Kirkwood, St. Louis County, Missouri Property Taxes
Property Taxes in Kirkwood, Missouri
Median Kirkwood, Missouri effective property tax rate: 1.19%, significantly higher than the national median of 1.02%, and lower than the Missouri state median of 1.25%.
Median Kirkwood, Missouri home value: $420,600
Median annual Kirkwood, Missouri tax bill: $5,154, $2,754 higher than the national median property tax bill of $2,400.
How are property taxes in St. Louis calculated?
Property taxes in Kirkwood, Missouri are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Kirkwood's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Kirkwood, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Kirkwood, St. Louis County, Missouri Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.19%
Estimate Property Tax Bill
$5,005
$4,645
How Does the Kirkwood Property Tax Calculator Work?
Use this Kirkwood property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Kirkwood's median effective tax rate of 1.19% — based on actual property records in St. Louis County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Kirkwood's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Kirkwood: rates are 1.19% in 63122, with the highest and lowest median tax bill both at $5,154.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Kirkwood.
About Kirkwood Property Taxes
About Property Taxes in Kirkwood, St. Louis, Missouri
Kirkwood’s median effective property tax rate of 1.19% is lower than the Missouri state median of 1.25% and higher than the national median of 1.02%. This rate reflects the St. Louis County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Kirkwood. Homeowners in the 63122 ZIP code carry a median effective rate of 1.19%, while those in the same ZIP also pay 1.19%. This reflects how school district boundaries and local assessment districts are drawn across St. Louis County. Understanding which part of Kirkwood you live in can make a meaningful difference to your annual tax bill.
Kirkwood homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the July 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Kirkwood, St. Louis County, Missouri
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Kirkwood's effective property tax rate to other cities in Missouri and the median property tax rates in Missouri and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kirkwood Tax Rate
1.19%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Louis County Tax Rate
1.36%
Median Effective Missouri Tax Rate
1.25%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Kirkwood, St. Louis County, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 63122 | 1.18% | 1.19% | 1.19% | 1.24% | 1.24% |
Source: Ownwell
Property Tax Assessment Values Across Kirkwood, St. Louis County, Missouri
When examining property taxes in Kirkwood, Missouri, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Louis County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Kirkwood is $420,600, with a median tax bill of $5,154. The highest median home price is in 63122 at $420,600.
Property Tax Assessment Values Across Kirkwood, St. Louis County, Missouri
Source: Ownwell
$54,800
$761,350
$1,467,900
Median Kirkwood Market Value
$420,600
Median St. Louis County Market Value
$226,300
Median Missouri Market Value
$136,526
Median United States Market Value
$235,294
Property Tax Assessment Values Across Kirkwood, St. Louis County, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 63122 | $244,540 | $309,850 | $420,600 | $650,550 | $854,820 |
Source: Ownwell
Property Tax Bills Across Kirkwood, St. Louis County, Missouri
Property tax bills in Kirkwood are calculated by applying the local tax rate to a home’s assessed value, which is based on its market value. For homeowners, that means the amount owed can change when property values rise or when tax rates are adjusted by local taxing authorities. The median home price in Kirkwood is $420,600, and the median property tax bill is $5,154, which is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
What factors are considered? The main drivers are the home’s assessed value, the tax rate, and any exemptions that may reduce the bill. Higher-value homes generally face larger tax bills, and in Kirkwood, property tax bills can vary widely, with the 25th percentile at $3,796 and the 90th percentile at $10,501. For homeowners, this can have a major impact on monthly housing costs and long-term affordability.
Median Kirkwood Tax Bill
$5,154
Median St. Louis County Tax Bill
$3,176
Median Missouri Tax Bill
$1,684
Median United States Tax Bill
$2,400
Property Tax Bills Across Kirkwood, St. Louis County, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 63122 | $3,003 | $3,796 | $5,154 | $7,902 | $10,501 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 13 |
Links | |
|---|---|
| St. Louis Tax Assessor | |
| Website | assessor.stlouiscountymo.gov |