Hamilton County, New York Property Taxes
Property Taxes in Hamilton County, New York
Median Hamilton County effective property tax rate: 1.34%, significantly higher than the national median of 1.02%.
Median Hamilton County home value: $223,000
Median annual Hamilton County tax bill: $2,672, higher than the national median property tax bill of $2,400.
How are property taxes in Hamilton County calculated?
Property taxes in Hamilton County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Hamilton County’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Hamilton or another part of Hamilton County, knowing local tax details benefits homeowners and investors.
Hamilton County’s median property tax rate is also lower than the state median tax rate of 1.90%, while the median annual tax bill is $272 lower than the state median.
Last Updated April 13, 2026
Hamilton County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.34%
Estimate Property Tax Bill
$2,988
$2,773
How Does the Hamilton County Property Tax Calculator Work?
Use this Hamilton County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Hamilton County's median effective tax rate of 1.34% to generate your estimate.
Enter your property's estimated assessed value — the figure used for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Hamilton County's median tax rate is lower than New York's 1.90% state median, but the county's median tax bill of $2,672 is $272 higher than the state median bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Hamilton County.
Property Tax Rates Across Hamilton County, New York
What Are Effective Property Tax Rates Across Hamilton County?
Local government entities set tax rates, which vary widely across Hamilton County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Hamilton County's effective property tax rate to other counties in New York or the U.S. median of 1.02%.
Hamilton County's median effective rate stands at 1.34%, which is higher than the national median of 1.02%. Within Hamilton County, the highest rate is found in Speculator at 2.10%, while Piseco has the lowest at 0.59%.
These variations reflect differences in local school district levies, special district levies assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hamilton County Tax Rate
1.34%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Hamilton County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Blue Mountain Lake | 1.34% | 1.34% | 1.34% | 1.34% | 1.34% |
| Caroga Lake | 1.20% | 1.31% | 1.31% | 1.31% | 1.31% |
| Cold Brook | 0.71% | 1.38% | 1.57% | 1.57% | 1.57% |
| Hoffmeister | 0.66% | 0.68% | 1.57% | 1.57% | 1.57% |
| Indian Lake | 1.22% | 1.34% | 1.34% | 1.48% | 1.48% |
| Inlet | 0.77% | 0.94% | 0.94% | 0.94% | 0.94% |
| Lake Pleasant | 0.59% | 2.10% | 2.10% | 2.10% | 2.10% |
| Long Lake | 0.66% | 0.73% | 0.85% | 0.85% | 0.85% |
| Northville | 1.45% | 1.47% | 1.48% | 1.54% | 1.54% |
| Piseco | 0.59% | 0.59% | 0.59% | 0.59% | 0.59% |
| Raquette Lake | 0.60% | 0.66% | 0.66% | 0.66% | 0.76% |
| Sabael | 1.32% | 1.34% | 1.34% | 1.34% | 1.34% |
| Speculator | 2.10% | 2.10% | 2.10% | 2.10% | 2.10% |
| Wells | 1.52% | 1.52% | 1.52% | 1.52% | 1.52% |
Source: Ownwell
Property Tax Assessment Values Across Hamilton County, New York
When examining property taxes in Hamilton County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hamilton County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Hamilton County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hamilton County.
For example, the median tax bill in Hamilton County is $2,672, with tax bills ranging significantly across the county. Speculator has the highest median home price at $394,737.
Property Tax Assessment Values Across Hamilton County, New York
Source: Ownwell
$65,900
$230,319
$394,737
Median Hamilton County Market Value
$223,000
Median New York Market Value
$312,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Hamilton County, New York
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Blue Mountain Lake | $99,700 | $150,675 | $269,050 | $509,250 | $934,750 |
| Caroga Lake | $29,895 | $50,264 | $97,368 | $126,053 | $178,842 |
| Cold Brook | $38,390 | $59,000 | $89,534 | $227,075 | $309,560 |
| Hoffmeister | $28,560 | $38,600 | $65,900 | $110,075 | $157,420 |
| Indian Lake | $83,300 | $132,000 | $215,600 | $355,400 | $547,600 |
| Inlet | $78,679 | $175,550 | $334,926 | $535,487 | $723,891 |
| Lake Pleasant | $92,260 | $150,500 | $251,550 | $506,800 | $739,205 |
| Long Lake | $95,300 | $143,775 | $283,700 | $557,050 | $789,250 |
| Northville | $53,730 | $84,600 | $139,950 | $223,925 | $306,320 |
| Piseco | $92,632 | $226,316 | $394,737 | $578,947 | $789,474 |
| Raquette Lake | $62,000 | $141,725 | $342,550 | $537,350 | $681,050 |
| Sabael | $98,220 | $160,000 | $236,800 | $462,100 | $631,340 |
| Speculator | $90,980 | $137,900 | $218,900 | $471,325 | $764,990 |
| Wells | $62,600 | $96,950 | $160,000 | $239,400 | $332,570 |
Source: Ownwell
Property Tax Bills Across Hamilton County, New York
Property tax bills in Hamilton County are based on the assessed value of a home and the local tax rate, so the amount a homeowner pays can vary widely from one property to another. When a home’s assessed value rises, the tax bill can increase as well, especially if local taxing jurisdictions set higher rates to fund schools, roads, and other services.
With a median home price of $223,000, the county’s tax burden can still be significant for many homeowners. The 25th percentile tax bill is $1,432, while the 75th percentile is $4,604, and the 90th percentile reaches $7,481. That spread shows how location and property characteristics can affect what is owed.
Homeowners in Hamilton County may see very different bills depending on where they live, with the highest median tax bill in Speculator at $4,499 and the lowest in Hoffmeister at $816. Understanding how assessed value and local rates work can help homeowners better anticipate changes in their property tax bill.
Median Hamilton County Tax Bill
$2,672
Median New York Tax Bill
$5,420
Median United States Tax Bill
$2,400
Property Tax Bills Across Hamilton County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Blue Mountain Lake | $1,177 | $1,925 | $3,590 | $6,562 | $12,446 |
| Caroga Lake | $392 | $659 | $1,276 | $1,652 | $2,311 |
| Cold Brook | $595 | $793 | $1,305 | $1,981 | $4,813 |
| Hoffmeister | $358 | $522 | $816 | $1,304 | $2,173 |
| Indian Lake | $1,021 | $1,731 | $2,796 | $4,782 | $7,347 |
| Inlet | $706 | $1,610 | $3,000 | $4,956 | $6,789 |
| Lake Pleasant | $1,367 | $2,472 | $4,288 | $10,065 | $15,242 |
| Long Lake | $718 | $1,162 | $2,176 | $4,403 | $6,330 |
| Northville | $787 | $1,210 | $1,998 | $3,285 | $4,528 |
| Piseco | $606 | $1,345 | $2,250 | $3,442 | $4,693 |
| Raquette Lake | $394 | $922 | $2,282 | $3,569 | $4,651 |
| Sabael | $1,235 | $1,994 | $2,988 | $5,897 | $8,459 |
| Speculator | $1,746 | $2,726 | $4,499 | $9,463 | $16,051 |
| Wells | $954 | $1,453 | $2,412 | $3,601 | $4,994 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Hamilton Assessment Review Commission | |
| Website | beacon.schneidercorp.com |