Property Taxes in Elizabethtown, New York
Median Elizabethtown, New York effective property tax rate: 1.74%, significantly lower than the national median of 1.02%, and lower than the New York state median of 1.90%.
Median Elizabethtown, New York home value: $195,050
Median annual Elizabethtown, New York tax bill: $3,421, higher than the national median property tax bill of $2,400.
How are property taxes in Essex calculated?
Property taxes in Elizabethtown, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Elizabethtown's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Elizabethtown, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Elizabethtown Property Tax Calculator Work?
Use this Elizabethtown property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Elizabethtown's median effective tax rate of 1.74% — based on actual property records in Essex County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Elizabethtown's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Elizabethtown: rates range from 1.74% in 12932 to 1.74% in 12932, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Elizabethtown.
About Elizabethtown Property Taxes
About Property Taxes in Elizabethtown, Essex, New York
Elizabethtown’s median effective property tax rate of 1.74% is lower than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Essex County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Elizabethtown. Homeowners in ZIP code 12932 carry a median effective rate of 1.74%, and the same ZIP also reflects the city’s median home price of $195,050 and median tax bill of $3,421. Understanding how assessed value and local levies work can make a meaningful difference to your annual tax bill.
Elizabethtown homeowners who believe their assessed value is too high can file a formal appeal with the Assessment Review Commission before the May 26, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Elizabethtown, Essex County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Elizabethtown's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Elizabethtown Tax Rate
1.74%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Essex County Tax Rate
1.46%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Elizabethtown, Essex County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12932 | 1.36% | 1.62% | 1.74% | 1.79% | 2.26% |
Source: Ownwell
Property Tax Assessment Values Across Elizabethtown, Essex County, New York
When examining property taxes in Elizabethtown, New York, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Essex County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Essex County, assessment notices are sent in May each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Elizabethtown.
For example, the median home price in Elizabethtown is $195,050, with tax bills ranging significantly across the county. 12932 has the highest median home price at $195,050.
Property Tax Assessment Values Across Elizabethtown, Essex County, New York
Source: Ownwell
$43,691
$306,846
$570,000
Median Elizabethtown Market Value
$195,050
Median Essex County Market Value
$196,900
Median New York Market Value
$312,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Elizabethtown, Essex County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12932 | $74,530 | $125,675 | $195,050 | $298,600 | $422,660 |
Source: Ownwell
Property Tax Bills Across Elizabethtown, Essex County, New York
Property tax bills in Elizabethtown are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is the starting point for determining how much a homeowner owes, and it can be influenced by the home’s size, condition, location, and any improvements that affect market value.
With a median home price of $195,050, the property tax bill can vary widely from one homeowner to another. In Essex County, the median tax bill is $3,421 in ZIP code 12932, which is above the national median property tax bill of $2,400. That means many homeowners in the city may pay more than the typical U.S. homeowner, especially if their property is assessed at a higher value.
For homeowners, this can have a direct impact on monthly housing costs and long-term affordability. A higher assessed value usually means a higher tax bill, while a lower assessment can reduce what is owed.
Median Elizabethtown Tax Bill
$3,421
Median Essex County Tax Bill
$3,045
Median New York Tax Bill
$5,420
Median United States Tax Bill
$3,209
Property Tax Bills Across Elizabethtown, Essex County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12932 | $1,165 | $2,146 | $3,421 | $5,099 | $7,369 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Essex Assessment Review Commission | |
| Website | essexcounty.prosgar.com |