Property Taxes in Jersey City, New Jersey
Median Jersey City, New Jersey effective property tax rate: 2.25%, significantly higher than the national median of 1.02%, and lower than the New Jersey state median of 2.88%.
Median Jersey City, New Jersey home value: $373,300
Median annual Jersey City, New Jersey tax bill: $8,226, higher than the national median property tax bill of $2,400.
How are property taxes in Hudson calculated?
Property taxes in Jersey City, New Jersey are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Jersey City's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Jersey City, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Jersey City Property Tax Calculator Work?
Use this Jersey City property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Jersey City's median effective tax rate of 2.25% — based on actual property records in Hudson County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Jersey City's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Jersey City: rates range from $6,224.00 in 07310 to $13,254.00 in 07302, primarily due to differences in school district levies and local assessment districts. Jersey City's median property tax bill of $8,226 is higher than the New Jersey median tax bill, with a $5,826 difference.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Jersey City.
About Jersey City Property Taxes
About Property Taxes in Jersey City, Hudson, New Jersey
Jersey City's median effective property tax rate of 2.25% is lower than the New Jersey state median of 2.88% and higher than the national median of 1.02%. This rate reflects the Hudson County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Jersey City. Homeowners in the 07302 ZIP code carry a median effective rate of 2.25%, while those in 07311 pay 1.63%. This spread — 0.62 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Hudson County. Understanding which part of Jersey City you live in can make a meaningful difference to your annual tax bill.
Jersey City homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Jersey City, Hudson County, New Jersey
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Jersey City's effective property tax rate to other cities in New Jersey and the median property tax rates in New Jersey and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Jersey City Tax Rate
2.25%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hudson County Tax Rate
2.25%
Median Effective New Jersey Tax Rate
2.88%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Jersey City, Hudson County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07302 | 2.25% | 2.25% | 2.25% | 2.25% | 2.25% |
| 07304 | 2.25% | 2.25% | 2.25% | 2.25% | 2.25% |
| 07305 | 2.25% | 2.25% | 2.25% | 2.25% | 2.25% |
| 07306 | 2.25% | 2.25% | 2.25% | 2.25% | 2.25% |
| 07307 | 2.25% | 2.25% | 2.25% | 2.25% | 2.25% |
| 07310 | 2.25% | 2.25% | 2.25% | 2.25% | 2.25% |
| 07311 | 1.63% | 1.63% | 1.63% | 1.63% | 1.63% |
Source: Ownwell
Property Tax Assessment Values Across Jersey City, Hudson County, New Jersey
When examining property taxes in Jersey City, New Jersey, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hudson County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Hudson County, assessment notices are sent in February each year.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Jersey City homeowners, the median home price is $373,300, and the median tax bill is $8,226, well above the national median property tax bill of $2,400. Tax bills range from $5,782 at the 25th percentile to $11,864 at the 75th percentile, with 07302 posting the highest median home price at $604,100 and the highest median tax bill at $13,254.
Property Tax Assessment Values Across Jersey City, Hudson County, New Jersey
Source: Ownwell
$97,400
$399,150
$700,900
Median Jersey City Market Value
$373,300
Median Hudson County Market Value
$368,800
Median New Jersey Market Value
$288,200
Median United States Market Value
$274,101
Property Tax Assessment Values Across Jersey City, Hudson County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07302 | $73,100 | $375,625 | $604,100 | $933,175 | $1,301,050 |
| 07304 | $117,800 | $234,025 | $319,900 | $447,275 | $572,790 |
| 07305 | $203,120 | $248,700 | $295,900 | $360,200 | $458,580 |
| 07306 | $175,780 | $276,900 | $388,100 | $513,200 | $657,000 |
| 07307 | $242,910 | $359,800 | $458,350 | $584,375 | $730,690 |
| 07310 | $41,900 | $61,800 | $339,300 | $693,400 | $1,096,220 |
| 07311 | $382,500 | $408,500 | $491,600 | $544,250 | $1,079,800 |
Source: Ownwell
Property Tax Bills Across Jersey City, Hudson County, New Jersey
Property tax bills in Jersey City are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, this means the tax bill depends on both the value of the home and the tax rate set by local taxing authorities.
With a median home price of $373,300, property taxes in Jersey City are well above the national median property tax bill of $2,400. The typical bill can vary widely across the city, with the 25th percentile at $5,782 and the 75th percentile at $11,864, showing how much location and assessment differences can affect what homeowners pay.
Higher assessed values generally lead to higher tax bills, while lower assessments can reduce them. In Jersey City, that can make a meaningful difference for homeowners, especially in neighborhoods where median tax bills are much higher, such as ZIP code 07302, compared with lower-bill areas like ZIP code 07310.
Median Jersey City Tax Bill
$8,226
Median Hudson County Tax Bill
$8,755
Median New Jersey Tax Bill
$8,638
Median United States Tax Bill
$3,209
Property Tax Bills Across Jersey City, Hudson County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07302 | $1,544 | $8,035 | $13,254 | $20,786 | $29,207 |
| 07304 | $2,647 | $5,022 | $6,959 | $9,596 | $12,507 |
| 07305 | $4,514 | $5,548 | $6,588 | $7,957 | $10,037 |
| 07306 | $4,021 | $6,253 | $8,689 | $11,399 | $14,570 |
| 07307 | $5,338 | $7,912 | $10,107 | $12,754 | $16,223 |
| 07310 | $941 | $1,389 | $6,224 | $15,581 | $24,451 |
| 07311 | $6,231 | $6,654 | $8,008 | $8,866 | $17,590 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 1 |
Links | |
|---|---|
| Hudson Tax Assessor | |
| Website | taxrecords-nj.com |