Chesterfield, St. Louis County, Missouri Property Taxes
Property Taxes in Chesterfield, Missouri
Median Chesterfield, Missouri effective property tax rate: 1.26%, significantly higher than the national median of 1.02%, and higher than the Missouri state median of 1.25%.
Median Chesterfield, Missouri home value: $464,300
Median annual Chesterfield, Missouri tax bill: $5,913, $3,513 higher than the national median property tax bill of $2,400.
How are property taxes in St. Louis calculated?
Property taxes in Chesterfield, Missouri are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Chesterfield's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Chesterfield, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Chesterfield, St. Louis County, Missouri Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.26%
Estimate Property Tax Bill
$5,850
$5,429
How Does the Chesterfield Property Tax Calculator Work?
Use this Chesterfield property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Chesterfield's median effective tax rate of 1.26% — based on actual property records in St. Louis County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Chesterfield's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Chesterfield: rates range from $5,496 in 63017 to $8,945 in 63005, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Chesterfield.
About Chesterfield Property Taxes
About Property Taxes in Chesterfield, St. Louis, Missouri
Chesterfield’s median effective property tax rate of 1.26% is higher than the Missouri state median of 1.25% and higher than the national median of 1.02%. This rate reflects the St. Louis County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Chesterfield. Homeowners in the 63005 ZIP code carry a median effective rate of 1.35%, while those in 63017 pay 1.26%. This spread reflects how school district boundaries and local assessment districts are drawn across St. Louis County. Understanding which part of Chesterfield you live in can make a meaningful difference to your annual tax bill.
Chesterfield homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the July 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Chesterfield, St. Louis County, Missouri
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Chesterfield's effective property tax rate to other cities in Missouri and the median property tax rates in Missouri and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chesterfield Tax Rate
1.26%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Louis County Tax Rate
1.36%
Median Effective Missouri Tax Rate
1.25%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Chesterfield, St. Louis County, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 63005 | 1.35% | 1.35% | 1.35% | 1.36% | 1.37% |
| 63017 | 1.23% | 1.25% | 1.26% | 1.26% | 1.33% |
Source: Ownwell
Property Tax Assessment Values Across Chesterfield, St. Louis County, Missouri
When examining property taxes in Chesterfield, Missouri, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Louis County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the season. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Chesterfield is $464,300, with tax bills ranging significantly across the county. ZIP code 63005 has the highest median home price at $656,200, while ZIP code 63017 has the lowest median tax bill at $5,496. Chesterfield’s median tax bill of $5,913 is well above the national median property tax bill of $2,400.
Property Tax Assessment Values Across Chesterfield, St. Louis County, Missouri
Source: Ownwell
$54,800
$761,350
$1,467,900
Median Chesterfield Market Value
$464,300
Median St. Louis County Market Value
$226,300
Median Missouri Market Value
$136,526
Median United States Market Value
$235,294
Property Tax Assessment Values Across Chesterfield, St. Louis County, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 63005 | $432,900 | $533,450 | $656,200 | $834,950 | $1,058,600 |
| 63017 | $261,250 | $361,000 | $434,200 | $527,625 | $687,300 |
Source: Ownwell
Property Tax Bills Across Chesterfield, St. Louis County, Missouri
Property tax bills in Chesterfield are based on the assessed value of a home, not its market price. Local taxing authorities apply tax rates to that assessed value to determine the final bill, so a higher assessment usually means a higher tax bill. Homeowners in Chesterfield should also expect their bill to reflect the specific location of the property, since tax burdens can vary across ZIP codes within the city.
The median home price in Chesterfield is $464,300, and the property tax bill is often much higher than the national median property tax bill of $2,400. The 25th percentile tax bill is $4,838, while the 75th percentile reaches $7,939. At the 90th percentile, bills climb to $10,490. ZIP code 63005 has the highest median tax bill at $8,945, while 63017 has the lowest at $5,496. For homeowners, these taxes can significantly affect monthly housing costs and long-term affordability.
Median Chesterfield Tax Bill
$5,913
Median St. Louis County Tax Bill
$3,176
Median Missouri Tax Bill
$1,684
Median United States Tax Bill
$2,400
Property Tax Bills Across Chesterfield, St. Louis County, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 63005 | $5,899 | $7,267 | $8,945 | $11,336 | $14,410 |
| 63017 | $3,358 | $4,569 | $5,496 | $6,614 | $8,587 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 13 |
Links | |
|---|---|
| St. Louis Tax Assessor | |
| Website | assessor.stlouiscountymo.gov |