Cumberland County, New Jersey Property Taxes
Property Taxes in Cumberland County, New Jersey
Median Cumberland County effective property tax rate: 3.18%, significantly higher than the national median of 1.02%.
Median Cumberland County home value: $136,000
Median annual Cumberland County tax bill: $4,582, higher than the national median property tax bill of $2,400.
How are property taxes in Cumberland County calculated?
Property taxes in Cumberland County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cumberland County’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Vineland or another part of Cumberland County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cumberland County, New Jersey Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
3.18%
Estimate Property Tax Bill
$4,325
$4,013
How Does the Cumberland County Property Tax Calculator Work?
Use this Cumberland County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cumberland County's median effective tax rate of 3.18% to generate your estimate.
Enter your property's estimated assessed value — the figure the assessment office assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Cumberland County's median effective tax rate is higher than the New Jersey median tax rate of 2.88% and well above the national median property tax rate of 1.02%. The county's median property tax bill of $4,582 is also higher than the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Cumberland County.
Property Tax Rates Across Cumberland County, New Jersey
What Are Effective Property Tax Rates Across Cumberland County?
Local government entities set tax rates, which vary widely across Cumberland County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Cumberland County's effective property tax rate to other counties in New Jersey or the U.S. median of 1.02%.
Cumberland County's median effective rate stands at 3.18%, which is higher than the national median of 1.02%. Within Cumberland County, the highest rate is found in Millville at 3.93%, while Port Elizabeth has the lowest at 2.86%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cumberland County Tax Rate
3.18%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective New Jersey Tax Rate
2.88%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cumberland County, New Jersey
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bridgeton | 2.55% | 3.35% | 3.64% | 5.29% | 5.29% |
| Cedarville | 2.91% | 2.91% | 2.91% | 2.91% | 2.91% |
| Delmont | 2.89% | 2.99% | 2.99% | 2.99% | 2.99% |
| Dividing Creek | 2.90% | 2.90% | 2.90% | 2.90% | 2.90% |
| Dorchester | 2.89% | 2.89% | 2.89% | 2.89% | 2.89% |
| Elmer | 3.35% | 3.35% | 3.35% | 3.35% | 3.35% |
| Fortescue | 2.88% | 2.88% | 2.88% | 2.88% | 2.88% |
| Greenwich | 3.58% | 3.58% | 3.58% | 3.58% | 3.58% |
| Heislerville | 2.91% | 2.99% | 2.99% | 2.99% | 2.99% |
| Leesburg | 2.89% | 2.89% | 2.89% | 2.89% | 2.99% |
| Mauricetown | 2.99% | 2.99% | 2.99% | 2.99% | 2.99% |
| Millville | 3.00% | 3.72% | 3.92% | 3.93% | 3.93% |
| Milmay | 2.96% | 2.96% | 2.96% | 2.96% | 2.96% |
| Newfield | 3.18% | 3.18% | 3.18% | 3.18% | 3.18% |
| Newport | 2.88% | 2.88% | 2.88% | 2.88% | 2.91% |
| Port Elizabeth | 2.86% | 2.86% | 2.86% | 2.86% | 2.86% |
| Port Norris | 2.90% | 2.90% | 2.91% | 2.91% | 2.99% |
| Rosenhayn | 3.72% | 3.72% | 3.72% | 3.72% | 3.72% |
| Shiloh | 2.91% | 3.16% | 3.16% | 3.16% | 5.29% |
| Vineland | 3.18% | 3.18% | 3.18% | 3.18% | 3.18% |
| Deerfield | N/A | N/A | N/A | N/A | N/A |
| Deerfield Twp | N/A | N/A | N/A | N/A | N/A |
| Fairton | N/A | N/A | N/A | N/A | N/A |
| Pittsgrove | N/A | N/A | N/A | N/A | N/A |
| South Vineland | N/A | N/A | N/A | N/A | N/A |
| Woodbine | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Cumberland County, New Jersey
When examining property taxes in Cumberland County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cumberland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cumberland County.
For example, the median tax bill in Cumberland County is $4,582, with tax bills ranging significantly across the county. Milmay has the highest median home price at $241,250.
