Huber Heights, Montgomery County, Ohio Property Taxes
Property Taxes in Huber Heights, Ohio
Median Huber Heights, Ohio effective property tax rate: 1.80%, significantly higher than the national median of 1.02%, and higher than the Ohio state median of 1.60%.
Median Huber Heights, Ohio home value: $276,025
Median annual Huber Heights, Ohio tax bill: $5,028, higher than the national median property tax bill of $2,400.
How are property taxes in Montgomery County calculated?
Property taxes in Huber Heights, Ohio are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Huber Heights's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Huber Heights, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Huber Heights, Montgomery County, Ohio Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.8%
Estimate Property Tax Bill
$4,968
$4,611
How Does the Huber Heights Property Tax Calculator Work?
Use this Huber Heights property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Huber Heights's median effective tax rate of 1.80% — based on actual property records in Montgomery County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Huber Heights's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Huber Heights: rates range from 1.80% in 45424 to 1.80% in 45424, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Huber Heights.
About Huber Heights Property Taxes
About Property Taxes in Huber Heights, Montgomery, Ohio
Huber Heights’s median effective property tax rate of 1.80% is higher than the Ohio state median of 1.60% and higher than the national median of 1.02%. This rate reflects the Montgomery County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Huber Heights. Homeowners in the 45424 ZIP code carry a median effective rate of 1.80%, while those in the lowest ZIP pay 1.80%. This spread reflects how school district boundaries and local assessment districts are drawn across Montgomery County. Understanding which part of Huber Heights you live in can make a meaningful difference to your annual tax bill.
Huber Heights homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 31, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Huber Heights, Montgomery County, Ohio
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Huber Heights's effective property tax rate to other cities in Ohio and the median property tax rates in Ohio and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Huber Heights Tax Rate
1.80%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montgomery County Tax Rate
2.04%
Median Effective Ohio Tax Rate
1.60%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Huber Heights, Montgomery County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 45424 | 1.71% | 1.78% | 1.80% | 1.85% | 1.88% |
Source: Ownwell
Property Tax Assessment Values Across Huber Heights, Montgomery County, Ohio
When examining property taxes in Huber Heights, Ohio, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montgomery County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Montgomery County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Huber Heights.
For example, the median home price in Huber Heights is $276,025, with tax bills ranging significantly across the county. 45424 has the highest median home price at $276,025.
Property Tax Assessment Values Across Huber Heights, Montgomery County, Ohio
Source: Ownwell
$7,515
$166,663
$325,810
Median Huber Heights Market Value
$276,025
Median Montgomery County Market Value
$139,400
Median Ohio Market Value
$168,370
Median United States Market Value
$235,294
Property Tax Assessment Values Across Huber Heights, Montgomery County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 45424 | $16,000 | $70,572 | $276,025 | $346,490 | $389,645 |
Source: Ownwell
Property Tax Bills Across Huber Heights, Montgomery County, Ohio
Property tax bills in Huber Heights are based on the assessed value of a home and the local tax rate set by taxing authorities in Montgomery County. When a property’s market value is determined, that value is used to calculate the tax bill, which homeowners then pay each year. The amount owed depends on the home’s assessed value, local levies, and any applicable exemptions.
For Huber Heights homeowners, the median home price is $276,025, and property tax bills can vary widely. The 25th percentile tax bill is $1,514, while the 75th percentile is $6,024 and the 90th percentile is $6,972. The median tax bill in ZIP code 45424 is $5,028, which is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Higher assessed values can lead to larger bills, making property taxes a major part of homeownership costs.
Median Huber Heights Tax Bill
$5,028
Median Montgomery County Tax Bill
$2,796
Median Ohio Tax Bill
$2,789
Median United States Tax Bill
$2,400
Property Tax Bills Across Huber Heights, Montgomery County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 45424 | $491 | $1,514 | $5,028 | $6,024 | $6,972 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 31 |
Links | |
|---|---|
| Montgomery Tax Assessor | |
| Website | www.mcrealestate.org |