Ocean Isle Beach, Avery County, North Carolina Property Taxes
Median Ocean Isle Beach, NC effective property tax rate: 0.43%, significantly lower than the national median of 1.02%, but lower than the North Carolina state median of 0.82%.
Median Ocean Isle Beach, NC home value: $482,900
Median annual Ocean Isle Beach, NC tax bill: $2,059, $341 lower than the national median property tax bill of $2,400.
How are property taxes in Avery calculated?
Property taxes in Ocean Isle Beach, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Ocean Isle Beach’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ocean Isle Beach, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Ocean Isle Beach, Avery County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.43%
Estimate Property Tax Bill
$2,076
$1,927
Property Tax Rates Across Ocean Isle Beach, Avery County, North Carolina
Local government entities set tax rates, which can vary significantly within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation determines the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is essentially the annual process.
In Ocean Isle Beach, located in Brunswick County, NC, property tax rates reflect the county's budgetary needs and the total value of taxable property. With an effective property tax rate of 0.54%, Ocean Isle Beach offers a lower tax burden compared to the national median property tax rate of 1.02%. This makes it an attractive location for property owners looking to save on taxes. However, the median property tax rate in North Carolina is 0.84%, which is still below the national average, offering a favorable comparison for residents across the state. By understanding these rates, property owners can better anticipate their annual tax obligations and make informed decisions about property investments in Ocean Isle Beach and beyond.
Property Tax Rates Across Ocean Isle Beach, Avery County, North Carolina
Source: Ownwell

0.40%
0.40%
0.40%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ocean Isle Beach Tax Rate
0.43%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Avery County Tax Rate
0.40%
Median Effective North Carolina Tax Rate
0.82%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Ocean Isle Beach, Avery County, North Carolina
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
28469 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Ocean Isle Beach, Avery County, North Carolina
When examining property taxes in Ocean Isle Beach, NC, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Avery County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Avery County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ocean Isle Beach. For example, the median home price in Ocean Isle Beach is $482,900, with tax bills ranging significantly across the county.
Property Tax Assessment Values Across Ocean Isle Beach, Avery County, North Carolina
Source: Ownwell

$2,200
$366,050
$729,900
Median Ocean Isle Beach Market Value
$482,900
Median Avery County Market Value
$135,500
Median North Carolina Market Value
$197,136
Median United States Market Value
$235,294
Property Tax Assessment Values Across Ocean Isle Beach, Avery County, North Carolina
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
28469 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Ocean Isle Beach, Avery County, North Carolina
In Ocean Isle Beach, NC, property tax bills are calculated based on the assessed value of a home, which is determined by the local tax assessor. The assessed value is then multiplied by the tax rate set by the local government to determine the annual property tax bill. For homeowners in Ocean Isle Beach, the tax bill at the 25th, 75th, and 90th percentiles is consistently $2,059, which is below the national median property tax bill of $2,400. This indicates relatively favorable tax conditions for property owners in this area compared to the national average.
Factors influencing the assessed value include the property's market value, location, and any improvements made. While these factors can lead to fluctuations in tax bills, homeowners can appeal their assessment if they believe it is inaccurate. This is where Ownwell can assist. By providing expert property tax appeal and exemption services, Ownwell helps homeowners potentially reduce their tax burden, ensuring they only pay their fair share. Homeowners can rely on Ownwell's expertise to navigate the complexities of property tax assessments and appeals effectively.
Property Tax Bills Across Ocean Isle Beach, Avery County, North Carolina
Source: Ownwell

$9
$1,444
$2,879
Median Ocean Isle Beach Tax Bill
$2,059
Median Avery County Tax Bill
$540
Median North Carolina Tax Bill
$1,615
Median United States Tax Bill
$2,400
Property Tax Bills Across Ocean Isle Beach, Avery County, North Carolina
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
28469 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell