	1.02%	1.06%	1.13%	1.19%

Source: Ownwell

Property Tax Assessment Values Across Lake Saint Louis, St. Charles County, Missouri

When examining property taxes in Lake Saint Louis, MO, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Charles County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In St. Charles County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Lake Saint Louis. For example, the median home price in Lake Saint Louis is $365,254, with tax bills ranging significantly across the county. Zip code 63367 has the highest median home price at $365,254.

Property Tax Assessment Values Across Lake Saint Louis, St. Charles County, Missouri

Source: Ownwell

$10,000

$385,236

$760,472

Median Lake Saint Louis Market Value

$365,254

Median St. Charles County Market Value

$293,699

Median Missouri Market Value

$129,505

Median United States Market Value

$235,294

Property Tax Assessment Values Across Lake Saint Louis, St. Charles County, Missouri

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
63367	$218,492	$278,480	$365,254	$461,132	$591,833

Source: Ownwell

Property Tax Bills Across Lake Saint Louis, St. Charles County, Missouri

In Lake Saint Louis, located in St. Charles County, MO, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. With a median home price of $365,254, the property tax bill can significantly impact homeowners. The tax bill for the 25th percentile is $2,856, while it rises to $5,008 for the 75th percentile, and can reach $6,442 for the 90th percentile. The median tax bill in the area is $3,828, which is above the national median of $2,400, making it crucial for homeowners to ensure their assessments are accurate. Factors such as changes in market value and local tax rates play a role in determining the final bill. Ownwell assists homeowners by providing property tax appeal and exemption services, potentially lowering their tax burden. By identifying discrepancies in assessed values or eligibility for exemptions, Ownwell helps clients achieve savings on their property taxes, ensuring fair and accurate billing.

Property Tax Bills Across Lake Saint Louis, St. Charles County, Missouri

Source: Ownwell

$119

$4,085

$8,050

Median Lake Saint Louis Tax Bill

$3,828

Median St. Charles County Tax Bill

$3,174

Median Missouri Tax Bill

$1,606

Median United States Tax Bill

$2,400

Property Tax Bills Across Lake Saint Louis, St. Charles County, Missouri

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
63367	$2,120	$2,856	$3,828	$5,008	$6,442

Source: Ownwell