Property Taxes in Saint Louis, Missouri
Median Saint Louis, Missouri effective property tax rate: 1.34%, significantly higher than the national median of 1.02%, and higher than the Missouri state median of 1.25%.
Median Saint Louis, Missouri home value: $210,700
Median annual Saint Louis, Missouri tax bill: $2,920, $520 higher than the national median property tax bill of $2,400.
How are property taxes in St. Louis calculated?
Property taxes in Saint Louis, Missouri are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Saint Louis's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saint Louis, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Saint Louis Property Tax Calculator Work?
Use this Saint Louis property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Saint Louis's median effective tax rate of 1.34% — based on actual property records in St. Louis County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Saint Louis's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Saint Louis: rates range from $974.00 in 63120 to $11,700.00 in 63124, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Saint Louis.
About Saint Louis Property Taxes
About Property Taxes in Saint Louis, St. Louis, Missouri
Saint Louis’s median effective property tax rate of 1.34% is higher than the Missouri state median of 1.25% and higher than the national median of 1.02%. This rate reflects the St. Louis County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Saint Louis. Homeowners in the 63137 ZIP code carry a median effective rate of 2.18%, while those in 63131 pay 1.11%. This spread — 1.07 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across St. Louis County. Understanding which part of Saint Louis you live in can make a meaningful difference to your annual tax bill.
Saint Louis homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the July 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Saint Louis, St. Louis County, Missouri
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Saint Louis's effective property tax rate to other cities in Missouri and the median property tax rates in Missouri and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Saint Louis Tax Rate
1.34%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Louis County Tax Rate
1.36%
Median Effective Missouri Tax Rate
1.25%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Saint Louis, St. Louis County, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 63105 | 1.28% | 1.29% | 1.29% | 1.30% | 1.31% |
| 63114 | 1.60% | 1.63% | 1.63% | 1.65% | 1.70% |
| 63117 | 1.21% | 1.26% | 1.45% | 1.46% | 1.46% |
| 63119 | 1.32% | 1.32% | 1.33% | 1.37% | 1.48% |
| 63120 | 1.78% | 1.79% | 1.80% | 1.80% | 1.81% |
| 63121 | 1.71% | 1.76% | 1.81% | 1.87% | 1.89% |
| 63122 | 1.18% | 1.19% | 1.19% | 1.21% | 1.25% |
| 63123 | 1.25% | 1.32% | 1.39% | 1.54% | 1.54% |
| 63124 | 1.28% | 1.28% | 1.28% | 1.28% | 1.29% |
| 63125 | 1.28% | 1.29% | 1.38% | 1.47% | 1.48% |
| 63126 | 1.25% | 1.25% | 1.32% | 1.32% | 1.32% |
| 63127 | 1.24% | 1.25% | 1.25% | 1.36% | 1.36% |
| 63128 | 1.23% | 1.24% | 1.27% | 1.28% | 1.28% |
| 63129 | 1.27% | 1.27% | 1.28% | 1.28% | 1.28% |
| 63130 | 1.34% | 1.35% | 1.36% | 1.38% | 1.39% |
| 63131 | 1.07% | 1.10% | 1.11% | 1.22% | 1.30% |
| 63132 | 1.33% | 1.34% | 1.34% | 1.36% | 1.39% |
| 63133 | 1.74% | 1.77% | 1.79% | 1.80% | 1.82% |
| 63134 | 1.45% | 1.46% | 1.47% | 1.66% | 1.66% |
| 63135 | 1.36% | 1.37% | 1.38% | 1.40% | 1.51% |
| 63136 | 1.73% | 1.99% | 2.01% | 2.05% | 2.18% |
| 63137 | 1.99% | 2.01% | 2.18% | 2.19% | 2.20% |
| 63138 | 1.79% | 1.80% | 1.80% | 1.81% | 1.82% |
| 63140 | 1.47% | 1.67% | 1.67% | 1.67% | 1.68% |
| 63141 | 1.11% | 1.27% | 1.28% | 1.29% | 1.33% |
| 63143 | 1.55% | 1.56% | 1.57% | 1.57% | 1.58% |
| 63144 | 1.30% | 1.31% | 1.31% | 1.32% | 1.33% |
| 63146 | 1.24% | 1.25% | 1.26% | 1.33% | 1.34% |
| 63103 | N/A | N/A | N/A | N/A | N/A |
| 63113 | N/A | N/A | N/A | N/A | N/A |
| 63147 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Saint Louis, St. Louis County, Missouri
When examining property taxes in Saint Louis, Missouri, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Louis County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In St. Louis County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saint Louis.
