Property Taxes in Bergen, New York
Median Bergen, New York effective property tax rate: 3.04%, significantly higher than the national median of 1.02%, and higher than the New York state median of 1.90%.
Median Bergen, New York home value: $174,000
Median annual Bergen, New York tax bill: $4,868, $2,468 higher than the national median property tax bill of $2,400.
How are property taxes in Genesee calculated?
Property taxes in Bergen, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Bergen's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bergen, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Bergen Property Tax Calculator Work?
Use this Bergen property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Bergen's median effective tax rate of 3.04% — based on actual property records in Genesee County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Bergen's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Bergen: rates range from 3.04% in 14416 to 3.04% in 14416, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Bergen.
About Bergen Property Taxes
About Property Taxes in Bergen, Genesee, New York
Bergen’s median effective property tax rate of 3.04% is higher than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Genesee County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Bergen. Homeowners in the 14416 ZIP code carry a median effective rate of 3.04%, while those in the lowest ZIP code also pay 3.04%. This spread reflects how school district boundaries and local assessment districts are drawn across Genesee County. Understanding which part of Bergen you live in can make a meaningful difference to your annual tax bill.
Bergen homeowners who believe their assessed value is too high can file a formal appeal with the Assessment Review Commission before the May 26, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Bergen, Genesee County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Bergen's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bergen Tax Rate
3.04%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Genesee County Tax Rate
2.53%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Bergen, Genesee County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14416 | 1.90% | 2.83% | 3.04% | 3.04% | 3.04% |
Source: Ownwell
Property Tax Assessment Values Across Bergen, Genesee County, New York
When examining property taxes in Bergen, New York, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Genesee County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Genesee County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Bergen.
For example, the median home price in Bergen is $174,000, with tax bills ranging significantly across the county. 14416 has the highest median home price at $174,000.
Property Tax Assessment Values Across Bergen, Genesee County, New York
Source: Ownwell
$76,700
$189,450
$302,200
Median Bergen Market Value
$174,000
Median Genesee County Market Value
$160,000
Median New York Market Value
$312,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Bergen, Genesee County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14416 | $63,800 | $125,350 | $174,000 | $217,150 | $277,430 |
Source: Ownwell
Property Tax Bills Across Bergen, Genesee County, New York
Property tax bills in Bergen are based on the assessed value of a home and the local tax rate set by the taxing authorities in Genesee County. When a property’s market value changes, the assessed value can change as well, which affects the final bill. Homeowners in Bergen can expect their property tax bill to reflect both the value of their home and the rates used to fund local services.
The median home price in Bergen is $174,000, and the median property tax bill is $4,868. That is above the national median property tax bill of $2,400 and above the national median property tax rate of 1.02%. Bills can vary widely, with the 25th percentile at $3,326 and the 75th percentile at $6,161, while the 90th percentile reaches $7,471. For homeowners, this means property taxes can be a significant part of the cost of owning a home in Bergen.
Median Bergen Tax Bill
$4,868
Median Genesee County Tax Bill
$3,754
Median New York Tax Bill
$5,420
Median United States Tax Bill
$3,209
Property Tax Bills Across Bergen, Genesee County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14416 | $1,842 | $3,326 | $4,868 | $6,161 | $7,471 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Genesee Assessment Review Commission | |
| Website | geneseecounty.prosgar.com |