Property Taxes in Schroon Lake, New York
Median Schroon Lake, New York effective property tax rate: 0.72%, significantly lower than the national median of 1.02%, and lower than the New York state median of 1.90%.
Median Schroon Lake, New York home value: $516,500
Median annual Schroon Lake, New York tax bill: $2,582, $182 higher than the national median property tax bill of $2,400.
How are property taxes in Warren calculated?
Property taxes in Schroon Lake, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Schroon Lake's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Schroon Lake, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Schroon Lake Property Tax Calculator Work?
Use this Schroon Lake property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Schroon Lake's median effective tax rate of 0.72% — based on actual property records in Warren County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Schroon Lake's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Schroon Lake: rates range from 0.72% in 12870 to 0.72% in 12870, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Schroon Lake.
About Schroon Lake Property Taxes
About Property Taxes in Schroon Lake, Warren, New York
Schroon Lake's median effective property tax rate of 0.72% is lower than the Warren County median of 1.90% and lower than the national median of 1.02%. This rate reflects the Warren County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Schroon Lake. Homeowners in the 12870 ZIP code carry a median effective rate of 0.72%, while those in the same ZIP also pay 0.72%. This reflects how school district boundaries and local assessment districts are drawn across Warren County. Understanding which part of Schroon Lake you live in can make a meaningful difference to your annual tax bill.
Schroon Lake homeowners who believe their assessed value is too high can file a formal appeal with the local Assessment Review Commission before the May 26, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Schroon Lake, Warren County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Schroon Lake's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Schroon Lake Tax Rate
0.72%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Warren County Tax Rate
1.84%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Schroon Lake, Warren County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12870 | 0.71% | 0.72% | 0.72% | 0.72% | 0.87% |
Source: Ownwell
Property Tax Assessment Values Across Schroon Lake, Warren County, New York
When examining property taxes in Schroon Lake, New York, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Warren County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Warren County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Schroon Lake.
For example, the median home price in Schroon Lake is $516,500, with tax bills ranging significantly across the county. 12870 has the highest median home price at $516,500.
Property Tax Assessment Values Across Schroon Lake, Warren County, New York
Source: Ownwell
$135,000
$665,500
$1,196,000
Median Schroon Lake Market Value
$516,500
Median Warren County Market Value
$257,000
Median New York Market Value
$312,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Schroon Lake, Warren County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12870 | $192,100 | $270,500 | $516,500 | $726,750 | $867,000 |
Source: Ownwell
Property Tax Bills Across Schroon Lake, Warren County, New York
Property tax bills in Schroon Lake are based on the assessed value of a home and the local tax rate set by taxing authorities. For homeowners, the bill is determined by multiplying the assessed market value by the applicable tax rate, then adjusting for any exemptions or local levies that apply. Because assessed values and tax rates can change, the amount owed may shift from year to year even if the home itself has not changed.
In Schroon Lake, the median home price is $516,500, and the median property tax bill is $2,582, which is above the national median property tax bill of $2,400. Bills can vary widely, with the 25th percentile at $1,751 and the 75th percentile at $5,382, while the 90th percentile reaches $8,111. This means property taxes can have a meaningful impact on monthly housing costs and long-term affordability for homeowners.
Median Schroon Lake Tax Bill
$2,582
Median Warren County Tax Bill
$4,402
Median New York Tax Bill
$5,420
Median United States Tax Bill
$3,209
Property Tax Bills Across Schroon Lake, Warren County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 12870 | $1,228 | $1,751 | $2,582 | $5,382 | $8,111 |
Source: Ownwell
Don't miss the deadline to file a grievance!
Dates | |
|---|---|
| Appeal Deadline | May 26 |
Links | |
|---|---|
| Warren Assessment Review Commission | |
| Website | imo.warrencountyny.gov |