Property Taxes in Fayetteville, North Carolina
Median Fayetteville, North Carolina effective property tax rate: 1.63%, significantly lower than the national median of 1.02%, and higher than the North Carolina state median of 0.81%.
Median Fayetteville, North Carolina home value: $115,335
Median annual Fayetteville, North Carolina tax bill: $1,815, $585 lower than the national median property tax bill of $2,400.
How are property taxes in Cumberland calculated?
Property taxes in Fayetteville, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Fayetteville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Fayetteville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Fayetteville Property Tax Calculator Work?
Use this Fayetteville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Fayetteville's median effective tax rate of 1.63% — based on actual property records in Cumberland County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Fayetteville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Fayetteville: rates range from $1,300.00 in 28301 to $2,707.00 in 28305, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Fayetteville.
About Fayetteville Property Taxes
About Property Taxes in Fayetteville, Cumberland, North Carolina
Fayetteville’s median effective property tax rate of 1.63% is higher than the North Carolina state median of 0.81% and higher than the national median of 1.02%. This rate reflects the Cumberland County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Fayetteville. Homeowners in the 28301 ZIP code carry a median effective rate of 1.86%, while those in 28306 pay 1.14%. This spread — 0.72 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Cumberland County. Understanding which part of Fayetteville you live in can make a meaningful difference to your annual tax bill.
Fayetteville homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Fayetteville, Cumberland County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Fayetteville's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Property Tax Rates Across Fayetteville, Cumberland County, North Carolina
Source: Ownwell
1.13%
1.50%
1.86%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Fayetteville Tax Rate
1.63%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cumberland County Tax Rate
1.55%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Fayetteville, Cumberland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28301 | 1.28% | 1.63% | 1.86% | 2.44% | 3.05% |
| 28303 | 1.20% | 1.50% | 1.68% | 1.86% | 2.08% |
| 28304 | 1.19% | 1.52% | 1.74% | 1.88% | 2.03% |
| 28305 | 1.24% | 1.50% | 1.72% | 2.03% | 2.26% |
| 28306 | 0.88% | 1.02% | 1.14% | 1.58% | 1.88% |
| 28311 | 1.01% | 1.18% | 1.56% | 1.75% | 1.86% |
| 28312 | 0.87% | 1.02% | 1.19% | 1.50% | 1.97% |
| 28314 | 1.23% | 1.52% | 1.69% | 1.81% | 1.92% |
| 28356 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Fayetteville, Cumberland County, North Carolina
When examining property taxes in Fayetteville, North Carolina, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cumberland County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cumberland County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Fayetteville.
For example, the median home price in Fayetteville is $115,335, with tax bills ranging significantly across the county. 28305 has the highest median home price at $150,572.
Property Tax Assessment Values Across Fayetteville, Cumberland County, North Carolina
Source: Ownwell
$61,026
$105,799
$150,572
Median Fayetteville Market Value
$115,335
Median Cumberland County Market Value
$116,108
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Fayetteville, Cumberland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28301 | $30,422 | $43,047 | $73,344 | $101,672 | $138,383 |
| 28303 | $73,021 | $89,144 | $114,824 | $156,605 | $256,511 |
| 28304 | $67,963 | $82,302 | $101,331 | $133,098 | $199,214 |
| 28305 | $55,086 | $87,896 | $150,572 | $252,080 | $419,186 |
| 28306 | $35,178 | $79,731 | $138,628 | $211,568 | $294,887 |
| 28311 | $72,325 | $93,059 | $129,480 | $191,870 | $277,611 |
| 28312 | $28,112 | $59,560 | $118,698 | $222,452 | $289,806 |
| 28314 | $75,943 | $94,440 | $119,706 | $148,059 | $199,490 |
| 28356 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Fayetteville, Cumberland County, North Carolina
Property tax bills in Fayetteville are calculated from the assessed value of a home and the local tax rate set by Cumberland County and other taxing authorities. When a property is assessed, officials estimate its market value, then apply the tax rate to determine the annual bill. For homeowners, this means a higher assessed value can lead to a higher tax bill, while a lower assessment can reduce what is owed.
In Fayetteville, the median home price is $115,335, and the median property tax bill is $1,314. That is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%. Still, bills can vary widely across the city. The 75th percentile tax bill is $2,470, and the 90th percentile reaches $3,390, showing how location and assessment differences can affect what homeowners pay.
Property Tax Bills Across Fayetteville, Cumberland County, North Carolina
Source: Ownwell
$752
$1,730
$2,707
Median Fayetteville Tax Bill
$1,815
Median Cumberland County Tax Bill
$1,757
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Fayetteville, Cumberland County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28301 | $797 | $989 | $1,300 | $1,697 | $2,346 |
| 28303 | $1,176 | $1,504 | $1,949 | $2,570 | $4,009 |
| 28304 | $1,112 | $1,418 | $1,727 | $2,284 | $3,032 |
| 28305 | $1,005 | $1,657 | $2,707 | $4,006 | $5,738 |
| 28306 | $489 | $904 | $1,634 | $2,568 | $3,566 |
| 28311 | $903 | $1,402 | $1,975 | $2,705 | $3,842 |
| 28312 | $415 | $803 | $1,441 | $2,369 | $3,123 |
| 28314 | $1,238 | $1,542 | $2,000 | $2,412 | $2,988 |
| 28356 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 20 |
Links | |
|---|---|
| Cumberland Tax Assessor | |
| Website | taxpwa.co.cumberland.nc.us |