Property Taxes in Ardsley, New York
Median Ardsley, New York effective property tax rate: 2.28%, significantly higher than the national median of 1.02%, and higher than the New York state median of 1.90%.
Median Ardsley, New York home value: $804,500
Median annual Ardsley, New York tax bill: $18,252, $15,852 higher than the national median property tax bill of $2,400.
How are property taxes in Westchester calculated?
Property taxes in Ardsley, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Ardsley’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ardsley, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Ardsley Property Tax Calculator Work?
Use this Ardsley property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Ardsley's median effective tax rate of 2.28% — based on actual property records in Westchester County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Ardsley's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Ardsley: rates range from 2.28% in 10502 to 2.28% in 10502, primarily due to differences in school district levies and local assessment districts. Ardsley's median effective tax rate is higher than New York's 1.90% state median, and the median property tax bill is $18,252, which is $15,852 higher than the state median and well above the national median property tax rate of 1.02% and national median property tax bill of $2,400.
If your estimate is higher than expected, Ownwell can appeal your Ardsley assessment — you only pay if we save you money.
About Ardsley Property Taxes
About Property Taxes in Ardsley, Westchester, New York
Ardsley’s median effective property tax rate of 2.28% is higher than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Westchester County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Ardsley. Homeowners in the 10502 ZIP code carry a median effective rate of 2.28%, while those in the 10502 pay 2.28%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Westchester County. Understanding which part of Ardsley you live in can make a meaningful difference to your annual tax bill.
Ardsley homeowners who believe their assessed value is too high can file a formal appeal with the local Assessment Review Commission before the deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Ardsley, Westchester County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Ardsley's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ardsley Tax Rate
2.28%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Westchester County Tax Rate
1.65%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Ardsley, Westchester County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 10502 | 2.28% | 2.28% | 2.28% | 2.28% | 2.28% |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Property Tax Assessment Values Across Ardsley, Westchester County, New York
When examining property taxes in Ardsley, New York, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Westchester County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Westchester County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Ardsley is $804,500, with tax bills ranging significantly across the county. ZIP code 10502 has the highest median home price at $804,500.
Property Tax Assessment Values Across Ardsley, Westchester County, New York
Source: Ownwell
$151,450
$988,424
$1,825,397
Median Ardsley Market Value
$804,500
Median Westchester County Market Value
$638,095
Median New York Market Value
$312,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Ardsley, Westchester County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 10502 | $617,200 | $698,900 | $804,500 | $984,000 | $1,268,180 |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Property Tax Bills Across Ardsley, Westchester County, New York
Property tax bills in Ardsley are calculated by applying the local tax rate to a home’s assessed value, which is influenced by the market value of the property and local taxing authorities. With a median home price of $804,500, bills can vary widely across homeowners, and the amount owed depends on how the assessment compares with similar homes in Westchester. The 25th percentile tax bill is $15,685, while the 75th percentile is $22,323, and the 90th percentile reaches $28,816. The median tax bill is $18,252 in ZIP code 10502, which is far above the national median property tax bill of $2,400 and reflects how high property taxes can affect monthly budgets and long-term housing costs.
Ownwell helps homeowners lower property tax bills by reviewing assessments, identifying potential overassessment, and filing appeals when a property is taxed above its fair market value.
Median Ardsley Tax Bill
$18,252
Median Westchester County Tax Bill
$9,223
Median New York Tax Bill
$5,420
Median United States Tax Bill
$3,209
Property Tax Bills Across Ardsley, Westchester County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 10502 | $13,634 | $15,685 | $18,252 | $22,323 | $28,816 |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Don't miss the deadline to file a grievance!
Dates |
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Links | |
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| Westchester Assessment Review Commission | |
| Website | experience.arcgis.com |