Miami County, Ohio Property Taxes
Property Taxes in Miami County, Ohio
Median Miami County effective property tax rate: 1.36%, significantly higher than the national median of 1.02%.
Median Miami County home value: $163,200
Median annual Miami County tax bill: $2,239, lower than the national median property tax bill of $2,400.
How are property taxes in Miami County calculated?
Property taxes in Miami County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why do Miami County property taxes matter? Because the county’s effective property tax rate is 1.36%, which is higher than the national median of 1.02%.
How does Miami County compare with Ohio? Miami County’s rate is lower than Ohio’s 1.60% median property tax rate, and the county’s median tax bill is $161 lower than the state median.
Understanding Miami County’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Miami County or another part of the county, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Miami County, Ohio Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.36%
Estimate Property Tax Bill
$2,220
$2,060
How Does the Miami County Property Tax Calculator Work?
Use this Miami County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Miami County's median effective tax rate of 1.36% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Miami County's median tax rate is higher than Ohio's 1.60% state rate, while the county's median property tax bill of $2,239 is $161 lower than the state median bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Miami County.
Property Tax Rates Across Miami County, Ohio
What Are Effective Property Tax Rates Across Miami County?
Local government entities set tax rates, which vary widely across Miami County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Miami County's effective property tax rate to other counties in Ohio or the U.S. median of 1.02%.
Miami County's median effective rate stands at 1.36%, which is higher than the national median of 1.02%. Within Miami County, the highest rate is found in Tipp City at 1.74%, while Casstown has the lowest at 1.18%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Miami County Tax Rate
1.36%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ohio Tax Rate
1.60%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Miami County, Ohio
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bradford | 0.92% | 1.15% | 1.35% | 1.36% | 1.38% |
| Casstown | 0.84% | 0.98% | 1.18% | 1.22% | 1.64% |
| Conover | 0.86% | 1.19% | 1.25% | 1.28% | 1.32% |
| Covington | 0.96% | 1.17% | 1.21% | 1.31% | 1.34% |
| Dayton | 1.34% | 1.53% | 1.67% | 1.69% | 1.70% |
| Englewood | 0.99% | 1.09% | 1.22% | 1.23% | 1.62% |
| Fletcher | 1.02% | 1.21% | 1.29% | 1.47% | 1.64% |
| Laura | 0.92% | 1.13% | 1.25% | 1.28% | 1.31% |
| Ludlow Falls | 0.91% | 1.10% | 1.23% | 1.29% | 1.31% |
| New Carlisle | 1.11% | 1.44% | 1.67% | 1.68% | 1.70% |
| Piqua | 1.09% | 1.44% | 1.44% | 1.48% | 1.59% |
| Pleasant Hill | 1.01% | 1.28% | 1.31% | 1.31% | 1.34% |
| Potsdam | 0.88% | 1.25% | 1.27% | 1.28% | 1.31% |
| Tipp City | 1.43% | 1.59% | 1.74% | 1.78% | 1.85% |
| Troy | 1.09% | 1.22% | 1.32% | 1.36% | 1.53% |
| West Milton | 0.99% | 1.17% | 1.32% | 1.32% | 1.35% |
| Arcanum | N/A | N/A | N/A | N/A | N/A |
| Brookville | N/A | N/A | N/A | N/A | N/A |
| Saint Paris | N/A | N/A | N/A | N/A | N/A |
| Sidney | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Miami County, Ohio
When examining property taxes in Miami County, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Miami County auditor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median tax bill in Miami County is $2,239, which is close to the national median property tax bill of $2,400. Tax bills range significantly across the county, with Tipp City at the highest median home price of $234,000.
