Piqua, Montgomery County, Ohio Property Taxes
Property Taxes in Piqua, Ohio
Median Piqua, Ohio effective property tax rate: 2.32%, significantly higher than the national median of 1.02%, and higher than the Ohio state median of 1.60%.
Median Piqua, Ohio home value: $128,620
Median annual Piqua, Ohio tax bill: $2,987, $587 higher than the national median property tax bill of $2,400.
How are property taxes in Montgomery County calculated?
Property taxes in Piqua, Ohio are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Piqua's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Piqua, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Piqua, Montgomery County, Ohio Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.32%
Estimate Property Tax Bill
$2,984
$2,769
How Does the Piqua Property Tax Calculator Work?
Use this Piqua property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Piqua's median effective tax rate of 2.32% — based on actual property records in Montgomery County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Piqua's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Piqua: rates range from local differences in school district levies and assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Piqua.
About Piqua Property Taxes
About Property Taxes in Piqua, Montgomery, Ohio
Piqua’s median effective property tax rate of 2.32% is higher than the Ohio state median of 1.60% and higher than the national median of 1.02%. This rate reflects the Montgomery County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Piqua. Homeowners in different parts of the city can face different tax burdens because school district boundaries and local assessment districts are drawn across Montgomery County. Understanding where you live can make a meaningful difference to your annual tax bill.
Piqua homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 31, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Piqua, Montgomery County, Ohio
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Piqua's effective property tax rate to other cities in Ohio and the median property tax rates in Ohio and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Piqua Tax Rate
2.32%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montgomery County Tax Rate
2.04%
Median Effective Ohio Tax Rate
1.60%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Piqua, Montgomery County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 45356 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Piqua, Montgomery County, Ohio
When examining property taxes in Piqua, Ohio, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montgomery County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Montgomery County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Piqua.
For example, the median home price in Piqua is $128,620, with tax bills ranging significantly across the county. The median property tax bill is $2,987, compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400.
Property Tax Assessment Values Across Piqua, Montgomery County, Ohio
Source: Ownwell
$7,515
$166,663
$325,810
Median Piqua Market Value
$128,620
Median Montgomery County Market Value
$139,400
Median Ohio Market Value
$168,370
Median United States Market Value
$274,101
Property Tax Assessment Values Across Piqua, Montgomery County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 45356 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Piqua, Montgomery County, Ohio
How Are Property Tax Bills Calculated in Piqua?
Property tax bills in Piqua are based on the assessed value of a home, not its market price. Local taxing authorities apply a tax rate to that assessed value to determine the annual bill, and that amount helps fund public services such as schools, roads, and emergency response. For homeowners, the size of the bill depends on how the property is valued and the tax rates set by local governments.
With a median home price of $128,620, Piqua homeowners face a property tax bill that is well above the national median property tax bill of $2,400. The typical bill in the city is $2,987, which is also higher than the national median property tax rate of 1.02%. Because the bill is tied to assessed value, any increase in that value can raise taxes, even if the homeowner’s income does not change.
This makes property taxes an important part of homeownership costs in Piqua.
Median Piqua Tax Bill
$2,987
Median Montgomery County Tax Bill
$2,796
Median Ohio Tax Bill
$2,789
Median United States Tax Bill
$3,209
Property Tax Bills Across Piqua, Montgomery County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 45356 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 31 |
Links | |
|---|---|
| Montgomery Tax Assessor | |
| Website | www.mcrealestate.org |