Property Taxes in Pilot Mountain, North Carolina
Median Pilot Mountain, North Carolina effective property tax rate: 0.65%, significantly lower than the national median of 1.02%, and lower than the North Carolina state median of 0.81%.
Median Pilot Mountain, North Carolina home value: $144,645
Median annual Pilot Mountain, North Carolina tax bill: $1,035, lower than the national median property tax bill of $2,400.
How are property taxes in Surry calculated?
Property taxes in Pilot Mountain, North Carolina are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Pilot Mountain's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Pilot Mountain, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Pilot Mountain Property Tax Calculator Work?
Use this Pilot Mountain property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Pilot Mountain's median effective tax rate of 0.65% — based on actual property records in Surry County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Pilot Mountain's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Pilot Mountain: rates range from 0.65% in 27041 to 0.65% in 27041, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Pilot Mountain.
About Pilot Mountain Property Taxes
About Property Taxes in Pilot Mountain, Surry, North Carolina
Pilot Mountain’s median effective property tax rate of 0.65% is lower than the North Carolina state median of 0.81% and lower than the national median of 1.02%. This rate reflects the Surry County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Pilot Mountain. Homeowners in the 27041 ZIP code carry a median effective rate of 0.65%, while those in the lowest ZIP also pay 0.65%. This spread reflects how school district boundaries and local assessment districts are drawn across Surry County. Understanding which part of Pilot Mountain you live in can make a meaningful difference to your annual tax bill.
Pilot Mountain homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the May 4, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Pilot Mountain, Surry County, North Carolina
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Pilot Mountain's effective property tax rate to other cities in North Carolina and the median property tax rates in North Carolina and the U.S.
Property Tax Rates Across Pilot Mountain, Surry County, North Carolina
Source: Ownwell
0.63%
0.69%
0.74%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pilot Mountain Tax Rate
0.65%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Surry County Tax Rate
0.69%
Median Effective North Carolina Tax Rate
0.81%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Pilot Mountain, Surry County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 27041 | 0.60% | 0.61% | 0.65% | 0.72% | 1.20% |
Source: Ownwell
Property Tax Assessment Values Across Pilot Mountain, Surry County, North Carolina
When examining property taxes in Pilot Mountain, North Carolina, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Surry County tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Surry County, assessment notices are sent in February each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Pilot Mountain is $144,645, with a median tax bill of $1,035. The 25th percentile tax bill is $659, while the 75th percentile is $1,641 and the 90th percentile is $2,252. The highest median home price appears in zip code 27041 at $144,645.
Property Tax Assessment Values Across Pilot Mountain, Surry County, North Carolina
Source: Ownwell
$73,950
$120,985
$168,020
Median Pilot Mountain Market Value
$144,645
Median Surry County Market Value
$116,885
Median North Carolina Market Value
$221,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Pilot Mountain, Surry County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 27041 | $65,225 | $93,778 | $144,645 | $233,462 | $347,125 |
Source: Ownwell
Property Tax Bills Across Pilot Mountain, Surry County, North Carolina
Property tax bills in Pilot Mountain are based on the assessed value of a home and the local tax rate set by Surry County and other taxing authorities. The bill is calculated by multiplying the assessed market value by the applicable rate, so homeowners with higher-value properties generally pay more. For a home with a median price of $144,645, the tax bill can vary widely depending on location and assessment details.
In Pilot Mountain, the median property tax bill is $1,035, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%. Bills in the area range from $659 at the 25th percentile to $1,641 at the 75th percentile, with the 90th percentile reaching $2,252. These differences show how assessments and local rates can affect what homeowners owe each year.
Median Pilot Mountain Tax Bill
$1,035
Median Surry County Tax Bill
$778
Median North Carolina Tax Bill
$1,813
Median United States Tax Bill
$3,209
Property Tax Bills Across Pilot Mountain, Surry County, North Carolina
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 27041 | $462 | $659 | $1,035 | $1,641 | $2,252 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 14 |
Links | |
|---|---|
| Surry Tax Assessor | |
| Website | gis.co.surry.nc.us |