Property Tax Assessment Values Across Cumberland County, New Jersey
Source: Ownwell
$101,200
$171,225
$241,250
Median Cumberland County Market Value
$136,000
Median New Jersey Market Value
$288,200
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cumberland County, New Jersey
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bridgeton | $44,000 | $70,500 | $122,300 | $164,400 | $216,300 |
| Cedarville | $91,600 | $125,900 | $157,400 | $205,400 | $250,740 |
| Delmont | $61,460 | $99,000 | $126,000 | $166,900 | $199,340 |
| Dividing Creek | $70,120 | $134,775 | $152,550 | $183,775 | $210,400 |
| Dorchester | $87,240 | $123,900 | $157,200 | $196,300 | $271,800 |
| Elmer | $127,520 | $141,900 | $168,550 | $211,175 | $263,080 |
| Fortescue | $63,000 | $95,700 | $123,800 | $181,850 | $250,000 |
| Greenwich | $105,300 | $135,000 | $166,900 | $207,400 | $270,100 |
| Heislerville | $74,290 | $106,000 | $139,650 | $170,075 | $192,220 |
| Leesburg | $73,550 | $119,925 | $151,950 | $189,625 | $256,450 |
| Mauricetown | $102,980 | $137,000 | $168,200 | $214,850 | $255,600 |
| Millville | $58,800 | $84,375 | $118,000 | $160,200 | $208,400 |
| Milmay | $172,820 | $202,575 | $241,250 | $299,325 | $352,070 |
| Newfield | $26,560 | $94,850 | $119,400 | $161,250 | $201,940 |
| Newport | $70,000 | $120,000 | $157,300 | $198,950 | $239,900 |
| Port Elizabeth | $104,240 | $123,750 | $164,600 | $202,700 | $257,100 |
| Port Norris | $67,050 | $94,600 | $124,050 | $155,550 | $192,290 |
| Rosenhayn | $69,260 | $81,675 | $101,200 | $125,150 | $147,350 |
| Shiloh | $50,100 | $97,300 | $133,000 | $169,750 | $206,300 |
| Vineland | $103,500 | $122,700 | $151,800 | $190,500 | $236,900 |
| Deerfield | N/A | N/A | N/A | N/A | N/A |
| Deerfield Twp | N/A | N/A | N/A | N/A | N/A |
| Fairton | N/A | N/A | N/A | N/A | N/A |
| Pittsgrove | N/A | N/A | N/A | N/A | N/A |
| South Vineland | N/A | N/A | N/A | N/A | N/A |
| Woodbine | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Cumberland County, New Jersey
Property tax bills in Cumberland County are based on the assessed value of a home, not the sale price alone. Local tax rates are applied to that assessed value to determine the final bill, so two homes with similar market values can still owe different amounts if their assessments differ. Factors such as location, property characteristics, and local government budgets all play a role in shaping what homeowners pay.
With a median home price of $136,000, the property tax burden can still be significant. The 25th percentile tax bill is $3,480, while the 75th percentile is $5,941 and the 90th percentile reaches $7,556. That means many homeowners pay well above the national median property tax bill of $2,400, which can make property taxes a major part of annual housing costs.
For homeowners, this can affect monthly budgeting, affordability, and long-term housing decisions.
Median Cumberland County Tax Bill
$4,582
Median New Jersey Tax Bill
$8,638
Median United States Tax Bill
$2,400
Property Tax Bills Across Cumberland County, New Jersey
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bridgeton | $2,242 | $3,168 | $4,465 | $5,845 | $7,495 |
| Cedarville | $2,694 | $3,648 | $4,567 | $5,924 | $7,262 |
| Delmont | $1,840 | $2,934 | $3,772 | $4,946 | $5,887 |
| Dividing Creek | $2,031 | $3,904 | $4,419 | $5,324 | $6,095 |
| Dorchester | $2,525 | $3,586 | $4,549 | $5,681 | $7,866 |
| Elmer | $4,267 | $4,748 | $5,640 | $7,066 | $8,803 |
| Fortescue | $1,817 | $2,760 | $3,570 | $5,245 | $7,210 |
| Greenwich | $3,759 | $4,801 | $5,950 | $7,360 | $9,569 |
| Heislerville | $2,168 | $3,174 | $4,124 | $5,085 | $5,702 |
| Leesburg | $2,235 | $3,484 | $4,495 | $5,677 | $7,422 |
| Mauricetown | $3,083 | $4,102 | $5,036 | $6,433 | $7,653 |
| Millville | $2,141 | $3,124 | $4,345 | $5,958 | $7,756 |
| Milmay | $5,122 | $6,004 | $7,151 | $8,872 | $10,435 |
| Newfield | $846 | $3,020 | $3,802 | $5,134 | $6,430 |
| Newport | $2,020 | $3,472 | $4,537 | $5,797 | $6,919 |
| Port Elizabeth | $2,977 | $3,534 | $4,701 | $5,789 | $7,343 |
| Port Norris | $1,967 | $2,772 | $3,627 | $4,557 | $5,640 |
| Rosenhayn | $2,579 | $3,041 | $3,768 | $4,659 | $5,486 |
| Shiloh | $2,150 | $3,189 | $4,178 | $5,228 | $6,519 |
| Vineland | $3,299 | $3,909 | $4,833 | $6,066 | $7,543 |
| Deerfield | N/A | N/A | N/A | N/A | N/A |
| Deerfield Twp | N/A | N/A | N/A | N/A | N/A |
| Fairton | N/A | N/A | N/A | N/A | N/A |
| Pittsgrove | N/A | N/A | N/A | N/A | N/A |
| South Vineland | N/A | N/A | N/A | N/A | N/A |
| Woodbine | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 1 |
Links | |
|---|---|
| Cumberland Tax Assessor | |
| Website | taxrecords-nj.com |