Rocky Point, Pender County, North Carolina Property Taxes
Median Rocky Point, NC effective property tax rate: 0.94%, significantly lower than the national median of 1.02%, but higher than the North Carolina state median of 0.82%.
Median Rocky Point, NC home value: $121,977
Median annual Rocky Point, NC tax bill: $1,098, $1,302 lower than the national median property tax bill of $2,400.
How are property taxes in Pender County calculated?
Property taxes in Rocky Point, NC are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Rocky Point’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Rocky Point, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Rocky Point, Pender County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.94%
Estimate Property Tax Bill
$1,147
$1,064
Property Tax Rates Across Rocky Point, Pender County, North Carolina
Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget annually to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, this is the annual process in a nutshell.
In Rocky Point, Pender County, NC, the effective property tax rate mirrors the state median at 0.94%. This is slightly below the national median property tax rate of 1.02%. For homeowners in Rocky Point, this means property taxes are relatively lower compared to many other areas in the country. The consistency in tax rates across zip codes in Rocky Point indicates a stable tax environment, which can be attractive for property owners. Comparing these rates to other cities in North Carolina and the U.S. highlights the competitive advantage of owning property in Rocky Point. Understanding these nuances in property tax rates can help residents make informed decisions about their investments and financial planning.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Rocky Point Tax Rate
0.94%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pender County Tax Rate
0.88%
Median Effective North Carolina Tax Rate
0.82%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Rocky Point, Pender County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28457 | 0.75% | 0.85% | 0.94% | 1.04% | 1.15% |
Source: Ownwell
Property Tax Assessment Values Across Rocky Point, Pender County, North Carolina
When examining property taxes in Rocky Point, NC, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Pender County Tax Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Pender County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Rocky Point. For example, the median home price in Rocky Point is $121,977, with tax bills ranging significantly across the county. Zip code 28457 has the highest median home price at $121,977.
Property Tax Assessment Values Across Rocky Point, Pender County, North Carolina
Source: Ownwell
$75,914
$253,666
$431,418
Median Rocky Point Market Value
$121,977
Median Pender County Market Value
$183,803
Median North Carolina Market Value
$197,136
Median United States Market Value
$235,294
Property Tax Assessment Values Across Rocky Point, Pender County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28457 | $45,044 | $74,206 | $121,977 | $210,116 | $282,155 |
Source: Ownwell
Property Tax Bills Across Rocky Point, Pender County, North Carolina
Property tax bills in Rocky Point, located in Pender County, NC, are calculated based on the assessed value of a property, which is determined by the local tax assessor. The assessed value is typically a percentage of the property's market value. Homeowners in Rocky Point experience a median tax bill of $1,098, which is below the national median of $2,400, reflecting the local tax rate and housing market dynamics. Factors influencing the tax bill include changes in property values, local government budgets, and applicable exemptions. For example, tax bills can range from $720 at the 25th percentile to $2,289 at the 90th percentile, indicating variability based on property characteristics and assessment accuracy.
Ownwell assists homeowners in Rocky Point by providing expert property tax appeal services. By analyzing assessment data and identifying potential discrepancies, Ownwell helps homeowners reduce their tax burdens. This service ensures that homeowners pay only their fair share, potentially leading to significant savings on their annual property tax bills.
Median Rocky Point Tax Bill
$1,098
Median Pender County Tax Bill
$1,515
Median North Carolina Tax Bill
$1,615
Median United States Tax Bill
$2,400
Property Tax Bills Across Rocky Point, Pender County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 28457 | $332 | $720 | $1,098 | $1,780 | $2,289 |
Source: Ownwell