For example, the median home price in Saint Louis is $210,700, with tax bills ranging significantly across the county. 63124 has the highest median home price at $909,500.
Property Tax Assessment Values Across Saint Louis, St. Louis County, Missouri
Source: Ownwell
$54,800
$761,350
$1,467,900
Median Saint Louis Market Value
$210,700
Median St. Louis County Market Value
$226,300
Median Missouri Market Value
$136,526
Median United States Market Value
$274,101
Property Tax Assessment Values Across Saint Louis, St. Louis County, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 63105 | $232,900 | $360,700 | $707,250 | $986,850 | $1,462,810 |
| 63114 | $76,300 | $94,400 | $112,100 | $135,200 | $163,500 |
| 63117 | $208,100 | $247,375 | $323,150 | $496,425 | $853,200 |
| 63119 | $193,800 | $236,800 | $301,000 | $427,000 | $623,150 |
| 63120 | $42,400 | $49,400 | $54,800 | $62,900 | $72,740 |
| 63121 | $44,400 | $57,500 | $76,500 | $108,900 | $179,000 |
| 63122 | $192,200 | $276,050 | $397,700 | $559,700 | $738,700 |
| 63123 | $148,700 | $173,500 | $196,900 | $239,400 | $319,190 |
| 63124 | $410,080 | $618,750 | $909,500 | $1,344,950 | $2,067,140 |
| 63125 | $107,800 | $134,000 | $166,900 | $205,100 | $239,600 |
| 63126 | $194,100 | $221,900 | $268,500 | $321,050 | $400,060 |
| 63127 | $163,940 | $291,950 | $514,800 | $674,750 | $830,400 |
| 63128 | $174,650 | $240,825 | $297,500 | $374,800 | $480,850 |
| 63129 | $153,000 | $217,400 | $268,500 | $340,225 | $418,270 |
| 63130 | $103,550 | $126,800 | $217,950 | $425,675 | $610,600 |
| 63131 | $379,380 | $499,000 | $704,700 | $1,038,500 | $1,621,200 |
| 63132 | $99,700 | $128,500 | $303,800 | $483,400 | $749,100 |
| 63133 | $36,120 | $48,600 | $58,800 | $77,600 | $96,880 |
| 63134 | $56,970 | $70,400 | $94,750 | $111,900 | $125,030 |
| 63135 | $60,500 | $73,075 | $95,200 | $127,900 | $174,790 |
| 63136 | $43,100 | $55,100 | $75,800 | $103,600 | $134,620 |
| 63137 | $55,060 | $63,700 | $80,000 | $98,100 | $112,340 |
| 63138 | $77,900 | $95,700 | $133,500 | $165,900 | $190,670 |
| 63140 | $11,660 | $34,800 | $58,100 | $92,200 | $110,600 |
| 63141 | $201,100 | $320,800 | $534,400 | $765,700 | $1,120,560 |
| 63143 | $163,310 | $188,125 | $226,800 | $283,800 | $357,090 |
| 63144 | $171,000 | $182,700 | $237,000 | $323,900 | $535,960 |
| 63146 | $144,200 | $222,200 | $269,900 | $326,900 | $385,760 |
| 63103 | N/A | N/A | N/A | N/A | N/A |
| 63113 | N/A | N/A | N/A | N/A | N/A |
| 63147 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Saint Louis, St. Louis County, Missouri
Property tax bills in Saint Louis are based on the assessed value of a home, which is then multiplied by the local tax rate set by the city, county, and other taxing authorities. For homeowners in Saint Louis, the median home price is $210,700, and the tax bill can vary widely depending on neighborhood and property characteristics.
