Kirkwood, St. Louis County, Missouri Property Taxes

Name: Property Tax Bills Across Kirkwood, St. Louis County, Missouri
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Kirkwood, MO effective property tax rate: 1.17%, significantly higher than the national median of 1.02%, but lower than the Missouri state median of 1.20%.
Median Kirkwood, MO home value: $420,600
Median annual Kirkwood, MO tax bill: $5,046, $2,646 higher than the national median property tax bill of $2,400.

How are property taxes in St. Louis calculated?

Property taxes in Kirkwood, MO are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Kirkwood’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Kirkwood, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Kirkwood, St. Louis County, Missouri Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.17%

Estimate Property Tax Bill

$4,921

$4,567

Ownwell’s Kirkwood Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Kirkwood with just two data points.

By entering your property's estimated assessed value, our calculator applies Kirkwood’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in St. Louis County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Kirkwood, St. Louis County, Missouri

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Kirkwood’s effective property tax rate to other cities in Missouri and the median property tax rates in Missouri and the U.S. Kirkwood, located in St. Louis County, has a median property tax rate of 1.17%, which is notably higher than the national median of 1.02%. This rate is consistent across the region, indicating a uniform approach to property taxation within this area. For homeowners in Kirkwood, this translates to a property tax bill that is above the national median of $2,400. Understanding these rates can help property owners anticipate their tax obligations and manage their finances more effectively.

Property Tax Rates Across Kirkwood, St. Louis County, Missouri

Source: Ownwell

1.08%

1.62%

2.16%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Kirkwood Tax Rate

1.17%

Median Effective St. Louis County Tax Rate

1.35%

Median Effective Missouri Tax Rate

1.20%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Kirkwood, St. Louis County, Missouri

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
63122	1.16%	1.17%	1.17%	1.22%	1.22%

Source: Ownwell

Property Tax Assessment Values Across Kirkwood, St. Louis County, Missouri

When examining property taxes in Kirkwood, MO, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Louis County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In St. Louis County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Kirkwood. For example, the median home price in Kirkwood is $420,600, with tax bills ranging significantly across the county. 63122 has the highest median home price at $420,600.

Property Tax Assessment Values Across Kirkwood, St. Louis County, Missouri

Source: Ownwell

$54,800

$761,350

$1,467,900

Median Kirkwood Market Value

$420,600

Median St. Louis County Market Value

$226,500

Median Missouri Market Value

$129,505

Median United States Market Value

$235,294

Property Tax Assessment Values Across Kirkwood, St. Louis County, Missouri

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
63122	$244,540	$309,850	$420,600	$645,975	$854,820

Source: Ownwell

Property Tax Bills Across Kirkwood, St. Louis County, Missouri

In Kirkwood, located in St. Louis County, MO, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The local tax rate is then applied to this assessed value to determine the annual property tax bill. Factors such as local government budgets and school district needs can influence these rates, directly impacting the homeowner's tax obligations. In Kirkwood, the median property tax bill is $5,046, which is significantly higher than the national median of $2,400. This can pose a financial burden on homeowners, especially when compared to the national median property tax rate of 1.02%. Ownwell assists homeowners in Kirkwood by identifying potential savings through property tax appeals and exemptions. By reviewing property assessments and ensuring they are fair and accurate, Ownwell can help reduce the tax burden. This service not only saves money but also provides peace of mind, knowing that property taxes are being managed efficiently.

Property Tax Bills Across Kirkwood, St. Louis County, Missouri

Source: Ownwell

$825

$9,880

$18,934

Median Kirkwood Tax Bill

$5,046

Median St. Louis County Tax Bill

$3,143

Median Missouri Tax Bill

$1,606

Median United States Tax Bill

$2,400

Property Tax Bills Across Kirkwood, St. Louis County, Missouri

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
63122	$2,943	$3,671	$5,046	$7,721	$10,299

Source: Ownwell