Property Taxes in Hampstead, North Carolina
Median Hampstead, North Carolina effective property tax rate: 0.99%, significantly lower than the national median of 1.02%, and higher than the North Carolina state median of 0.81%.
Median Hampstead, North Carolina home value: $250,453
Median annual Hampstead, North Carolina tax bill: $2,435, $35 higher than the national median property tax bill of $2,400.
How are property taxes in Pender calculated?
Property taxes in Hampstead, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Hampstead's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hampstead, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Hampstead Property Tax Calculator Work?
Use this Hampstead property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Hampstead's median effective tax rate of 0.99% — based on actual property records in Pender County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Hampstead's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Hampstead: rates range from 0.99% in 28443 to 0.99% in 28443, primarily due to differences in school district levies and local assessment districts. Hampstead's median rate is lower than the North Carolina median tax rate of 0.81%? Actually, no—this would be incorrect, so the estimate reflects local conditions more closely than the state comparison.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Hampstead.
About Hampstead Property Taxes
About Property Taxes in Hampstead, Pender, North Carolina
Hampstead’s median effective property tax rate of 0.99% is higher than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Pender County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Hampstead. Homeowners in ZIP code 28443 carry a median effective rate of 0.99%, while those in the same ZIP code also pay 0.99%. This spread reflects how school district boundaries and local assessment districts are drawn across Pender County. Understanding which part of Hampstead you live in can make a meaningful difference to your annual tax bill.
Hampstead homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Hampstead, Pender County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Hampstead's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hampstead Tax Rate
0.99%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pender County Tax Rate
0.99%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Hampstead, Pender County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28443 | 0.85% | 0.96% | 0.99% | 1.03% | 1.10% |
Source: Ownwell
Property Tax Assessment Values Across Hampstead, Pender County, North Carolina
When examining property taxes in Hampstead, North Carolina, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Pender County tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Pender County, assessment notices are sent in March each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Hampstead is $250,453, with tax bills ranging significantly across the county. ZIP code 28443 has the highest median home price at $250,453.
Property Tax Assessment Values Across Hampstead, Pender County, North Carolina
Source: Ownwell
$75,914
$246,800
$417,686
Median Hampstead Market Value
$250,453
Median Pender County Market Value
$192,718
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Hampstead, Pender County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28443 | $81,444 | $154,577 | $250,453 | $336,484 | $438,310 |
Source: Ownwell
Property Tax Bills Across Hampstead, Pender County, North Carolina
Property tax bills in Hampstead are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is influenced by factors such as the home’s size, location, condition, and any improvements made to the property.
With a median home price of $250,453, homeowners in Hampstead can expect property tax bills that vary widely depending on how their home is assessed. The 25th percentile tax bill is $1,580, while the 75th percentile is $3,271 and the 90th percentile reaches $4,232. The median tax bill is $2,435 in ZIP code 28443, which is slightly above the national median property tax bill of $2,400.
Because property taxes are tied to assessed value, homeowners with higher-value homes or recent upgrades may pay more. This makes the property tax bill an important part of homeownership costs in Hampstead and a key factor to watch each year.
Median Hampstead Tax Bill
$2,435
Median Pender County Tax Bill
$1,897
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Hampstead, Pender County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28443 | $872 | $1,580 | $2,435 | $3,271 | $4,232 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Pender Tax Assessor | |
| Website | tax.pendercountync.gov |