Chesterfield, St. Louis County, Missouri Property Taxes
Median Chesterfield, MO effective property tax rate: 1.21%, slightly higher than the national median of 1.02%, but marginally higher than the Missouri state median of 1.20%.
Median Chesterfield, MO home value: $464,650
Median annual Chesterfield, MO tax bill: $5,707, $3,307 higher than the national median property tax bill of $2,400.
How are property taxes in St. Louis calculated?
Property taxes in Chesterfield, MO are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Chesterfield’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Chesterfield, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Chesterfield, St. Louis County, Missouri Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.21%
Estimate Property Tax Bill
$5,622
$5,217
Property Tax Rates Across Chesterfield, St. Louis County, Missouri
Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Chesterfield in St. Louis County, Missouri, has an effective property tax rate of 1.21%, which is notably higher than the national median property tax rate of 1.02%. This rate reflects the county's need to fund local services and infrastructure. Compared to the national median property tax bill of $2,400, homeowners in Chesterfield might find their property tax obligations to be relatively substantial. Within St. Louis County, the highest median tax rate is 1.32% in the 63005 zip code, whereas Chesterfield's rate is among the lowest in the area. This comparison underscores the variability of property tax rates within a region and highlights the importance of understanding local tax obligations.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chesterfield Tax Rate
1.21%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Louis County Tax Rate
1.35%
Median Effective Missouri Tax Rate
1.20%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Chesterfield, St. Louis County, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 63005 | 1.32% | 1.32% | 1.32% | 1.32% | 1.34% |
| 63017 | 1.20% | 1.20% | 1.21% | 1.21% | 1.32% |
Source: Ownwell
Property Tax Assessment Values Across Chesterfield, St. Louis County, Missouri
When examining property taxes in Chesterfield, MO, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Louis County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In St. Louis County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Chesterfield. For example, the median home price in Chesterfield is $464,650, with tax bills ranging significantly across the county. Zip code 63005 has the highest median home price at $657,300.
Property Tax Assessment Values Across Chesterfield, St. Louis County, Missouri
Source: Ownwell
$54,800
$761,350
$1,467,900
Median Chesterfield Market Value
$464,650
Median St. Louis County Market Value
$226,500
Median Missouri Market Value
$129,505
Median United States Market Value
$235,294
Property Tax Assessment Values Across Chesterfield, St. Louis County, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 63005 | $434,580 | $535,300 | $657,300 | $835,100 | $1,058,300 |
| 63017 | $263,160 | $361,300 | $434,300 | $527,800 | $687,300 |
Source: Ownwell
Property Tax Bills Across Chesterfield, St. Louis County, Missouri
Median Chesterfield Tax Bill
$5,707
Median St. Louis County Tax Bill
$3,143
Median Missouri Tax Bill
$1,606
Median United States Tax Bill
$2,400
Property Tax Bills Across Chesterfield, St. Louis County, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 63005 | $5,746 | $7,075 | $8,699 | $11,024 | $13,991 |
| 63017 | $3,227 | $4,393 | $5,300 | $6,365 | $8,279 |
Source: Ownwell