Property Taxes in Essex, New York
Median Essex, New York effective property tax rate: 1.61%, significantly higher than the national median of 1.02%, and lower than the New York state median of 1.90%.
Median Essex, New York home value: $296,750
Median annual Essex, New York tax bill: $4,506, $2,106 higher than the national median property tax bill of $2,400.
How are property taxes in Essex calculated?
Property taxes in Essex, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Essex's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Essex, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Essex Property Tax Calculator Work?
Use this Essex property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Essex's median effective tax rate of 1.61% — based on actual property records in Essex County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Essex's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Essex: rates range from 1.61% in 12936 to 1.61% in 12936, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Essex.
About Essex Property Taxes
About Property Taxes in Essex, Essex, New York
Essex’s median effective property tax rate of 1.61% is lower than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Essex County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Essex. Homeowners in ZIP code 12936 carry a median effective rate of 1.61%, while those in the same ZIP code also pay 1.61%. This reflects how school district boundaries and local assessment districts are drawn across Essex County. Understanding which part of Essex you live in can make a meaningful difference to your annual tax bill.
Essex homeowners who believe their assessed value is too high can file a formal appeal with the Assessment Review Commission before the May 26, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Essex, Essex County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Essex's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Essex Tax Rate
1.61%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Essex County Tax Rate
1.46%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Essex, Essex County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12936 | 1.11% | 1.44% | 1.61% | 1.62% | 1.84% |
Source: Ownwell
Property Tax Assessment Values Across Essex, Essex County, New York
When examining property taxes in Essex, New York, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Essex County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Essex County, assessment notices are sent in May each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Essex.
For example, the median home price in Essex is $296,750, with tax bills ranging significantly across the county. 12936 has the highest median home price at $296,750.
Property Tax Assessment Values Across Essex, Essex County, New York
Source: Ownwell
$43,691
$306,846
$570,000
Median Essex Market Value
$296,750
Median Essex County Market Value
$196,900
Median New York Market Value
$312,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Essex, Essex County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12936 | $88,760 | $162,825 | $296,750 | $441,250 | $683,620 |
Source: Ownwell
Property Tax Bills Across Essex, Essex County, New York
Property tax bills in Essex are based on the assessed value of a home and the local tax rate set by the county and other taxing authorities. When a property’s assessed value rises, the tax bill can increase, even if the homeowner’s income does not change. For many homeowners, the bill is a major annual expense that reflects both local services and the market value of the home.
With a median home price of $296,750, property taxes can vary widely across the city. The 25th percentile tax bill is $2,301, while the 75th percentile is $7,009 and the 90th percentile reaches $11,125. The median tax bill is $4,506, which is well above the national median property tax bill of $2,400 and above the national median property tax rate of 1.02%. That means homeowners in Essex often face higher-than-average carrying costs, making property tax bills an important factor in overall housing affordability.
Median Essex Tax Bill
$4,506
Median Essex County Tax Bill
$3,045
Median New York Tax Bill
$5,420
Median United States Tax Bill
$3,209
Property Tax Bills Across Essex, Essex County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12936 | $1,147 | $2,301 | $4,506 | $7,009 | $11,125 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Essex Assessment Review Commission | |
| Website | essexcounty.prosgar.com |