Property Taxes in Woodbridge, New Jersey
Median Woodbridge, New Jersey effective property tax rate: 13.20%, significantly higher than the national median of 1.02%, and higher than the New Jersey state median of 2.88%.
Median Woodbridge, New Jersey home value: $69,000
Median annual Woodbridge, New Jersey tax bill: $8,950, $6,550 higher than the national median property tax bill of $2,400.
How are property taxes in Middlesex calculated?
Property taxes in Woodbridge, New Jersey are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Woodbridge's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Woodbridge, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Woodbridge Property Tax Calculator Work?
Use this Woodbridge property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Woodbridge's median effective tax rate of 13.20% — based on actual property records in Middlesex County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Woodbridge's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Woodbridge: rates range from 8950.00 in 07095 to 8950.00 in 07095, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Woodbridge.
About Woodbridge Property Taxes
About Property Taxes in Woodbridge, Middlesex, New Jersey
Woodbridge’s median effective property tax rate of 13.20% is higher than the New Jersey state median of 2.88% and higher than the national median of 1.02%. This rate reflects the Middlesex County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Woodbridge. Homeowners in the 07095 ZIP code carry a median effective rate of 13.20%, while those in the 07095 pay 13.20%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Middlesex County. Understanding which part of Woodbridge you live in can make a meaningful difference to your annual tax bill.
Woodbridge homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Woodbridge, Middlesex County, New Jersey
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Woodbridge's effective property tax rate to other cities in New Jersey and the median property tax rates in New Jersey and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Woodbridge Tax Rate
13.20%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Middlesex County Tax Rate
5.52%
Median Effective New Jersey Tax Rate
2.88%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Woodbridge, Middlesex County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07095 | 12.77% | 13.20% | 13.20% | 13.20% | 13.20% |
Source: Ownwell
Property Tax Assessment Values Across Woodbridge, Middlesex County, New Jersey
When examining property taxes in Woodbridge, New Jersey, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Middlesex County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Middlesex County, assessment notices are sent in February each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Woodbridge.
For example, the median home price in Woodbridge is $69,000, with tax bills ranging significantly across the county. 07095 has the highest median home price at $69,000.
Property Tax Assessment Values Across Woodbridge, Middlesex County, New Jersey
Source: Ownwell
$66,900
$316,000
$565,100
Median Woodbridge Market Value
$69,000
Median Middlesex County Market Value
$167,900
Median New Jersey Market Value
$288,200
Median United States Market Value
$274,101
Property Tax Assessment Values Across Woodbridge, Middlesex County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07095 | $42,700 | $55,175 | $69,000 | $82,800 | $100,100 |
Source: Ownwell
Property Tax Bills Across Woodbridge, Middlesex County, New Jersey
Woodbridge property tax bills are based on the assessed value of a home and the local tax rate set by the taxing authorities. When a property’s market value is assessed, that value is used to calculate the annual bill, so changes in the local market can affect what homeowners owe. In Woodbridge, the median home price is $69,000, and the median property tax bill is $8,950, which is far above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Several factors influence the final bill, including the home’s assessed value, local budgets, and the tax rate applied in Middlesex County. For many homeowners, this means a higher tax bill can create a significant ongoing expense, especially when taxes rise faster than household income. Bills in the area also vary widely, with the 25th percentile at $7,088 and the 75th percentile at $10,732, showing how much property taxes can differ from one home to another.
Property Tax Bills Across Woodbridge, Middlesex County, New Jersey
Source: Ownwell
$5,823
$9,221
$12,618
Median Woodbridge Tax Bill
$8,950
Median Middlesex County Tax Bill
$8,723
Median New Jersey Tax Bill
$8,638
Median United States Tax Bill
$3,209
Property Tax Bills Across Woodbridge, Middlesex County, New Jersey
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 07095 | $5,544 | $7,088 | $8,950 | $10,732 | $12,738 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 1 |
Links | |
|---|---|
| Middlesex Tax Assessor | |
| Website | www.taxdatahub.com |