Property Taxes in Asheville, North Carolina
Median Asheville, North Carolina effective property tax rate: 0.93%, significantly lower than the national median of 1.02%, and higher than the North Carolina state median of 0.81%.
Median Asheville, North Carolina home value: $286,800
Median annual Asheville, North Carolina tax bill: $2,505, $105 higher than the national median property tax bill of $2,400.
How are property taxes in Buncombe calculated?
Property taxes in Asheville, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Asheville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Asheville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Asheville Property Tax Calculator Work?
Use this Asheville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Asheville's median effective tax rate of 0.93% — based on actual property records in Buncombe County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Asheville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Asheville: rates range from $2,128.00 in 28806 to $3,632.00 in 28801, primarily due to differences in school district levies and local assessment districts. Asheville's median tax rate is lower than North Carolina's 0.81% state median tax rate, and the median tax bill is $105 higher than the state median bill of $2,400.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Asheville.
About Asheville Property Taxes
About Property Taxes in Asheville, Buncombe, North Carolina
Asheville’s median effective property tax rate of 0.93% is higher than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Buncombe County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Asheville. Homeowners in the 28801 ZIP code carry a median effective rate of 1.03%, while those in 28805 pay 0.93%. This spread — 0.10 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Buncombe County. Understanding which part of Asheville you live in can make a meaningful difference to your annual tax bill.
Asheville homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Asheville, Buncombe County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Asheville's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Asheville Tax Rate
0.93%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Buncombe County Tax Rate
0.68%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Asheville, Buncombe County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28801 | 0.93% | 1.03% | 1.03% | 1.04% | 1.12% |
| 28803 | 0.52% | 0.63% | 0.93% | 0.93% | 1.03% |
| 28804 | 0.64% | 0.86% | 1.01% | 1.03% | 1.04% |
| 28805 | 0.66% | 0.68% | 0.93% | 0.93% | 0.93% |
| 28806 | 0.63% | 0.65% | 0.93% | 1.03% | 1.03% |
| 28704 | N/A | N/A | N/A | N/A | N/A |
| 28715 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Asheville, Buncombe County, North Carolina
When examining property taxes in Asheville, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Buncombe County tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Buncombe County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Asheville homeowners, the median home price is $286,800, and the median tax bill is $2,505, slightly above the national median property tax bill of $2,400. Tax bills vary widely across the county, with the 25th percentile at $1,676 and the 90th percentile at $5,741. The highest median home price is in 28804 at $367,600, while the highest median tax bill is in 28801 at $3,632.
Property Tax Assessment Values Across Asheville, Buncombe County, North Carolina
Source: Ownwell
$65,700
$334,525
$603,350
Median Asheville Market Value
$286,800
Median Buncombe County Market Value
$271,900
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Asheville, Buncombe County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28801 | $207,260 | $259,525 | $358,700 | $529,050 | $728,310 |
| 28803 | $152,400 | $204,000 | $287,900 | $434,850 | $764,300 |
| 28804 | $126,100 | $238,125 | $367,600 | $545,575 | $806,250 |
| 28805 | $161,800 | $219,625 | $292,800 | $392,400 | $530,620 |
| 28806 | $112,000 | $185,500 | $248,000 | $314,900 | $413,800 |
| 28704 | N/A | N/A | N/A | N/A | N/A |
| 28715 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Asheville, Buncombe County, North Carolina
Property tax bills in Asheville are based on the assessed value of a home and the local tax rate set by Buncombe County and other taxing authorities. When a property is reassessed, the tax bill can change if the assessed value rises or falls. For homeowners, this means the amount owed is tied directly to how the market value of the home is translated into an assessed value for tax purposes.
With a median home price of $286,800, property tax bills in the city can vary widely. The 25th percentile tax bill is $1,676, while the 75th percentile is $3,723 and the 90th percentile reaches $5,741. That spread shows how location, home value, and assessment differences can affect what homeowners pay.
Across Asheville, the highest median tax bill is $3,632 in ZIP code 28801, while the lowest median tax bill is $2,128 in ZIP code 28806. For many homeowners, even a small change in assessed value can have a noticeable impact on the annual tax bill.
Median Asheville Tax Bill
$2,505
Median Buncombe County Tax Bill
$2,072
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Asheville, Buncombe County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28801 | $1,859 | $2,554 | $3,632 | $5,441 | $7,678 |
| 28803 | $1,113 | $1,608 | $2,346 | $3,538 | $5,846 |
| 28804 | $1,146 | $2,110 | $3,354 | $5,327 | $7,962 |
| 28805 | $1,094 | $1,776 | $2,449 | $3,274 | $4,347 |
| 28806 | $762 | $1,417 | $2,128 | $2,969 | $3,938 |
| 28704 | N/A | N/A | N/A | N/A | N/A |
| 28715 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 5 |
Links | |
|---|---|
| Buncombe Tax Assessor | |
| Website | prc-buncombe.spatialest.com |