Property Taxes in Kearny, New Jersey
Median Kearny, New Jersey effective property tax rate: 10.57%, significantly higher than the national median of 1.02%, and higher than the New Jersey state median of 2.88%.
Median Kearny, New Jersey home value: $97,400
Median annual Kearny, New Jersey tax bill: $9,996, $7,596 higher than the national median property tax bill of $2,400.
How are property taxes in Hudson calculated?
Property taxes in Kearny, New Jersey are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Kearny's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Kearny, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Kearny Property Tax Calculator Work?
Use this Kearny property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Kearny's median effective tax rate of 10.57% — based on actual property records in Hudson County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Kearny's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Kearny: rates range from 10.57% in 07032 to 10.57% in 07032, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Kearny.
About Kearny Property Taxes
About Property Taxes in Kearny, Hudson, New Jersey
Kearny’s median effective property tax rate of 10.57% is higher than the New Jersey state median of 2.88% and higher than the national median of 1.02%. This rate reflects the Hudson County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Kearny. Homeowners in the 07032 ZIP code carry a median effective rate of 10.57%, while those in the same ZIP code also pay 10.57%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Hudson County. Understanding which part of Kearny you live in can make a meaningful difference to your annual tax bill.
Kearny homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the April 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Kearny, Hudson County, New Jersey
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Kearny's effective property tax rate to other cities in New Jersey and the median property tax rates in New Jersey and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kearny Tax Rate
10.57%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hudson County Tax Rate
2.25%
Median Effective New Jersey Tax Rate
2.88%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Kearny, Hudson County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07032 | 10.57% | 10.57% | 10.57% | 10.57% | 10.57% |
Source: Ownwell
Property Tax Assessment Values Across Kearny, Hudson County, New Jersey
When examining property taxes in Kearny, New Jersey, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Hudson County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Hudson County, assessment notices are sent in February each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Kearny.
For example, the median home price in Kearny is $97,400, with tax bills ranging significantly across the county. 07032 has the highest median home price at $97,400.
Property Tax Assessment Values Across Kearny, Hudson County, New Jersey
Source: Ownwell
$97,400
$399,150
$700,900
Median Kearny Market Value
$97,400
Median Hudson County Market Value
$368,800
Median New Jersey Market Value
$288,200
Median United States Market Value
$274,101
Property Tax Assessment Values Across Kearny, Hudson County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07032 | $67,490 | $80,100 | $97,400 | $121,000 | $147,510 |
Source: Ownwell
Property Tax Bills Across Kearny, Hudson County, New Jersey
Property tax bills in Kearny are based on the assessed value of a home, which is then multiplied by the local tax rate set by Hudson County and other taxing authorities. The assessed value is meant to reflect the market value of the property, and it is one of the biggest factors in determining what a homeowner owes each year. When assessments rise, tax bills can increase even if a homeowner has not made any changes to the property.
In Kearny, the median home price is $97,400, while the median property tax bill is $9,996, which is far above the national median property tax bill of $2,400. That means property taxes can take a significant share of a homeowner’s housing costs. Bills also vary widely across the city, with the 25th percentile at $8,295 and the 75th percentile at $12,194. For homeowners, this makes property taxes a major part of long-term affordability.
Median Kearny Tax Bill
$9,996
Median Hudson County Tax Bill
$8,755
Median New Jersey Tax Bill
$8,638
Median United States Tax Bill
$3,209
Property Tax Bills Across Kearny, Hudson County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07032 | $6,816 | $8,295 | $9,996 | $12,194 | $14,320 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 1 |
Links | |
|---|---|
| Hudson Tax Assessor | |
| Website | taxrecords-nj.com |