Property Taxes in Cedarville, New Jersey
Median Cedarville, New Jersey effective property tax rate: 2.91%, significantly higher than the national median of 1.02%, and higher than the New Jersey state median of 2.88%.
Median Cedarville, New Jersey home value: $157,400
Median annual Cedarville, New Jersey tax bill: $4,567, higher than the national median property tax bill of $2,400.
How are property taxes in Cumberland County calculated?
Property taxes in Cedarville, New Jersey are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cedarville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cedarville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Cedarville Property Tax Calculator Work?
Use this Cedarville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cedarville's median effective tax rate of 2.91% — based on actual property records in Cumberland County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cedarville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Cedarville: rates range from 2.91% in 08311 to 2.91% in 08311, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cedarville.
About Cedarville Property Taxes
About Property Taxes in Cedarville, Cumberland, New Jersey
Cedarville’s median effective property tax rate of 2.91% is higher than the New Jersey state median of 2.88% and higher than the national median of 1.02%. This rate reflects the Cumberland County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Cedarville. Homeowners in the 08311 ZIP code carry a median effective rate of 2.91%, while those in the lowest ZIP also pay 2.91%. This spread reflects how school district boundaries and local assessment districts are drawn across Cumberland County.
Cedarville homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the April 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cedarville, Cumberland County, New Jersey
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cedarville's effective property tax rate to other cities in New Jersey and the median property tax rates in New Jersey and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cedarville Tax Rate
2.91%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cumberland County Tax Rate
3.18%
Median Effective New Jersey Tax Rate
2.88%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Cedarville, Cumberland County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 08311 | 2.91% | 2.91% | 2.91% | 2.91% | 2.91% |
Source: Ownwell
Property Tax Assessment Values Across Cedarville, Cumberland County, New Jersey
When examining property taxes in Cedarville, New Jersey, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cumberland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cedarville.
For example, the median home price in Cedarville is $157,400, with tax bills ranging significantly across the county. 08311 has the highest median home price at $157,400.
Property Tax Assessment Values Across Cedarville, Cumberland County, New Jersey
Source: Ownwell
$101,200
$171,225
$241,250
Median Cedarville Market Value
$157,400
Median Cumberland County Market Value
$136,000
Median New Jersey Market Value
$288,200
Median United States Market Value
$274,101
Property Tax Assessment Values Across Cedarville, Cumberland County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 08311 | $91,600 | $125,900 | $157,400 | $205,400 | $250,740 |
Source: Ownwell
Property Tax Bills Across Cedarville, Cumberland County, New Jersey
Property tax bills in Cedarville are calculated by applying the local tax rate to a home’s assessed market value, then adjusting for any exemptions or credits. The assessed value is based on what the property is worth in the market, not what the owner paid for it, and local taxing authorities use that value to determine the final bill.
For Cedarville homeowners, the size of the bill depends on both the home’s assessed value and the tax rate set by the county and other local governments. With a median home price of $157,400, property taxes can make up a significant part of annual housing costs. The median tax bill is $4,567, which is above the national median property tax bill of $2,400 and reflects the higher local burden.
Bills can vary widely, with the 25th percentile at $3,648 and the 75th percentile at $5,924, showing how differences in home value and assessment can affect what homeowners pay.
Property Tax Bills Across Cedarville, Cumberland County, New Jersey
Source: Ownwell
$3,570
$5,361
$7,151
Median Cedarville Tax Bill
$4,567
Median Cumberland County Tax Bill
$4,582
Median New Jersey Tax Bill
$8,638
Median United States Tax Bill
$3,209
Property Tax Bills Across Cedarville, Cumberland County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 08311 | $2,694 | $3,648 | $4,567 | $5,924 | $7,262 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 1 |
Links | |
|---|---|
| Cumberland Tax Assessor | |
| Website | taxrecords-nj.com |