Property Taxes in Guilford, New York
Median Guilford, New York effective property tax rate: 3.12%, significantly higher than the national median of 1.02%, and higher than the New York state median of 1.90%.
Median Guilford, New York home value: $107,037
Median annual Guilford, New York tax bill: $3,131, $731 higher than the national median property tax bill of $2,400.
How are property taxes in Chenango calculated?
Property taxes in Guilford, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Guilford's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Guilford, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Guilford Property Tax Calculator Work?
Use this Guilford property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Guilford's median effective tax rate of 3.12% — based on actual property records in Chenango County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Guilford's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Guilford: rates range from 3.12% in 13780 to 3.12% in 13780, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Guilford.
About Guilford Property Taxes
About Property Taxes in Guilford, Chenango, New York
Guilford’s median effective property tax rate of 3.12% is higher than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Chenango County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Guilford. Homeowners in the 13780 ZIP code carry a median effective rate of 3.12%, while those in the same ZIP code pay 3.12%. This spread reflects how school district boundaries and local assessment districts are drawn across Chenango County.
Guilford homeowners who believe their assessed value is too high can file a formal appeal with the Assessment Review Commission before May 26, 2026.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Guilford, Chenango County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Guilford's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Guilford Tax Rate
3.12%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chenango County Tax Rate
2.71%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Guilford, Chenango County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13780 | 2.01% | 2.49% | 3.12% | 3.12% | 3.94% |
Source: Ownwell
Property Tax Assessment Values Across Guilford, Chenango County, New York
When examining property taxes in Guilford, New York, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Chenango County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Chenango County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By understanding how assessed and market values are determined, property owners can better navigate their tax responsibilities in Guilford.
For example, the median home price in Guilford is $107,037, with tax bills ranging significantly across the county. Zip code 13780 has the highest median home price at $107,037.
Property Tax Assessment Values Across Guilford, Chenango County, New York
Source: Ownwell
$62,390
$108,041
$153,692
Median Guilford Market Value
$107,037
Median Chenango County Market Value
$107,692
Median New York Market Value
$312,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Guilford, Chenango County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13780 | $39,522 | $66,667 | $107,037 | $161,481 | $241,062 |
Source: Ownwell
Property Tax Bills Across Guilford, Chenango County, New York
Property tax bills in Guilford are based on the assessed value of a home and the local tax rate set by taxing authorities. The assessed value is meant to reflect the market value of the property, and that figure is then multiplied by the applicable tax rate to determine the bill. For homeowners, this means that changes in home value or local rates can directly affect what they owe each year.
In Guilford, the median home price is $107,037, and the median property tax bill is $3,131. That sits above the national median property tax bill of $2,400 and above the national median property tax rate of 1.02%. Bills can vary widely, with the 25th percentile at $1,933 and the 75th percentile at $4,868, while the 90th percentile reaches $6,951.
Median Guilford Tax Bill
$3,131
Median Chenango County Tax Bill
$2,950
Median New York Tax Bill
$5,420
Median United States Tax Bill
$3,209
Property Tax Bills Across Guilford, Chenango County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 13780 | $1,038 | $1,933 | $3,131 | $4,868 | $6,951 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Chenango Assessment Review Commission | |
| Website | sdg.giscloud.com |