Property Taxes in Stafford, New York
Median Stafford, New York effective property tax rate: 1.55%, significantly lower than the national median of 1.02%, and lower than the New York state median of 1.90%.
Median Stafford, New York home value: $172,667
Median annual Stafford, New York tax bill: $2,692, $292 higher than the national median property tax bill of $2,400.
How are property taxes in Genesee calculated?
Property taxes in Stafford, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Stafford's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Stafford, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Stafford Property Tax Calculator Work?
Use this Stafford property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Stafford's median effective tax rate of 1.55% — based on actual property records in Genesee County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Stafford's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Stafford: rates are 1.55% in 14143, with no variation across the city, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Stafford.
About Stafford Property Taxes
About Property Taxes in Stafford, Genesee, New York
Stafford’s median effective property tax rate of 1.55% is lower than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Genesee County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Stafford. Homeowners in ZIP code 14143 carry a median effective rate of 1.55%, and the same ZIP code also reflects the city’s median tax bill of $2,692. This shows how local school district boundaries and assessment districts can shape what homeowners pay within Genesee County.
Stafford homeowners who believe their assessed value is too high can file a formal appeal with the Assessment Review Commission before the May 26, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Stafford, Genesee County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Stafford's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Stafford Tax Rate
1.55%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Genesee County Tax Rate
2.53%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Stafford, Genesee County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14143 | 1.52% | 1.52% | 1.55% | 1.57% | 1.61% |
Source: Ownwell
Property Tax Assessment Values Across Stafford, Genesee County, New York
When examining property taxes in Stafford, New York, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Genesee County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Genesee County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Stafford.
For example, the median home price in Stafford is $172,667, with tax bills ranging significantly across the county. ZIP code 14143 has the highest median home price at $172,667.
Property Tax Assessment Values Across Stafford, Genesee County, New York
Source: Ownwell
$76,700
$189,450
$302,200
Median Stafford Market Value
$172,667
Median Genesee County Market Value
$160,000
Median New York Market Value
$312,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Stafford, Genesee County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14143 | $64,000 | $124,056 | $172,667 | $219,722 | $290,667 |
Source: Ownwell
Property Tax Bills Across Stafford, Genesee County, New York
Property tax bills in Stafford are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is one of the main factors that determines how much a homeowner owes each year, along with local taxing jurisdictions and any exemptions that may apply.
With a median home price of $172,667, the typical property tax bill in Stafford reflects how assessment levels and local rates work together. Homeowners with higher assessed values generally face larger bills, while those with lower assessments may pay less. The 25th percentile tax bill is $1,912, the 75th percentile is $3,355, and the 90th percentile reaches $4,562.
Because property taxes are tied to assessed value, changes in the market can affect future bills and household budgets. For many homeowners, this makes property taxes a significant ongoing cost that can influence affordability and long-term planning.
Median Stafford Tax Bill
$2,692
Median Genesee County Tax Bill
$3,754
Median New York Tax Bill
$5,420
Median United States Tax Bill
$3,209
Property Tax Bills Across Stafford, Genesee County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 14143 | $974 | $1,912 | $2,692 | $3,355 | $4,562 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Genesee Assessment Review Commission | |
| Website | geneseecounty.prosgar.com |