Several factors affect the final bill, including the home’s assessed market value, local tax rates, and any exemptions a homeowner may qualify for. That means two homes with similar market values can still have very different property tax bills if they are in different parts of the city or fall under different taxing districts.
The typical property tax burden in Saint Louis ranges from $1,865 at the 25th percentile to $4,464 at the 75th percentile, with the 90th percentile reaching $7,526. Some homeowners pay far less, while others face much higher bills, including a median tax bill of $11,700 in ZIP code 63124 and $974 in ZIP code 63120.
Median Saint Louis Tax Bill
$2,920
Median St. Louis County Tax Bill
$3,176
Median Missouri Tax Bill
$1,684
Median United States Tax Bill
$3,209
Property Tax Bills Across Saint Louis, St. Louis County, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 63105 | $3,031 | $4,727 | $9,151 | $12,789 | $18,806 |
| 63114 | $1,268 | $1,554 | $1,831 | $2,188 | $2,609 |
| 63117 | $3,001 | $3,510 | $4,579 | $6,507 | $10,704 |
| 63119 | $2,682 | $3,227 | $4,064 | $5,796 | $8,262 |
| 63120 | $632 | $863 | $974 | $1,110 | $1,293 |
| 63121 | $858 | $1,061 | $1,404 | $1,996 | $3,287 |
| 63122 | $2,373 | $3,346 | $4,848 | $6,753 | $8,932 |
| 63123 | $2,133 | $2,470 | $2,848 | $3,402 | $4,482 |
| 63124 | $5,290 | $7,993 | $11,700 | $17,355 | $26,588 |
| 63125 | $1,572 | $1,895 | $2,299 | $2,701 | $3,135 |
| 63126 | $2,571 | $2,902 | $3,501 | $4,195 | $5,229 |
| 63127 | $2,048 | $3,719 | $6,582 | $8,976 | $11,226 |
| 63128 | $2,235 | $3,068 | $3,740 | $4,713 | $6,063 |
| 63129 | $1,996 | $2,793 | $3,434 | $4,344 | $5,328 |
| 63130 | $1,445 | $1,763 | $3,001 | $5,760 | $8,189 |
| 63131 | $4,242 | $5,496 | $8,214 | $12,348 | $19,278 |
| 63132 | $1,382 | $1,805 | $4,128 | $6,511 | $10,151 |
| 63133 | $597 | $849 | $1,038 | $1,311 | $1,687 |
| 63134 | $845 | $1,050 | $1,443 | $1,792 | $2,043 |
| 63135 | $844 | $1,035 | $1,340 | $1,838 | $2,491 |
| 63136 | $841 | $1,111 | $1,556 | $2,116 | $2,475 |
| 63137 | $1,104 | $1,277 | $1,733 | $2,134 | $2,437 |
| 63138 | $1,415 | $1,731 | $2,405 | $2,986 | $3,431 |
| 63140 | $502 | $670 | $1,040 | $1,543 | $1,557 |
| 63141 | $2,568 | $4,128 | $6,794 | $9,652 | $14,013 |
| 63143 | $2,592 | $2,970 | $3,563 | $4,444 | $5,580 |
| 63144 | $2,232 | $2,408 | $3,156 | $4,330 | $7,216 |
| 63146 | $1,893 | $2,861 | $3,485 | $4,140 | $4,928 |
| 63103 | N/A | N/A | N/A | N/A | N/A |
| 63113 | N/A | N/A | N/A | N/A | N/A |
| 63147 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 13 |
Links | |
|---|---|
| St. Louis Tax Assessor | |
| Website | assessor.stlouiscountymo.gov |