Property Taxes in Pennsauken, New Jersey
Median Pennsauken, New Jersey effective property tax rate: 4.27%, significantly higher than the national median of 1.02%, and higher than the New Jersey state median of 2.88%.
Median Pennsauken, New Jersey home value: $139,600
Median annual Pennsauken, New Jersey tax bill: $5,941, $3,541 higher than the national median property tax bill of $2,400.
How are property taxes in Camden calculated?
Property taxes in Pennsauken, New Jersey are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Pennsauken's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Pennsauken, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Pennsauken Property Tax Calculator Work?
Use this Pennsauken property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Pennsauken's median effective tax rate of 4.27% — based on actual property records in Camden County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Pennsauken's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Pennsauken: rates range from $5,211.00 in 08110 to $6,684.00 in 08109, primarily due to differences in school district levies and local assessment districts. Pennsauken's median property tax bill of $5,941 is higher than New Jersey's $2,400 national median property tax bill by $3,541.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Pennsauken.
About Pennsauken Property Taxes
About Property Taxes in Pennsauken, Camden, New Jersey
Pennsauken’s median effective property tax rate of 4.27% is higher than the New Jersey state median of 2.88% and higher than the national median of 1.02%. This rate reflects the Camden County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Pennsauken. Homeowners in the 08109 ZIP code carry a median effective rate of 4.27%, while those in 08109 pay 4.27%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Camden County. Understanding which part of Pennsauken you live in can make a meaningful difference to your annual tax bill.
Pennsauken homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Pennsauken, Camden County, New Jersey
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Pennsauken's effective property tax rate to other cities in New Jersey and the median property tax rates in New Jersey and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pennsauken Tax Rate
4.27%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Camden County Tax Rate
4.20%
Median Effective New Jersey Tax Rate
2.88%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Pennsauken, Camden County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 08109 | 4.27% | 4.27% | 4.27% | 4.27% | 4.27% |
| 08110 | 4.20% | 4.27% | 4.27% | 4.27% | 4.27% |
Source: Ownwell
Property Tax Assessment Values Across Pennsauken, Camden County, New Jersey
When examining property taxes in Pennsauken, New Jersey, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Camden County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The assessed value is the figure used to calculate your property taxes, or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in February each year in Camden County. They typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. In Pennsauken, the median home price is $139,600, with tax bills ranging significantly across the county. ZIP code 08109 has the highest median home price at $157,000.
Property Tax Assessment Values Across Pennsauken, Camden County, New Jersey
Source: Ownwell
$45,000
$215,450
$385,900
Median Pennsauken Market Value
$139,600
Median Camden County Market Value
$169,400
Median New Jersey Market Value
$288,200
Median United States Market Value
$274,101
Property Tax Assessment Values Across Pennsauken, Camden County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 08109 | $120,290 | $140,075 | $157,000 | $176,000 | $196,900 |
| 08110 | $85,590 | $101,500 | $122,500 | $139,000 | $158,100 |
Source: Ownwell
Property Tax Bills Across Pennsauken, Camden County, New Jersey
Property tax bills in Pennsauken are calculated by applying the local tax rate to a home’s assessed market value. The assessed value is based on the property’s worth, and local taxing authorities use it to determine how much each homeowner owes. For a home with a median price of $139,600, the bill can vary depending on the assessment and the tax rate set by the city, county, schools, and other local services.
What factors are considered? The main factors are the home’s assessed value, the local tax rate, and any exemptions or adjustments that may apply. Because these taxes fund essential public services, homeowners with higher assessed values generally pay more.
How does this affect homeowners? In Pennsauken, property tax bills are substantial, with the 25th percentile at $4,964, the 75th percentile at $6,901, and the 90th percentile at $7,892. The median tax bill is also well above the national median property tax bill of $2,400, which can make ownership costs significantly higher for many residents.
Median Pennsauken Tax Bill
$5,941
Median Camden County Tax Bill
$7,102
Median New Jersey Tax Bill
$8,638
Median United States Tax Bill
$3,209
Property Tax Bills Across Pennsauken, Camden County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 08109 | $5,108 | $5,967 | $6,684 | $7,486 | $8,387 |
| 08110 | $3,466 | $4,272 | $5,211 | $5,898 | $6,696 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 1 |
Links | |
|---|---|
| Camden Tax Assessor | |
| Website | www.taxdatahub.com |