Property Taxes in Mount Vernon, New York
Median Mount Vernon, New York effective property tax rate: 0.34%, significantly lower than the national median of 1.02%, and lower than the New York state median of 1.90%.
Median Mount Vernon, New York home value: $489,584
Median annual Mount Vernon, New York tax bill: $1,650, $750 lower than the national median property tax bill of $2,400.
How are property taxes in Westchester calculated?
Property taxes in Mount Vernon, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Mount Vernon's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Mount Vernon, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Mount Vernon Property Tax Calculator Work?
Use this Mount Vernon property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Mount Vernon's median effective tax rate of 0.34% — based on actual property records in Westchester County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Mount Vernon's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Mount Vernon: rates range from $1,436.00 in 10550 to $1,973.00 in 10552, primarily due to differences in school district levies and local assessment districts. Mount Vernon's median property tax bill is $1,650, which is lower than the New York median tax bill by $750 and below the national median property tax bill of $2,400.
If your estimate is higher than expected, Ownwell can appeal your Mount Vernon assessment — you only pay if we save you money.
About Mount Vernon Property Taxes
About Property Taxes in Mount Vernon, Westchester, New York
Mount Vernon’s median effective property tax rate of 0.34% is lower than the New York state median of 1.90% and lower than the national median of 1.02%. This rate reflects the Westchester County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Mount Vernon. Homeowners in the 10552 ZIP code carry a median effective rate of 0.34%, while those in 10550 pay 0.34%. This spread reflects how school district boundaries and local assessment districts are drawn across Westchester County. Understanding which part of Mount Vernon you live in can make a meaningful difference to your annual tax bill.
Mount Vernon homeowners who believe their assessed value is too high can file a formal appeal with the local Assessment Review Commission before the deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Mount Vernon, Westchester County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Mount Vernon's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mount Vernon Tax Rate
0.34%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Westchester County Tax Rate
1.65%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Mount Vernon, Westchester County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 10550 | 0.34% | 0.34% | 0.34% | 0.34% | 0.34% |
| 10552 | 0.34% | 0.34% | 0.34% | 0.34% | 0.34% |
| 10553 | 0.34% | 0.34% | 0.34% | 0.34% | 0.34% |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Property Tax Assessment Values Across Mount Vernon, Westchester County, New York
When examining property taxes in Mount Vernon, New York, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Westchester County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. In Mount Vernon, the median home price is $489,584, with tax bills ranging significantly across Westchester County. Zip code 10552 has the highest median home price at $572,917, while zip code 10550 has the lowest median tax bill at $1,436.
Property Tax Assessment Values Across Mount Vernon, Westchester County, New York
Source: Ownwell
$151,450
$988,424
$1,825,397
Median Mount Vernon Market Value
$489,584
Median Westchester County Market Value
$638,095
Median New York Market Value
$312,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Mount Vernon, Westchester County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 10550 | $286,459 | $348,958 | $427,084 | $520,834 | $614,583 |
| 10552 | $421,875 | $494,792 | $572,917 | $677,083 | $807,292 |
| 10553 | $307,291 | $385,416 | $468,750 | $546,875 | $625,000 |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Property Tax Bills Across Mount Vernon, Westchester County, New York
Property tax bills in Mount Vernon are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, that means the bill can rise when a home is assessed higher than similar properties or when local tax rates change. With a median home price of $489,584, property taxes can be a meaningful part of monthly housing costs, especially when compared with the national median property tax bill of $2,400.
In Mount Vernon, the tax bill typically reflects the home’s value, local taxing jurisdictions, and any exemptions the homeowner receives. Bills in the city vary widely, with the 25th percentile at $1,309, the 75th percentile at $1,991, and the 90th percentile at $2,367. The highest median tax bill is $1,973 in ZIP code 10552, while the lowest is $1,436 in ZIP code 10550.
Ownwell helps homeowners save by reviewing assessments, identifying overassessments, and filing property tax appeals and exemptions that may lower the bill.
Property Tax Bills Across Mount Vernon, Westchester County, New York
Source: Ownwell
$1,436
$18,351
$35,265
Median Mount Vernon Tax Bill
$1,650
Median Westchester County Tax Bill
$9,223
Median New York Tax Bill
$5,420
Median United States Tax Bill
$3,209
Property Tax Bills Across Mount Vernon, Westchester County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 10550 | $933 | $1,166 | $1,436 | $1,793 | $2,080 |
| 10552 | $1,363 | $1,668 | $1,973 | $2,296 | $2,775 |
| 10553 | $986 | $1,273 | $1,596 | $1,883 | $2,098 |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Don't miss the deadline to file a grievance!
Dates |
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Links | |
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| Westchester Assessment Review Commission | |
| Website | experience.arcgis.com |