Bozeman, Gallatin County, Montana Property Taxes
Property Taxes in Bozeman, Montana
Median Bozeman, Montana effective property tax rate: 0.67%, significantly lower than the national median of 1.02%, and lower than the Montana state median of 0.78%.
Median Bozeman, Montana home value: $695,300
Median annual Bozeman, Montana tax bill: $4,293, $1,893 higher than the national median property tax bill of $2,400.
How are property taxes in Gallatin calculated?
Property taxes in Bozeman, Montana are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Bozeman's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bozeman, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Bozeman, Gallatin County, Montana Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.67%
Estimate Property Tax Bill
$4,659
$4,323
How Does the Bozeman Property Tax Calculator Work?
Use this Bozeman property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Bozeman's median effective tax rate of 0.67% — based on actual property records in Gallatin County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Bozeman's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Bozeman: rates range from $3,973 in 59718 to $4,888 in 59715, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Bozeman.
About Bozeman Property Taxes
About Property Taxes in Bozeman, Gallatin, Montana
Bozeman’s median effective property tax rate of 0.67% is lower than the Montana state median of 0.78% and lower than the national median of 1.02%. This rate reflects the Gallatin County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Bozeman. Homeowners in the 59715 ZIP code carry a median effective rate of 0.67%, while those in 59718 pay 0.67%. This spread reflects how school district boundaries and local assessment districts are drawn across Gallatin County. Understanding which part of Bozeman you live in can make a meaningful difference to your annual tax bill.
Bozeman homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Bozeman, Gallatin County, Montana
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Bozeman's effective property tax rate to other cities in Montana and the median property tax rates in Montana and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bozeman Tax Rate
0.67%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gallatin County Tax Rate
0.65%
Median Effective Montana Tax Rate
0.78%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Bozeman, Gallatin County, Montana
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 59715 | 0.48% | 0.53% | 0.67% | 0.67% | 0.67% |
| 59718 | 0.52% | 0.55% | 0.67% | 0.67% | 0.67% |
| 59772 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Bozeman, Gallatin County, Montana
When examining property taxes in Bozeman, Montana, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Gallatin County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach property owners by the middle of May. Each notice includes both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Bozeman is $695,300, with tax bills ranging significantly across the county. ZIP code 59715 has the highest median home price at $794,650. Bozeman’s median tax bill of $4,293 is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Property Tax Assessment Values Across Bozeman, Gallatin County, Montana
Source: Ownwell
$366,700
$848,825
$1,330,950
Median Bozeman Market Value
$695,300
Median Gallatin County Market Value
$642,000
Median Montana Market Value
$317,000
Median United States Market Value
$235,294
Property Tax Assessment Values Across Bozeman, Gallatin County, Montana
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 59715 | $407,680 | $611,600 | $794,650 | $1,090,825 | $1,527,507 |
| 59718 | $331,900 | $486,000 | $639,800 | $847,800 | $1,161,016 |
| 59772 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Bozeman, Gallatin County, Montana
Property tax bills in Bozeman are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the property tax rate to that assessed value to determine the annual bill, and the amount can vary by neighborhood, school district, and other local levies. For homeowners, this means two similar homes can receive different tax bills if their assessed values or tax rates differ.
With a median home price of $695,300, Bozeman homeowners often face bills that are well above the national median property tax bill of $2,400. The 25th percentile tax bill is $3,223, while the 75th percentile reaches $5,713. At the high end, the 90th percentile tax bill is $7,896. Even within the city, the median tax bill ranges from $3,973 in ZIP code 59718 to $4,888 in ZIP code 59715. These differences can have a real impact on monthly budgets and long-term housing costs.
Median Bozeman Tax Bill
$4,293
Median Gallatin County Tax Bill
$4,053
Median Montana Tax Bill
$2,559
Median United States Tax Bill
$2,400
Property Tax Bills Across Bozeman, Gallatin County, Montana
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 59715 | $2,496 | $3,726 | $4,888 | $6,569 | $8,850 |
| 59718 | $2,091 | $3,013 | $3,973 | $5,073 | $6,980 |
| 59772 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Gallatin Tax Assessor | |
| Website | svc.mt.gov |