Surry County, North Carolina Property Taxes
Property Taxes in Surry County, North Carolina
Median Surry County effective property tax rate: 0.69%, significantly lower than the national median of 1.02%.
Median Surry County home value: $116,885
Median annual Surry County tax bill: $778, $1,622 lower than the national median property tax bill of $2,400.
How are property taxes in Surry County calculated?
Property taxes in Surry County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Surry County or another part of Surry County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Surry County, North Carolina Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.69%
Estimate Property Tax Bill
$807
$748
How Does the Surry County Property Tax Calculator Work?
Use this Surry County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Surry County's median effective tax rate of 0.69% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Surry County's median tax rate is lower than the North Carolina median tax rate of 0.81% and below the national median property tax rate of 1.02%. The county's median tax bill is $778, compared with the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Surry County.
Property Tax Rates Across Surry County, North Carolina
What Are Effective Property Tax Rates Across Surry County?
Local government entities set tax rates, which vary widely across Surry County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Surry County's effective property tax rate to other counties in North Carolina or the U.S. median of 1.02%.
Surry County's median effective rate stands at 0.69%, which is lower than the national median of 1.02%. Within Surry County, the highest rate is found in STATE ROAD at 0.74%, while PINNACLE has the lowest at 0.63%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Surry County Tax Rate
0.69%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Surry County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ararat | 0.41% | 0.65% | 0.67% | 0.69% | 0.72% |
| Dobson | 0.46% | 0.66% | 0.68% | 0.72% | 1.01% |
| Elkin | 0.53% | 0.69% | 0.71% | 0.74% | 0.80% |
| Lowgap | 0.44% | 0.67% | 0.69% | 0.73% | 0.80% |
| Mount Airy | 0.55% | 0.66% | 0.69% | 0.72% | 0.78% |
| Pilot Mountain | 0.60% | 0.61% | 0.65% | 0.72% | 1.20% |
| Pinnacle | 0.43% | 0.61% | 0.63% | 0.65% | 0.68% |
| Siloam | 0.40% | 0.64% | 0.67% | 0.69% | 0.72% |
| State Road | 0.50% | 0.65% | 0.74% | 0.77% | 0.80% |
| Thurmond | 0.38% | 0.63% | 0.65% | 0.68% | 0.71% |
| Toast | 0.68% | 0.70% | 0.71% | 0.75% | 0.79% |
| Westfield | 0.42% | 0.67% | 0.69% | 0.71% | 0.73% |
| Boonville | N/A | N/A | N/A | N/A | N/A |
| Ennice | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Surry County, North Carolina
When examining property taxes in Surry County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Surry County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Surry County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median tax bill in Surry County is $778, compared with the national median property tax bill of $2400 and the national median property tax rate of 1.02%. Tax bills range significantly across the county, with Pilot Mountain at $1035 and Toast at $550.
Property Tax Assessment Values Across Surry County, North Carolina
Source: Ownwell
$73,950
$120,985
$168,020
Median Surry County Market Value
$116,885
Median North Carolina Market Value
$221,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Surry County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ararat | $63,372 | $89,095 | $128,770 | $211,580 | $312,040 |
| Dobson | $54,891 | $81,025 | $120,275 | $190,088 | $289,842 |
| Elkin | $56,776 | $79,870 | $121,500 | $180,040 | $261,030 |
| Lowgap | $36,515 | $63,068 | $100,825 | $174,245 | $265,319 |
| Mount Airy | $50,770 | $75,235 | $107,670 | $159,875 | $246,100 |
| Pilot Mountain | $65,225 | $93,778 | $144,645 | $233,462 | $347,125 |
| Pinnacle | $72,236 | $112,640 | $168,020 | $264,710 | $386,220 |
| Siloam | $53,111 | $82,795 | $130,485 | $205,368 | $322,824 |
| State Road | $64,638 | $90,898 | $142,355 | $238,288 | $353,978 |
| Thurmond | $57,052 | $85,970 | $130,610 | $208,740 | $317,900 |
| Toast | $39,478 | $46,690 | $73,950 | $103,250 | $143,042 |
| Westfield | $66,476 | $87,888 | $113,535 | $161,328 | $217,231 |
| Boonville | N/A | N/A | N/A | N/A | N/A |
| Ennice | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Surry County, North Carolina
Property tax bills in Surry County are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property is reassessed, the county determines its market value, and that value is used to calculate the annual bill. The amount a homeowner owes can also reflect local levies for schools, roads, and other services, so two homes with similar market values may still have different tax bills depending on location and jurisdiction.
For many homeowners, the bill can vary widely. The median home price is $116,885, while the 25th percentile tax bill is $530 and the 75th percentile tax bill is $1,182. At the higher end, the 90th percentile tax bill reaches $1,778. Even within the county, the median tax bill ranges from $550 in Toast to $1,035 in Pilot Mountain. Compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400, Surry County homeowners often face lower bills, but those costs still have a direct impact on monthly housing affordability.
Median Surry County Tax Bill
$778
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$2,400
Property Tax Bills Across Surry County, North Carolina
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ararat | $388 | $580 | $828 | $1,230 | $1,787 |
| Dobson | $383 | $556 | $795 | $1,240 | $1,888 |
| Elkin | $403 | $558 | $826 | $1,195 | $1,687 |
| Lowgap | $263 | $422 | $648 | $1,085 | $1,568 |
| Mount Airy | $342 | $498 | $719 | $1,047 | $1,561 |
| Pilot Mountain | $462 | $659 | $1,035 | $1,641 | $2,252 |
| Pinnacle | $443 | $671 | $986 | $1,511 | $2,114 |
| Siloam | $351 | $534 | $812 | $1,228 | $1,809 |
| State Road | $429 | $609 | $960 | $1,606 | $2,407 |
| Thurmond | $361 | $520 | $780 | $1,225 | $1,768 |
| Toast | $310 | $351 | $550 | $705 | $976 |
| Westfield | $435 | $573 | $767 | $1,041 | $1,454 |
| Boonville | N/A | N/A | N/A | N/A | N/A |
| Ennice | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 14 |
Links | |
|---|---|
| Surry Tax Assessor | |
| Website | gis.co.surry.nc.us |