Bonne Terre, St. Francois County, Missouri Property Taxes
Property Taxes in Bonne Terre, Missouri
Median Bonne Terre, Missouri effective property tax rate: 1.02%, significantly lower than the national median of 1.02%, and lower than the Missouri state median of 1.25%.
Median Bonne Terre, Missouri home value: $79,460
Median annual Bonne Terre, Missouri tax bill: $791, lower than the national median property tax bill of $2,400.
How are property taxes in St. Francois calculated?
Property taxes in Bonne Terre, Missouri are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Bonne Terre's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bonne Terre, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Bonne Terre, St. Francois County, Missouri Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.02%
Estimate Property Tax Bill
$810
$752
How Does the Bonne Terre Property Tax Calculator Work?
Use this Bonne Terre property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Bonne Terre's median effective tax rate of 1.02% — based on actual property records in St. Francois County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Bonne Terre's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Bonne Terre: rates range from 1.02% in 63628 to 1.02% in 63628, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Bonne Terre.
About Bonne Terre Property Taxes
About Property Taxes in Bonne Terre, St. Francois, Missouri
Bonne Terre's median effective property tax rate of 1.02% is lower than the Missouri state median of 1.25% and lower than the national median of 1.02%. This rate reflects the St. Francois County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Bonne Terre. Homeowners in the 63628 ZIP code carry a median effective rate of 1.02%, while those in the same ZIP code pay 1.02%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across St. Francois County. Understanding which part of Bonne Terre you live in can make a meaningful difference to your annual tax bill.
Bonne Terre homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before July 13, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Bonne Terre, St. Francois County, Missouri
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Bonne Terre's effective property tax rate to other cities in Missouri and the median property tax rates in Missouri and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bonne Terre Tax Rate
1.02%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Francois County Tax Rate
0.98%
Median Effective Missouri Tax Rate
1.25%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Bonne Terre, St. Francois County, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 63628 | 0.93% | 0.99% | 1.02% | 1.03% | 1.13% |
Source: Ownwell
Property Tax Assessment Values Across Bonne Terre, St. Francois County, Missouri
When examining property taxes in Bonne Terre, Missouri, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Francois County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In St. Francois County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Bonne Terre, the median home price is $79,460, and the median property tax bill is $791, compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400. The highest median home price is in 63628 at $79,460.
Property Tax Assessment Values Across Bonne Terre, St. Francois County, Missouri
Source: Ownwell
$24,290
$73,908
$123,525
Median Bonne Terre Market Value
$79,460
Median St. Francois County Market Value
$80,430
Median Missouri Market Value
$136,526
Median United States Market Value
$235,294
Property Tax Assessment Values Across Bonne Terre, St. Francois County, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 63628 | $11,862 | $31,950 | $79,460 | $140,510 | $204,654 |
Source: Ownwell
Property Tax Bills Across Bonne Terre, St. Francois County, Missouri
Property tax bills in Bonne Terre are based on the assessed value of a home, which is then multiplied by the local tax rate set by taxing authorities. For homeowners, that means the bill depends on both the market value of the property and the local rates used to fund services such as schools, roads, and public safety.
With a median home price of $79,460, property taxes in the city can still vary widely from one homeowner to another. The 25th percentile tax bill is $328, while the 75th percentile is $1,390 and the 90th percentile reaches $2,038. That spread shows how differences in assessed value and tax rates can affect what homeowners pay each year.
In the ZIP code 63628, the median tax bill is $791.00, which gives homeowners a useful benchmark for understanding local property taxes. For many residents, even a modest change in assessment can have a noticeable impact on the annual bill.
Median Bonne Terre Tax Bill
$791
Median St. Francois County Tax Bill
$796
Median Missouri Tax Bill
$1,684
Median United States Tax Bill
$2,400
Property Tax Bills Across Bonne Terre, St. Francois County, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 63628 | $121 | $328 | $791 | $1,390 | $2,038 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 13 |
Links | |
|---|---|
| St. Francois Tax Assessor | |
| Website | stfrancois.missouriassessors.com |