Tioga County, New York Property Taxes
Property Taxes in Tioga County, New York
Median Tioga County effective property tax rate: 2.70%, significantly higher than the national median of 1.02%.
Median Tioga County home value: $145,794
Median annual Tioga County tax bill: $4,052, $1,652 higher than the national median property tax bill of $2,400.
How are property taxes in Tioga County calculated?
Property taxes in Tioga County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Tioga County or another part of Tioga County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Tioga County, New York Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.7%
Estimate Property Tax Bill
$3,936
$3,653
How Does the Tioga County Property Tax Calculator Work?
Use this Tioga County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Tioga County's median effective tax rate of 2.70% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Tioga County’s median property tax bill of $4,052 is higher than the national median property tax bill of $2,400 and above New York’s median property tax bill of $2,400 by $1,652.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Tioga County.
Property Tax Rates Across Tioga County, New York
What Are Effective Property Tax Rates Across Tioga County?
Local government entities set tax rates, which vary widely across Tioga County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Tioga County's effective property tax rate to other counties in New York or the U.S. median of 1.02%.
Tioga County's median effective rate stands at 2.70%, which is higher than the national median of 1.02%. Within Tioga County, the highest rate is found in Endicott at 3.44%, while Nichols has the lowest at 1.73%.
These variations reflect differences in local school district levies, special district levies assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tioga County Tax Rate
2.70%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Tioga County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apalachin | 2.69% | 2.70% | 2.83% | 3.00% | 3.40% |
| Barton | 1.77% | 1.80% | 1.91% | 1.91% | 2.67% |
| Berkshire | 2.36% | 2.68% | 2.78% | 2.78% | 3.56% |
| Brooktondale | 2.94% | 2.94% | 2.99% | 3.23% | 3.23% |
| Candor | 2.55% | 2.94% | 2.94% | 3.03% | 3.31% |
| Endicott | 2.69% | 3.32% | 3.44% | 3.44% | 3.45% |
| Lockwood | 1.79% | 2.08% | 2.08% | 2.42% | 2.67% |
| Newark Valley | 2.58% | 2.67% | 2.67% | 3.27% | 3.66% |
| Nichols | 1.73% | 1.73% | 1.73% | 2.41% | 2.41% |
| Owego | 1.91% | 2.61% | 2.69% | 3.40% | 3.89% |
| Richford | 2.55% | 3.00% | 3.00% | 3.00% | 4.32% |
| Spencer | 2.54% | 2.64% | 2.66% | 2.66% | 2.88% |
| Waverly | 1.99% | 2.06% | 3.04% | 3.04% | 3.31% |
| Willseyville | 2.76% | 2.94% | 2.94% | 2.94% | 4.33% |
| Smithboro | N/A | N/A | N/A | N/A | N/A |
| Tioga Center | N/A | N/A | N/A | N/A | N/A |
| Van Etten | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Tioga County, New York
When examining property taxes in Tioga County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Tioga County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Tioga County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Tioga County.
For example, the median tax bill in Tioga County is $4,052, with tax bills ranging significantly across the county. Endicott has the highest median home price at $188,130.
Median Tioga County Market Value
$145,794
Median New York Market Value
$312,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Tioga County, New York
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apalachin | $98,692 | $130,374 | $169,346 | $225,700 | $289,634 |
| Barton | $51,100 | $91,102 | $144,444 | $200,928 | $283,300 |
| Berkshire | $44,123 | $77,465 | $127,210 | $188,246 | $280,282 |
| Brooktondale | $55,476 | $61,309 | $91,074 | $125,369 | $171,530 |
| Candor | $49,475 | $91,454 | $134,183 | $197,901 | $281,409 |
| Endicott | $112,430 | $148,037 | $188,130 | $250,046 | $308,224 |
| Lockwood | $51,207 | $82,479 | $139,339 | $206,810 | $286,016 |
| Newark Valley | $46,809 | $89,362 | $138,298 | $180,851 | $255,319 |
| Nichols | $54,348 | $92,391 | $127,174 | $163,043 | $213,788 |
| Owego | $59,813 | $99,439 | $146,667 | $208,889 | $283,124 |
| Richford | $45,221 | $71,879 | $107,248 | $163,356 | $256,376 |
| Spencer | $48,316 | $94,019 | $147,215 | $196,976 | $270,962 |
| Waverly | $65,620 | $94,364 | $124,926 | $174,496 | $249,223 |
| Willseyville | $41,304 | $70,465 | $125,112 | $173,463 | $245,877 |
| Smithboro | N/A | N/A | N/A | N/A | N/A |
| Tioga Center | N/A | N/A | N/A | N/A | N/A |
| Van Etten | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Tioga County, New York
Property tax bills in Tioga County are based on the assessed value of a home and the local tax rate, not the market price alone. Local assessors determine the taxable value, then taxing jurisdictions apply their rates to calculate the bill. Factors such as location, school district, municipal services, and exemptions can all affect what a homeowner owes.
With a median home price of $145,794, the county’s property tax burden is substantial compared with the national median property tax bill of $2,400. In Tioga County, the 25th percentile tax bill is $2,763, while the 75th percentile is $5,769 and the 90th percentile reaches $7,960. That means many homeowners pay well above the national median, especially in higher-tax areas.
Bills can vary widely within the county. The highest median tax bill is $6,334 in Endicott, while the lowest median tax bill is $2,378 in Nichols. For homeowners, that difference can significantly affect monthly housing costs and overall affordability.
Median Tioga County Tax Bill
$4,052
Median New York Tax Bill
$5,420
Median United States Tax Bill
$2,400
Property Tax Bills Across Tioga County, New York
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apalachin | $2,851 | $3,741 | $4,948 | $6,694 | $8,623 |
| Barton | $1,062 | $1,839 | $2,836 | $4,001 | $5,425 |
| Berkshire | $1,303 | $2,249 | $3,612 | $5,235 | $7,074 |
| Brooktondale | $1,743 | $1,837 | $2,895 | $4,217 | $5,238 |
| Candor | $1,556 | $2,724 | $4,078 | $5,890 | $8,212 |
| Endicott | $3,348 | $4,931 | $6,334 | $8,602 | $10,925 |
| Lockwood | $1,107 | $1,707 | $2,986 | $4,412 | $5,983 |
| Newark Valley | $1,423 | $2,689 | $3,980 | $5,401 | $7,198 |
| Nichols | $1,029 | $1,712 | $2,378 | $3,158 | $4,230 |
| Owego | $1,911 | $3,023 | $4,193 | $5,832 | $7,946 |
| Richford | $1,381 | $2,214 | $3,394 | $4,926 | $7,833 |
| Spencer | $1,336 | $2,588 | $3,959 | $5,343 | $7,211 |
| Waverly | $1,597 | $2,540 | $3,448 | $4,609 | $6,268 |
| Willseyville | $1,233 | $2,301 | $3,715 | $5,196 | $7,254 |
| Smithboro | N/A | N/A | N/A | N/A | N/A |
| Tioga Center | N/A | N/A | N/A | N/A | N/A |
| Van Etten | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Tioga Assessment Review Commission | |
| Website | beacon.schneidercorp.com |