Property Taxes in Belleville, New Jersey
Median Belleville, New Jersey effective property tax rate: 3.91%, significantly higher than the national median of 1.02%, and higher than the New Jersey state median of 2.88%.
Median Belleville, New Jersey home value: $282,200
Median annual Belleville, New Jersey tax bill: $11,096, higher than the national median property tax bill of $2,400.
How are property taxes in Essex calculated?
Property taxes in Belleville, New Jersey are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Belleville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Belleville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Belleville Property Tax Calculator Work?
Use this Belleville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Belleville's median effective tax rate of 3.91% — based on actual property records in Essex County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Belleville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Belleville: rates range from 3.91% in 07109 to 3.91% in 07109, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Belleville.
About Belleville Property Taxes
About Property Taxes in Belleville, Essex, New Jersey
Belleville’s median effective property tax rate of 3.91% is higher than the New Jersey state median of 2.88% and higher than the national median of 1.02%. This rate reflects the Essex County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Belleville. Homeowners in the 07109 ZIP code carry a median effective rate of 3.91%, while those in 07109 pay 3.91%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Essex County. Understanding which part of Belleville you live in can make a meaningful difference to your annual tax bill.
Belleville homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the April 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Belleville, Essex County, New Jersey
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Belleville's effective property tax rate to other cities in New Jersey and the median property tax rates in New Jersey and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Belleville Tax Rate
3.91%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Essex County Tax Rate
3.27%
Median Effective New Jersey Tax Rate
2.88%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Belleville, Essex County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07109 | 3.91% | 3.91% | 3.91% | 3.91% | 3.91% |
Source: Ownwell
Property Tax Assessment Values Across Belleville, Essex County, New Jersey
When examining property taxes in Belleville, New Jersey, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Essex County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Essex County, assessment notices are sent in February each year.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Belleville.
For example, the median home price in Belleville is $282,200, with tax bills ranging significantly across the county. 07109 has the highest median home price at $282,200.
Property Tax Assessment Values Across Belleville, Essex County, New Jersey
Source: Ownwell
$145,150
$750,800
$1,356,450
Median Belleville Market Value
$282,200
Median Essex County Market Value
$366,500
Median New Jersey Market Value
$288,200
Median United States Market Value
$274,101
Property Tax Assessment Values Across Belleville, Essex County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07109 | $176,900 | $241,100 | $282,200 | $322,700 | $387,190 |
Source: Ownwell
Property Tax Bills Across Belleville, Essex County, New Jersey
Belleville property tax bills are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is the starting point for the bill, and local taxing authorities use it to determine how much each homeowner owes. For a home with a median price of $282,200, the property tax bill can vary widely depending on the assessment and the tax rate in effect.
Several factors influence the final bill, including the home’s location within Essex County, the accuracy of the assessment, and any local budget needs that affect tax rates. In Belleville, property tax bills are much higher than the national median property tax bill of $2,400, which can make ownership costs feel significantly heavier for many homeowners.
For many households, the bill is one of the largest ongoing costs of owning a home. When assessed values rise or local rates increase, the tax bill can climb quickly, affecting monthly budgets and long-term affordability.
Median Belleville Tax Bill
$11,096
Median Essex County Tax Bill
$11,737
Median New Jersey Tax Bill
$8,638
Median United States Tax Bill
$3,209
Property Tax Bills Across Belleville, Essex County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07109 | $7,201 | $9,577 | $11,096 | $12,635 | $15,067 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 1 |
Links | |
|---|---|
| Essex Tax Assessor | |
| Website | www.taxdatahub.com |