Lucas County, Ohio Property Taxes
Property Taxes in Lucas County, Ohio
Median Lucas County effective property tax rate: 1.10%, significantly higher than the national median of 1.02%.
Median Lucas County home value: $123,100
Median annual Lucas County tax bill: $1,452, lower than the national median property tax bill of $2,400.
How are property taxes in Lucas County calculated?
Property taxes in Lucas County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Lucas County’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Toledo or another part of Lucas County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Lucas County, Ohio Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.1%
Estimate Property Tax Bill
$1,354
$1,257
How Does the Lucas County Property Tax Calculator Work?
Use this Lucas County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Lucas County's median effective tax rate of 1.10% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Lucas County's median effective tax rate is higher than Ohio's 1.60% and the county's median property tax bill of $1,452 is $948 lower than the state median bill.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Lucas County.
Property Tax Rates Across Lucas County, Ohio
What Are Effective Property Tax Rates Across Lucas County?
Local government entities set tax rates, which vary widely across Lucas County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Lucas County's effective property tax rate to other counties in Ohio or the U.S. median of 1.02%.
Lucas County's median effective rate stands at 1.10%, which is higher than the national median of 1.02%. Within Lucas County, the highest rate is found in Ottawa Hills at 1.54%, while Swanton has the lowest at 0.79%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lucas County Tax Rate
1.10%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ohio Tax Rate
1.60%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Lucas County, Ohio
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Berkey | 0.70% | 0.80% | 0.80% | 0.86% | 0.88% |
| Curtice | 0.86% | 0.95% | 1.01% | 1.21% | 1.76% |
| Grand Rapids | 0.74% | 0.83% | 0.83% | 0.86% | 0.88% |
| Holland | 0.87% | 1.02% | 1.06% | 1.07% | 1.11% |
| Liberty Center | 0.79% | 0.88% | 0.88% | 0.88% | 1.74% |
| Martin | 0.81% | 1.02% | 1.22% | 1.83% | 5.02% |
| Maumee | 0.88% | 0.91% | 1.06% | 1.13% | 1.15% |
| Monclova | 0.87% | 0.89% | 0.91% | 0.93% | 1.00% |
| Neapolis | 0.71% | 0.88% | 0.88% | 0.90% | 1.23% |
| Oregon | 0.71% | 0.83% | 0.84% | 0.85% | 0.90% |
| Ottawa Hills | 1.44% | 1.53% | 1.54% | 1.54% | 1.56% |
| Swanton | 0.68% | 0.76% | 0.79% | 0.89% | 1.63% |
| Sylvania | 0.98% | 1.10% | 1.12% | 1.13% | 1.15% |
| Toledo | 0.89% | 1.06% | 1.12% | 1.26% | 3.56% |
| Waterville | 0.80% | 0.86% | 0.86% | 0.89% | 0.96% |
| Whitehouse | 0.80% | 0.86% | 0.86% | 0.88% | 0.96% |
| Harbor View | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Lucas County, Ohio
When examining property taxes in Lucas County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lucas County Auditor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Lucas County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Lucas County.
For example, the median tax bill in Lucas County is $1,452, with tax bills ranging significantly across the county. Monclova has the highest median home price at $382,100.
Median Lucas County Market Value
$123,100
Median Ohio Market Value
$168,370
Median United States Market Value
$235,294
Property Tax Assessment Values Across Lucas County, Ohio
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Berkey | $98,279 | $132,425 | $187,050 | $268,700 | $384,540 |
| Curtice | $30,480 | $67,900 | $135,900 | $218,300 | $314,980 |
| Grand Rapids | $72,330 | $143,200 | $194,150 | $258,725 | $333,050 |
| Holland | $91,300 | $146,250 | $237,600 | $338,300 | $436,760 |
| Liberty Center | $7,076 | $171,500 | $215,900 | $261,900 | $307,860 |
| Martin | $5,200 | $44,100 | $70,200 | $98,300 | $144,140 |
| Maumee | $128,100 | $161,400 | $230,800 | $339,600 | $476,050 |
| Monclova | $188,800 | $284,300 | $382,100 | $492,600 | $621,700 |
| Neapolis | $12,190 | $59,425 | $96,700 | $144,300 | $274,050 |
| Oregon | $90,700 | $127,925 | $174,250 | $247,500 | $337,940 |
| Ottawa Hills | $181,940 | $246,400 | $338,900 | $517,300 | $679,460 |
| Swanton | $42,120 | $119,900 | $174,500 | $243,500 | $311,320 |
| Sylvania | $125,300 | $182,400 | $256,900 | $354,600 | $482,400 |
| Toledo | $26,800 | $46,200 | $88,300 | $139,400 | $205,900 |
| Waterville | $157,030 | $207,400 | $270,200 | $361,625 | $424,900 |
| Whitehouse | $146,560 | $194,700 | $284,800 | $394,800 | $497,240 |
| Harbor View | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Lucas County, Ohio
Property tax bills in Lucas County are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the county’s tax rates to that assessed value to determine the final bill, so two homes with similar market values can still owe different amounts if their assessments or tax rates differ.
Several factors affect the amount homeowners pay, including the home’s assessed value, the local tax rate, and any exemptions or credits that reduce taxable value. With a median home price of $123,100, the county’s property tax bills can vary widely. The 25th percentile bill is $843, while the 75th percentile reaches $2,533 and the 90th percentile climbs to $4,190.
Homeowners in Lucas County may see bills that are below or above the national median property tax bill of $2,400, depending on where they live and how their property is assessed. That variation can have a meaningful impact on monthly housing costs and long-term affordability.
Median Lucas County Tax Bill
$1,452
Median Ohio Tax Bill
$2,789
Median United States Tax Bill
$2,400
Property Tax Bills Across Lucas County, Ohio
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Berkey | $808 | $1,059 | $1,528 | $2,250 | $3,254 |
| Curtice | $420 | $853 | $1,519 | $2,279 | $3,350 |
| Grand Rapids | $671 | $1,145 | $1,643 | $2,218 | $2,896 |
| Holland | $890 | $1,522 | $2,548 | $3,599 | $4,808 |
| Liberty Center | $150 | $1,269 | $1,901 | $2,113 | $2,703 |
| Martin | $126 | $512 | $800 | $1,327 | $2,749 |
| Maumee | $1,384 | $1,752 | $2,393 | $3,356 | $4,536 |
| Monclova | $1,800 | $2,606 | $3,521 | $4,496 | $5,786 |
| Neapolis | $124 | $513 | $849 | $1,325 | $2,342 |
| Oregon | $738 | $1,053 | $1,464 | $2,124 | $2,968 |
| Ottawa Hills | $2,789 | $3,724 | $5,205 | $7,960 | $10,689 |
| Swanton | $425 | $975 | $1,422 | $2,008 | $2,808 |
| Sylvania | $1,357 | $1,995 | $2,839 | $3,986 | $5,546 |
| Toledo | $380 | $683 | $1,140 | $1,819 | $3,297 |
| Waterville | $1,323 | $1,771 | $2,391 | $3,202 | $3,834 |
| Whitehouse | $1,250 | $1,660 | $2,519 | $3,500 | $4,433 |
| Harbor View | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 31 |
Links | |
|---|---|
| Lucas Tax Assessor | |
| Website | icare.co.lucas.oh.us |