Property Taxes in Maplewood, New Jersey
Median Maplewood, New Jersey effective property tax rate: 2.29%, significantly lower than the national median of 1.02%, and lower than the New Jersey state median of 2.88%.
Median Maplewood, New Jersey home value: $794,900
Median annual Maplewood, New Jersey tax bill: $18,210, higher by $15,810 than the national median property tax bill of $2,400.
How are property taxes in Essex calculated?
Property taxes in Maplewood, New Jersey are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Maplewood's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Maplewood, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Maplewood Property Tax Calculator Work?
Use this Maplewood property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Maplewood's median effective tax rate of 2.29% — based on actual property records in Essex County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Maplewood's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Maplewood: rates range from 2.29% in 07040 to 2.29% in 07040, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Maplewood.
About Maplewood Property Taxes
About Property Taxes in Maplewood, Essex, New Jersey
Maplewood's median effective property tax rate of 2.29% is lower than the New Jersey state median of 2.88% and higher than the national median of 1.02%. This rate reflects the Essex County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Maplewood. Homeowners in ZIP code 07040 carry a median effective rate of 2.29%, while those in 07040 pay 2.29%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Essex County. Understanding which part of Maplewood you live in can make a meaningful difference to your annual tax bill.
Maplewood homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the April 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Maplewood, Essex County, New Jersey
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Maplewood's effective property tax rate to other cities in New Jersey and the median property tax rates in New Jersey and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Maplewood Tax Rate
2.29%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Essex County Tax Rate
3.27%
Median Effective New Jersey Tax Rate
2.88%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Maplewood, Essex County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07040 | 1.89% | 2.12% | 2.29% | 2.46% | 2.64% |
Source: Ownwell
Property Tax Assessment Values Across Maplewood, Essex County, New Jersey
When examining property taxes in Maplewood, New Jersey, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Essex County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Essex County, assessment notices are sent in February each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Maplewood is $794,900, with a median tax bill of $18,210, far above the national median property tax bill of $2,400.
By understanding how market and assessed values are determined, property owners can better navigate property taxes in Maplewood and the broader Essex County area.
Property Tax Assessment Values Across Maplewood, Essex County, New Jersey
Source: Ownwell
$145,150
$750,800
$1,356,450
Median Maplewood Market Value
$794,900
Median Essex County Market Value
$366,500
Median New Jersey Market Value
$288,200
Median United States Market Value
$274,101
Property Tax Assessment Values Across Maplewood, Essex County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07040 | $466,180 | $583,100 | $794,900 | $983,700 | $1,235,440 |
Source: Ownwell
Property Tax Bills Across Maplewood, Essex County, New Jersey
Property tax bills in Maplewood are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, that means the bill depends not only on the home itself, but also on how local assessors value it and how tax rates are set in Essex County.
With a median home price of $794,900, property taxes can be a major part of homeownership costs. The 25th percentile tax bill is $12,435, while the 75th percentile is $22,893 and the 90th percentile reaches $28,744. That spread shows how much tax bills can vary from one homeowner to another, even within the same city.
Compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400, Maplewood homeowners generally face much higher property tax burdens. For many residents, the size of the tax bill can significantly affect monthly budgets and long-term affordability.
Median Maplewood Tax Bill
$18,210
Median Essex County Tax Bill
$11,737
Median New Jersey Tax Bill
$8,638
Median United States Tax Bill
$3,209
Property Tax Bills Across Maplewood, Essex County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07040 | $10,190 | $12,435 | $18,210 | $22,893 | $28,744 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 1 |
Links | |
|---|---|
| Essex Tax Assessor | |
| Website | www.taxdatahub.com |