Westchester County, New York Property Taxes

Property tax protests in Westchester County begin when a homeowner believes the assessed value of a property is too high. The appeal process lets homeowners challenge that assessment and ask for a review of the value used to calculate their tax bill. The goal is to show that the property was assessed above its market value or that the assessment is not consistent with similar homes.

The process usually starts with gathering evidence that supports a lower assessment. That can include property details, comparable sales, and any information that shows the home’s condition or features were not fully reflected in the assessment. Once the appeal is filed, the case is reviewed by the Assessment Review Commission, the board that listens to property tax appeals in the county.

After the review, the commission can keep the assessment the same, reduce it, or in some cases make another adjustment based on the evidence submitted. If the appeal is successful, the homeowner may receive a lower assessed value and potentially a lower property tax bill. If the assessment is upheld, the homeowner may still have options depending on the circumstances and timing of the case.

Ownwell helps homeowners navigate the property tax appeal process from start to finish. That includes reviewing the assessment, identifying whether a protest makes sense, preparing the appeal, and organizing the supporting evidence needed for the Assessment Review Commission. By handling the details and presenting a strong case, Ownwell makes it easier for homeowners to pursue a fair assessment and potentially reduce their property taxes.

What property tax exemptions are available in Westchester County?

Westchester County homeowners may qualify for several property tax exemption programs that can reduce the assessed value of a home and lower the tax bill. The most important exemption for many residents is the primary residence exemption, which is designed for a homeowner’s main home rather than a second property or investment property. Other exemptions may be available for seniors, veterans, people with disabilities, and certain surviving spouses, depending on eligibility rules set by the local assessing authority.

Who can qualify for these exemptions?

Eligibility depends on the exemption type, but most programs require the property to be the homeowner’s primary residence. Senior homeowners, qualified veterans, homeowners with disabilities, and surviving spouses may each be able to apply if they meet the program’s specific requirements. Because each exemption has its own rules, homeowners should review the details carefully to avoid missing a benefit they may be entitled to receive.

How do homeowners apply?

Homeowners usually apply through their local assessor’s office and must submit the required forms and supporting documents by the deadline. Since exemption rules can be confusing, Ownwell can help homeowners identify which Westchester County exemptions they may qualify for, prepare the application, and make sure they do not leave valuable savings on the table.