Property Taxes in Champlain, New York
Median Champlain, New York effective property tax rate: 2.53%, significantly higher than the national median of 1.02%, and higher than the New York state median of 1.90%.
Median Champlain, New York home value: $172,600
Median annual Champlain, New York tax bill: $4,392, $1,992 higher than the national median property tax bill of $2,400.
How are property taxes in Clinton calculated?
Property taxes in Champlain, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Champlain's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Champlain, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Champlain Property Tax Calculator Work?
Use this Champlain property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Champlain's median effective tax rate of 2.53% — based on actual property records in Clinton County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Champlain's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Champlain: rates range from 2.53% in 12919 to 2.53% in 12919, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Champlain.
About Champlain Property Taxes
About Property Taxes in Champlain, Clinton, New York
Champlain’s median effective property tax rate of 2.53% is higher than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Clinton County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Champlain. Homeowners in the 12919 ZIP code carry a median effective rate of 2.53%, while those in the same ZIP code also pay 2.53%. This spread reflects how school district boundaries and local assessment districts are drawn across Clinton County. Understanding which part of Champlain you live in can make a meaningful difference to your annual tax bill.
Champlain homeowners who believe their assessed value is too high can file a formal appeal with the local Assessment Review Commission before the May 26, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Champlain, Clinton County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Champlain's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Champlain Tax Rate
2.53%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clinton County Tax Rate
2.15%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Champlain, Clinton County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12919 | 2.39% | 2.53% | 2.53% | 2.88% | 2.92% |
Source: Ownwell
Property Tax Assessment Values Across Champlain, Clinton County, New York
When examining property taxes in Champlain, New York, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clinton County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Clinton County, assessment notices are sent in May each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Champlain.
For example, the median home price in Champlain is $172,600, with tax bills ranging significantly across the county. 12919 has the highest median home price at $172,600.
Property Tax Assessment Values Across Champlain, Clinton County, New York
Source: Ownwell
$61,500
$155,750
$250,000
Median Champlain Market Value
$172,600
Median Clinton County Market Value
$175,600
Median New York Market Value
$312,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Champlain, Clinton County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12919 | $65,800 | $114,950 | $172,600 | $222,200 | $290,400 |
Source: Ownwell
Property Tax Bills Across Champlain, Clinton County, New York
Property tax bills in Champlain are based on the assessed value of a home and the local tax rate set by taxing authorities in Clinton County, New York. The bill is determined by multiplying the assessed value by the applicable tax rate, so a higher assessed value generally means a higher tax bill. Local budgets, school funding, and municipal services all play a role in shaping what homeowners owe.
For Champlain homeowners, the typical tax burden is well above the national median property tax bill of $2,400. The median home price is $172,600, and the median tax bill in ZIP code 12919 is $4,392. Tax bills can vary widely, with the 25th percentile at $2,948 and the 75th percentile at $5,673, while the 90th percentile reaches $7,243. This means homeowners with similar homes may still pay very different amounts depending on how their property is assessed and the rates applied.
Median Champlain Tax Bill
$4,392
Median Clinton County Tax Bill
$3,534
Median New York Tax Bill
$5,420
Median United States Tax Bill
$3,209
Property Tax Bills Across Champlain, Clinton County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12919 | $1,668 | $2,948 | $4,392 | $5,673 | $7,243 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Clinton Assessment Review Commission | |
| Website | clinco.maps.arcgis.com |