Property Taxes in Long Lake, New York
Median Long Lake, New York effective property tax rate: 0.85%, significantly lower than the national median of 1.02%, and lower than the New York state median of 1.90%.
Median Long Lake, New York home value: $283,700
Median annual Long Lake, New York tax bill: $2,176, $224 lower than the national median property tax bill of $2,400.
How are property taxes in Hamilton calculated?
Property taxes in Long Lake, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Long Lake's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Long Lake, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Long Lake Property Tax Calculator Work?
Use this Long Lake property tax calculator to estimate your annual property tax bill. Enter your property’s assessed value and our calculator applies Long Lake’s median effective tax rate of 0.85% — based on actual property records in Hamilton County — to generate your estimate.
Enter your property’s estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home’s market value. Our calculator applies Long Lake’s median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Long Lake: rates range from 2176.00 in 12847 to 2176.00 in 12847, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Long Lake.
About Long Lake Property Taxes
About Property Taxes in Long Lake, Hamilton, New York
Long Lake’s median effective property tax rate of 0.85% is lower than the Hamilton County median and higher than the New York state median of 1.90%. This rate reflects the Hamilton County base levy combined with local school district levies and special district levies that vary by subdivision throughout the town. The median home price is $283,700, and the median property tax bill is $2,176, which is $224 lower than the state median tax bill and below the national median property tax bill of $2,400.
Property tax rates are not uniform across Long Lake. Homeowners in ZIP code 12847 carry a median effective rate of 0.85%, and the same ZIP also has the city’s median tax bill of $2,176. This reflects how local assessment districts and school boundaries are drawn across Hamilton County.
Long Lake homeowners who believe their assessed value is too high can file a formal appeal with the Assessment Review Commission before the May 26, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Long Lake, Hamilton County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Long Lake's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Long Lake Tax Rate
0.85%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hamilton County Tax Rate
1.34%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Long Lake, Hamilton County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12847 | 0.66% | 0.73% | 0.85% | 0.85% | 0.85% |
Source: Ownwell
Property Tax Assessment Values Across Long Lake, Hamilton County, New York
When examining property taxes in Long Lake, New York, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hamilton County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Hamilton County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Long Lake.
For example, the median home price in Long Lake is $283,700, with tax bills ranging significantly across the county. 12847 has the highest median home price at $283,700.
Property Tax Assessment Values Across Long Lake, Hamilton County, New York
Source: Ownwell
$65,900
$230,319
$394,737
Median Long Lake Market Value
$283,700
Median Hamilton County Market Value
$223,000
Median New York Market Value
$312,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Long Lake, Hamilton County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12847 | $95,300 | $143,775 | $283,700 | $557,050 | $789,250 |
Source: Ownwell
Property Tax Bills Across Long Lake, Hamilton County, New York
Long Lake property tax bills are based on the assessed value of a home and the local tax rate set by taxing authorities. The assessed value is compared with the market value of the property, and that figure is used to calculate the bill homeowners receive each year.
For Long Lake, the median home price is $283,700, and the median tax bill is $2,176.00. That is slightly below the national median property tax bill of $2,400, but bills can vary widely depending on the property and location. The 25th percentile tax bill is $1,162, while the 75th percentile reaches $4,403, showing how much taxes can differ across homeowners.
Property taxes affect monthly housing costs and can have a major impact on affordability. Higher assessed values or higher local rates usually mean a larger tax bill, while lower valuations can reduce what homeowners owe.
Median Long Lake Tax Bill
$2,176
Median Hamilton County Tax Bill
$2,672
Median New York Tax Bill
$5,420
Median United States Tax Bill
$3,209
Property Tax Bills Across Long Lake, Hamilton County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12847 | $718 | $1,162 | $2,176 | $4,403 | $6,330 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Hamilton Assessment Review Commission | |
| Website | beacon.schneidercorp.com |