Montgomery County, North Carolina Property Taxes
Property Taxes in Montgomery County, North Carolina
Median Montgomery County effective property tax rate: 0.64%, significantly lower than the national median of 1.02%.
Median Montgomery County home value: $76,372
Median annual Montgomery County tax bill: $519, $1,881 lower than the national median property tax bill of $2,400.
How are property taxes in Montgomery County calculated?
Property taxes in Montgomery County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Montgomery County or another part of Montgomery County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Montgomery County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.64%
Estimate Property Tax Bill
$489
$454
How Does the Montgomery County Property Tax Calculator Work?
Use this Montgomery County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Montgomery County's median effective tax rate of 0.64% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Montgomery County's median tax rate is lower than the North Carolina median tax rate of 0.81% and far below the national median property tax rate of 1.02%. The county's median property tax bill of $519 is also lower than the North Carolina median property tax bill by $1,881.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Montgomery County.
Property Tax Rates Across Montgomery County, North Carolina
What Are Effective Property Tax Rates Across Montgomery County?
Local government entities set tax rates, which vary widely across Montgomery County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Montgomery County's effective property tax rate to other counties in North Carolina or the U.S. median of 1.02%.
Montgomery County's median effective rate stands at 0.64%, which is lower than the national median of 1.02%. Within Montgomery County, the highest rate is found in New London at 0.69%, while Seagrove has the lowest at 0.61%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montgomery County Tax Rate
0.64%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Montgomery County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Biscoe | 0.61% | 0.61% | 0.62% | 1.17% | 1.18% |
| Candor | 0.61% | 0.61% | 0.62% | 0.78% | 1.27% |
| Jackson Springs | 0.61% | 0.61% | 0.62% | 0.62% | 0.62% |
| Mount Gilead | 0.61% | 0.62% | 0.65% | 0.68% | 1.19% |
| New London | 0.68% | 0.68% | 0.69% | 0.69% | 0.73% |
| Seagrove | 0.61% | 0.61% | 0.61% | 0.62% | 0.62% |
| Star | 0.61% | 0.61% | 0.62% | 0.85% | 1.23% |
| Troy | 0.61% | 0.61% | 0.62% | 0.62% | 0.65% |
| Ellerbe | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Montgomery County, North Carolina
When examining property taxes in Montgomery County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montgomery County property tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Montgomery County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of July.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Montgomery County.
For example, the median tax bill in Montgomery County is $519, with tax bills ranging significantly across the county. Seagrove has the highest median home price at $96,782.
Property Tax Assessment Values Across Montgomery County, North Carolina
Source: Ownwell
$59,115
$77,949
$96,782
Median Montgomery County Market Value
$76,372
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Montgomery County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Biscoe | $13,586 | $36,864 | $67,324 | $110,728 | $171,503 |
| Candor | $12,820 | $35,013 | $65,668 | $105,776 | $149,670 |
| Jackson Springs | $11,847 | $37,978 | $59,115 | $80,020 | $137,191 |
| Mount Gilead | $25,119 | $35,796 | $78,108 | $195,250 | $407,883 |
| New London | $17,888 | $42,542 | $90,376 | $342,705 | $602,720 |
| Seagrove | $28,376 | $60,715 | $96,782 | $151,614 | $220,428 |
| Star | $11,232 | $32,445 | $71,498 | $119,855 | $190,258 |
| Troy | $17,284 | $44,529 | $82,403 | $149,000 | $250,397 |
| Ellerbe | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Montgomery County, North Carolina
Property tax bills in Montgomery County are based on the assessed value of a home and the local tax rate applied to that value. When a property’s market value changes, the assessed value can change too, which can raise or lower the bill. Local taxing authorities use that assessment to determine how much a homeowner owes each year.
Homeowners in Montgomery County see a wide range of tax bills, reflecting differences in property values and location. The 25th percentile tax bill is $256, while the 75th percentile tax bill is $1,129 and the 90th percentile tax bill is $2,421. The county’s median home price is $76,372, which helps explain why many bills are below the national median property tax bill of $2,400. Even so, taxes can still affect affordability, especially when a home’s assessed value rises faster than expected.
Median Montgomery County Tax Bill
$519
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Montgomery County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Biscoe | $120 | $264 | $548 | $930 | $1,546 |
| Candor | $90 | $215 | $464 | $801 | $1,333 |
| Jackson Springs | $77 | $221 | $351 | $480 | $784 |
| Mount Gilead | $166 | $244 | $538 | $1,405 | $2,752 |
| New London | $110 | $297 | $621 | $2,371 | $4,211 |
| Seagrove | $192 | $380 | $586 | $864 | $1,260 |
| Star | $86 | $232 | $526 | $948 | $1,408 |
| Troy | $107 | $265 | $498 | $909 | $1,556 |
| Ellerbe | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 31 |
Links | |
|---|---|
| Montgomery Tax Assessor | |
| Website | www.webgis.net |