Property Taxes in Seagrove, North Carolina
Median Seagrove, North Carolina effective property tax rate: 0.61%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Seagrove, North Carolina home value: $96,782
Median annual Seagrove, North Carolina tax bill: $586, lower than the national median property tax bill of $2,400.
How are property taxes in Montgomery calculated?
Property taxes in Seagrove, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Seagrove's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Seagrove, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Seagrove Property Tax Calculator Work?
Use this Seagrove property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Seagrove's median effective tax rate of 0.61% — based on actual property records in Montgomery County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Seagrove's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Seagrove: rates range from 0.61% in 27341 to 0.61% in 27341, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Seagrove.
About Seagrove Property Taxes
About Property Taxes in Seagrove, Montgomery, NC
Seagrove’s median effective property tax rate of 0.61% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Montgomery County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Seagrove. Homeowners in the 27341 ZIP code carry a median effective rate of 0.61%, while those in the lowest ZIP code also pay 0.61%. This spread reflects how school district boundaries and local assessment districts are drawn across Montgomery County. Understanding which part of Seagrove you live in can make a meaningful difference to your annual tax bill.
Seagrove homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Seagrove, Montgomery County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Seagrove's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Seagrove Tax Rate
0.61%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montgomery County Tax Rate
0.64%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Seagrove, Montgomery County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 27341 | 0.61% | 0.61% | 0.61% | 0.62% | 0.62% |
Source: Ownwell
Property Tax Assessment Values Across Seagrove, Montgomery County, North Carolina
When examining property taxes in Seagrove, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montgomery County tax authority estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Montgomery County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Seagrove.
For example, the median home price in Seagrove is $96,782, with tax bills ranging significantly across the county. 27341 has the highest median home price at $96,782.
Property Tax Assessment Values Across Seagrove, Montgomery County, North Carolina
Source: Ownwell
$59,115
$77,949
$96,782
Median Seagrove Market Value
$96,782
Median Montgomery County Market Value
$76,372
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Seagrove, Montgomery County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 27341 | $28,376 | $60,715 | $96,782 | $151,614 | $220,428 |
Source: Ownwell
Property Tax Bills Across Seagrove, Montgomery County, North Carolina
Seagrove property tax bills are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners in Montgomery County, the amount owed depends on both the value assigned to the home and the tax rates set by local governments and taxing authorities.
With a median home price of $96,782, tax bills can vary widely from one property to another. The 25th percentile tax bill is $380, while the 75th percentile is $864 and the 90th percentile is $1,260. The median tax bill in ZIP code 27341 is $586.00, showing how property taxes can differ even within a small area.
For homeowners, a higher assessed value usually means a higher tax bill, unless exemptions or appeals reduce the amount. Because property taxes are tied to home value and local rates, changes in either one can affect what a homeowner pays each year.
Median Seagrove Tax Bill
$586
Median Montgomery County Tax Bill
$519
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Seagrove, Montgomery County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 27341 | $192 | $380 | $586 | $864 | $1,260 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 31 |
Links | |
|---|---|
| Montgomery Tax Assessor | |
| Website | www.webgis.net |