Property Taxes in Port Chester, New York
Median Port Chester, New York effective property tax rate: 1.43%, significantly lower than the national median of 1.02%, and lower than the New York state median of 1.90%.
Median Port Chester, New York home value: $622,500
Median annual Port Chester, New York tax bill: $7,875, higher by $5,475 than the national median property tax bill of $2,400.
How are property taxes in Westchester calculated?
Property taxes in Port Chester, New York are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Port Chester's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Port Chester, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Port Chester Property Tax Calculator Work?
Use this Port Chester property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Port Chester's median effective tax rate of 1.43% — based on actual property records in Westchester County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Port Chester's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Port Chester's median property tax bill is $7,875, which is higher than the New York state median tax bill by $5,475 and above the national median property tax bill of $2,400. The local rate is also higher than the New York state median property tax rate of 1.90% and the national median property tax rate of 1.02%.
Your bill may vary by ZIP code within Port Chester: rates range from $7,875 in 10573 to $7,875 in 10573, primarily due to differences in school district levies and local assessment districts.
If your estimate is higher than expected, Ownwell can appeal your Port Chester assessment — you only pay if we save you money.
About Port Chester Property Taxes
About Property Taxes in Port Chester, Westchester, NY
Port Chester’s median effective property tax rate of 1.43% is lower than the New York state median of 1.90% and higher than the national median of 1.02%. This rate reflects the Westchester County base levy combined with local school district levies and special district levies that vary by subdivision throughout the city.
Property tax rates are not uniform across Port Chester. Homeowners in the 10573 ZIP code carry a median effective rate of 1.43%, while those in the lowest ZIP also pay 1.43%. This spread reflects how school district boundaries and local assessment districts are drawn across Westchester County. Understanding which part of Port Chester you live in can make a meaningful difference to your annual tax bill.
Port Chester homeowners who believe their assessed value is too high can file a formal appeal with the local Assessment Review Commission before the deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Port Chester, Westchester County, New York
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Port Chester's effective property tax rate to other cities in New York and the median property tax rates in New York and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Port Chester Tax Rate
1.43%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Westchester County Tax Rate
1.65%
Median Effective New York Tax Rate
1.90%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Port Chester, Westchester County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 10573 | 0.97% | 1.06% | 1.43% | 1.43% | 3.70% |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Property Tax Assessment Values Across Port Chester, Westchester County, New York
When examining property taxes in Port Chester, New York, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Westchester County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Westchester County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Port Chester.
For example, the median home price in Port Chester is $622,500, with tax bills ranging significantly across the county. 10573 has the highest median home price at $622,500.
Property Tax Assessment Values Across Port Chester, Westchester County, New York
Source: Ownwell
$151,450
$988,424
$1,825,397
Median Port Chester Market Value
$622,500
Median Westchester County Market Value
$638,095
Median New York Market Value
$312,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Port Chester, Westchester County, New York
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 10573 | $324,100 | $526,000 | $622,500 | $741,425 | $915,320 |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Property Tax Bills Across Port Chester, Westchester County, New York
Port Chester property tax bills are based on the assessed value of a home, not its market price. Local tax rates and exemptions are applied to that assessed value to determine the final bill, so homeowners with similar homes can still owe different amounts depending on how their property is assessed. With a median home price of $622,500, property taxes can be a major expense for many homeowners in the area.
The typical tax burden is substantial, with the 25th percentile tax bill at $5,938, the 75th percentile at $10,150, and the 90th percentile reaching $24,010. The median tax bill in the ZIP code with the highest and lowest median bill is $7,875. Compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400, Port Chester homeowners often face much higher costs.
Ownwell helps homeowners lower property tax bills by reviewing assessments, identifying opportunities for appeals, and pursuing exemptions that may reduce what they owe.
Property Tax Bills Across Port Chester, Westchester County, New York
Source: Ownwell
$1,436
$18,351
$35,265
Median Port Chester Tax Bill
$7,875
Median Westchester County Tax Bill
$9,223
Median New York Tax Bill
$5,420
Median United States Tax Bill
$3,209
Property Tax Bills Across Port Chester, Westchester County, New York
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 10573 | $3,718 | $5,938 | $7,875 | $10,150 | $24,010 |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Don't miss the deadline to file a grievance!
Dates |
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Links | |
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| Westchester Assessment Review Commission | |
| Website | experience.arcgis.com |