Pender County, North Carolina Property Taxes
Property Taxes in Pender County, North Carolina
Median Pender County effective property tax rate: 0.99%, significantly lower than the national median of 1.02%.
Median Pender County home value: $192,718
Median annual Pender County tax bill: $1,897, $503 lower than the national median property tax bill of $2,400.
How are property taxes in Pender County calculated?
Property taxes in Pender County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Pender County or another part of Pender County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Pender County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.99%
Estimate Property Tax Bill
$1,908
$1,770
How Does the Pender County Property Tax Calculator Work?
Use this Pender County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Pender County's median effective tax rate of 0.99% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Pender County's median tax bill is $1,897, which is $503 lower than the North Carolina median tax bill and below the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Pender County.
Property Tax Rates Across Pender County, North Carolina
What Are Effective Property Tax Rates Across Pender County?
Local government entities set tax rates, which vary widely across Pender County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Pender County's effective property tax rate to other counties in North Carolina or the U.S. median of 1.02%.
Pender County's median effective rate stands at 0.99%, which is lower than the national median of 1.02%. Within Pender County, the highest rate is found in Burgaw at 1.10%, while Topsail Beach has the lowest at 0.83%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pender County Tax Rate
0.99%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Pender County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Atkinson | 0.75% | 0.91% | 1.08% | 1.24% | 1.49% |
| Burgaw | 0.91% | 0.94% | 1.10% | 1.39% | 1.39% |
| Currie | 0.78% | 0.91% | 1.05% | 1.14% | 1.25% |
| Hampstead | 0.85% | 0.96% | 0.99% | 1.03% | 1.10% |
| Holly Ridge | 0.83% | 0.83% | 0.83% | 0.83% | 0.83% |
| Ivanhoe | 0.56% | 0.91% | 1.04% | 1.13% | 1.21% |
| Kelly | 0.91% | 0.95% | 1.05% | 1.16% | 1.38% |
| Maple Hill | 0.70% | 0.90% | 1.03% | 1.11% | 1.21% |
| Rocky Point | 0.93% | 0.99% | 1.04% | 1.13% | 1.22% |
| Surf City | 0.83% | 0.83% | 0.83% | 0.83% | 0.83% |
| Topsail Beach | 0.83% | 0.83% | 0.83% | 0.83% | 0.83% |
| Wallace | 0.72% | 0.90% | 1.05% | 1.15% | 1.25% |
| Watha | 0.93% | 0.98% | 0.98% | 1.07% | 1.17% |
| Willard | 0.76% | 0.93% | 1.09% | 1.18% | 1.28% |
| Wilmington | 0.87% | 0.97% | 1.00% | 1.02% | 1.03% |
Source: Ownwell
Property Tax Assessment Values Across Pender County, North Carolina
When examining property taxes in Pender County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Pender County tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Pender County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Pender County.
For example, the median tax bill in Pender County is $1,897, with tax bills ranging significantly across the county. Topsail Beach has the highest median home price at $417,686.
Property Tax Assessment Values Across Pender County, North Carolina
Source: Ownwell
$75,914
$246,800
$417,686
Median Pender County Market Value
$192,718
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Pender County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Atkinson | $24,886 | $44,581 | $75,914 | $127,833 | $199,271 |
| Burgaw | $34,396 | $64,807 | $111,730 | $171,082 | $228,584 |
| Currie | $29,425 | $56,890 | $94,601 | $148,336 | $226,514 |
| Hampstead | $81,444 | $154,577 | $250,453 | $336,484 | $438,310 |
| Holly Ridge | $160,826 | $243,964 | $357,700 | $511,600 | $646,080 |
| Ivanhoe | $29,499 | $68,578 | $105,791 | $167,812 | $296,101 |
| Kelly | $35,830 | $52,098 | $117,856 | $170,863 | $268,351 |
| Maple Hill | $28,907 | $53,612 | $90,058 | $133,277 | $171,610 |
| Rocky Point | $45,765 | $76,869 | $131,109 | $220,094 | $297,834 |
| Surf City | $155,451 | $211,394 | $306,295 | $426,429 | $539,209 |
| Topsail Beach | $302,990 | $350,030 | $417,686 | $448,066 | $540,563 |
| Wallace | $33,328 | $60,408 | $88,611 | $131,414 | $197,606 |
| Watha | $25,590 | $41,742 | $85,150 | $126,130 | $169,583 |
| Willard | $30,356 | $58,316 | $91,039 | $130,919 | $203,430 |
| Wilmington | $137,514 | $204,784 | $245,720 | $330,094 | $451,678 |
Source: Ownwell
Property Tax Bills Across Pender County, North Carolina
Property tax bills in Pender County are based on the assessed value of a home, not its market listing price. Local tax rates are applied to that assessed value to determine the annual bill, so two homes with similar market values can still owe different amounts if their assessments differ. Factors such as location, property characteristics, and local taxing jurisdictions all play a role in the final amount.
For homeowners, that means the tax bill can vary widely across the county. The median home price is $192,718, while the 25th percentile tax bill is $1,017 and the 75th percentile is $2,871. At the high end, the 90th percentile reaches $3,952, which is well above the national median property tax bill of $2,400. Median bills also differ by city, from $833 in Watha to $3,467 in Topsail Beach.
Median Pender County Tax Bill
$1,897
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Pender County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Atkinson | $224 | $520 | $839 | $1,330 | $1,861 |
| Burgaw | $372 | $733 | $1,236 | $1,907 | $2,545 |
| Currie | $277 | $585 | $996 | $1,502 | $2,177 |
| Hampstead | $872 | $1,580 | $2,435 | $3,271 | $4,232 |
| Holly Ridge | $1,316 | $2,032 | $2,968 | $4,245 | $5,353 |
| Ivanhoe | $271 | $683 | $1,031 | $1,571 | $2,476 |
| Kelly | $434 | $656 | $1,244 | $1,906 | $3,037 |
| Maple Hill | $278 | $539 | $932 | $1,307 | $1,684 |
| Rocky Point | $485 | $863 | $1,367 | $2,226 | $2,918 |
| Surf City | $1,291 | $1,758 | $2,546 | $3,540 | $4,480 |
| Topsail Beach | $2,196 | $2,890 | $3,467 | $3,719 | $4,487 |
| Wallace | $312 | $631 | $935 | $1,317 | $1,889 |
| Watha | $236 | $410 | $833 | $1,258 | $1,755 |
| Willard | $292 | $648 | $956 | $1,349 | $1,980 |
| Wilmington | $705 | $2,094 | $2,464 | $3,227 | $4,276 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Pender Tax Assessor | |
| Website | tax.pendercountync.gov |