Missoula, Missoula County, Montana Property Taxes
Property Taxes in Missoula, Montana
Median Missoula, Montana effective property tax rate: 1.22%, significantly higher than the national median of 1.02%, and higher than the Montana state median of 0.78%.
Median Missoula, Montana home value: $419,000
Median annual Missoula, Montana tax bill: $4,868, $2,468 higher than the national median property tax bill of $2,400.
How are property taxes in Missoula calculated?
Property taxes in Missoula, Montana are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Missoula's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Missoula, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Missoula, Missoula County, Montana Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.22%
Estimate Property Tax Bill
$5,112
$4,744
How Does the Missoula Property Tax Calculator Work?
Use this Missoula property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Missoula's median effective tax rate of 1.22% — based on actual property records in Missoula County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Missoula's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Missoula: rates range from $4,484 in 59808 to $5,519 in 59803, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Missoula.
About Missoula Property Taxes
About Property Taxes in Missoula, Missoula, Montana
Missoula's median effective property tax rate of 1.22% is higher than the Montana state median of 0.78% and higher than the national median of 1.02%. This rate reflects the Missoula County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Missoula. Homeowners in the 59801 ZIP code carry a median effective rate of 1.22%, while those in 59804 pay 1.04%. This spread — 0.18 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Missoula County. Understanding which part of Missoula you live in can make a meaningful difference to your annual tax bill.
Missoula homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Missoula, Missoula County, Montana
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Missoula's effective property tax rate to other cities in Montana and the median property tax rates in Montana and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Missoula Tax Rate
1.22%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Missoula County Tax Rate
1.15%
Median Effective Montana Tax Rate
0.78%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Missoula, Missoula County, Montana
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 59801 | 1.22% | 1.22% | 1.22% | 1.22% | 1.22% |
| 59802 | 1.00% | 1.06% | 1.22% | 1.22% | 1.22% |
| 59803 | 1.06% | 1.14% | 1.22% | 1.22% | 1.22% |
| 59804 | 0.96% | 0.99% | 1.04% | 1.13% | 1.13% |
| 59808 | 0.95% | 1.03% | 1.11% | 1.19% | 1.19% |
Source: Ownwell
Property Tax Assessment Values Across Missoula, Missoula County, Montana
When examining property taxes in Missoula, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Missoula County tax authority estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Missoula County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Missoula is $419,000, with tax bills ranging from $4,484 in 59808 to $5,519 in 59803. Missoula’s median property tax bill of $4,868 is well above the national median property tax bill of $2,400, making it especially important to review your notice carefully.
Property Tax Assessment Values Across Missoula, Missoula County, Montana
Source: Ownwell
$244,121
$359,511
$474,900
Median Missoula Market Value
$419,000
Median Missoula County Market Value
$412,400
Median Montana Market Value
$317,000
Median United States Market Value
$235,294
Property Tax Assessment Values Across Missoula, Missoula County, Montana
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 59801 | $253,263 | $332,800 | $394,200 | $488,400 | $616,970 |
| 59802 | $77,538 | $270,546 | $390,400 | $540,284 | $725,700 |
| 59803 | $349,820 | $390,500 | $474,800 | $588,100 | $718,660 |
| 59804 | $84,760 | $382,700 | $474,900 | $601,300 | $794,816 |
| 59808 | $47,160 | $223,954 | $402,400 | $530,700 | $683,237 |
Source: Ownwell
Property Tax Bills Across Missoula, Missoula County, Montana
Property tax bills in Missoula are based on the assessed value of a home, not the market price alone. Local taxing authorities apply tax rates to that assessed value to determine the amount owed each year. Factors such as location, property characteristics, and local levies can all affect the final bill, which means two homes with similar prices may still be taxed differently.
With a median home price of $419,000, homeowners in Missoula often see tax bills that are well above the national median property tax bill of $2,400. The 25th percentile tax bill is $3,748, while the 75th percentile reaches $6,217. At the high end, the 90th percentile climbs to $7,932.
These bills can have a significant impact on household budgets, especially for owners whose assessed values rise over time.
Median Missoula Tax Bill
$4,868
Median Missoula County Tax Bill
$4,658
Median Montana Tax Bill
$2,559
Median United States Tax Bill
$2,400
Property Tax Bills Across Missoula, Missoula County, Montana
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 59801 | $2,629 | $3,952 | $4,768 | $5,903 | $7,475 |
| 59802 | $1,086 | $3,171 | $4,516 | $6,374 | $8,605 |
| 59803 | $3,939 | $4,561 | $5,519 | $6,819 | $8,257 |
| 59804 | $1,428 | $4,114 | $5,184 | $6,380 | $8,076 |
| 59808 | $475 | $2,328 | $4,484 | $5,754 | $7,487 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 1 |
Links | |
|---|---|
| Missoula Tax Assessor | |
| Website | svc.mt.gov |