Median Miami County Market Value
$163,200
Median Ohio Market Value
$168,370
Median United States Market Value
$235,294
Property Tax Assessment Values Across Miami County, Ohio
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bradford | $24,170 | $63,600 | $104,250 | $177,625 | $275,870 |
| Casstown | $72,600 | $108,200 | $204,000 | $294,300 | $400,700 |
| Conover | $10,140 | $58,900 | $97,200 | $172,800 | $271,200 |
| Covington | $23,750 | $95,925 | $141,250 | $212,850 | $316,850 |
| Dayton | $74,750 | $125,100 | $166,700 | $220,000 | $310,800 |
| Englewood | $93,100 | $154,650 | $194,400 | $273,750 | $372,100 |
| Fletcher | $10,390 | $60,025 | $105,000 | $185,075 | $266,710 |
| Laura | $36,340 | $82,600 | $131,200 | $218,700 | $318,900 |
| Ludlow Falls | $40,590 | $91,625 | $187,050 | $272,050 | $375,060 |
| New Carlisle | $94,700 | $160,900 | $228,800 | $333,600 | $431,880 |
| Piqua | $45,800 | $69,800 | $101,300 | $155,600 | $230,960 |
| Pleasant Hill | $73,210 | $105,075 | $143,000 | $206,550 | $285,600 |
| Potsdam | $9,000 | $20,000 | $65,400 | $94,350 | $117,400 |
| Tipp City | $117,800 | $172,200 | $234,000 | $309,650 | $388,900 |
| Troy | $89,330 | $121,400 | $183,700 | $270,875 | $385,100 |
| West Milton | $40,000 | $98,100 | $133,550 | $193,925 | $271,810 |
| Arcanum | N/A | N/A | N/A | N/A | N/A |
| Brookville | N/A | N/A | N/A | N/A | N/A |
| Saint Paris | N/A | N/A | N/A | N/A | N/A |
| Sidney | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Miami County, Ohio
Property tax bills in Miami County, Ohio are based on the assessed value of a home, which is then multiplied by the local tax rate. That means the market value of a property is a major factor, but the final bill also depends on how local taxing authorities set rates for schools, county services, and other public needs. For a home with a median home price of $163,200, the bill can vary widely depending on location and taxing district.
In Miami County, the 25th percentile tax bill is $1,404, while the 75th percentile is $3,582 and the 90th percentile reaches $5,131. That spread shows how much property taxes can differ from one homeowner to another. The highest median tax bill is $3,956 in Tipp City, while the lowest median tax bill is $776 in Potsdam. For homeowners, these differences can significantly affect monthly housing costs and long-term affordability.
Median Miami County Tax Bill
$2,239
Median Ohio Tax Bill
$2,789
Median United States Tax Bill
$2,400
Property Tax Bills Across Miami County, Ohio
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bradford | $400 | $810 | $1,340 | $2,080 | $3,119 |
| Casstown | $870 | $1,512 | $2,243 | $3,148 | $4,151 |
| Conover | $131 | $646 | $1,158 | $2,058 | $2,998 |
| Covington | $506 | $1,206 | $1,736 | $2,508 | $3,581 |
| Dayton | $1,203 | $1,832 | $2,743 | $3,502 | $4,925 |
| Englewood | $1,432 | $1,963 | $2,441 | $3,321 | $4,533 |
| Fletcher | $160 | $850 | $1,463 | $2,289 | $3,169 |
| Laura | $575 | $1,030 | $1,606 | $2,548 | $3,774 |
| Ludlow Falls | $540 | $1,166 | $2,143 | $3,265 | $4,434 |
| New Carlisle | $1,334 | $2,390 | $3,577 | $5,069 | $6,477 |
| Piqua | $635 | $987 | $1,431 | $2,201 | $3,330 |
| Pleasant Hill | $907 | $1,340 | $1,788 | $2,514 | $3,406 |
| Potsdam | $113 | $293 | $776 | $1,175 | $1,538 |
| Tipp City | $2,070 | $2,860 | $3,956 | $5,230 | $6,581 |
| Troy | $1,192 | $1,605 | $2,386 | $3,532 | $4,893 |
| West Milton | $871 | $1,291 | $1,737 | $2,502 | $3,490 |
| Arcanum | N/A | N/A | N/A | N/A | N/A |
| Brookville | N/A | N/A | N/A | N/A | N/A |
| Saint Paris | N/A | N/A | N/A | N/A | N/A |
| Sidney | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 31 |
Links | |
|---|---|
| Miami Tax Assessor | |
| Website | www.miamicountyohioauditor.gov |