Camden, Preble County, Ohio Property Taxes
Property Taxes in Camden, Ohio
Median Camden, Ohio effective property tax rate: 1.25%, significantly lower than the national median of 1.02%, and lower than the Ohio state median of 1.60%.
Median Camden, Ohio home value: $114,900
Median annual Camden, Ohio tax bill: $1,510, lower than the national median property tax bill of $2,400.
How are property taxes in Preble County calculated?
Property taxes in Camden, Ohio are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Camden's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Camden, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Camden, Preble County, Ohio Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.25%
Estimate Property Tax Bill
$1,436
$1,333
How Does the Camden Property Tax Calculator Work?
Use this Camden property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Camden's median effective tax rate of 1.25% — based on actual property records in Preble County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Camden's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Camden's tax rate is higher than the Ohio median tax rate of 1.60%, while the median property tax bill is lower than Ohio's by $890. The median tax bill in Camden is $1,510, and the ZIP code with the highest and lowest median bill is 45311.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Camden.
About Camden Property Taxes
About Property Taxes in Camden, Preble, Ohio
Camden's median effective property tax rate of 1.25% is lower than the Ohio state median of 1.60% and higher than the national median of 1.02%. This rate reflects the Preble County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Camden. Homeowners in the 45311 ZIP code carry a median effective rate of 1.25%, while those in the lowest ZIP also pay 1.25%. This spread reflects how school district boundaries and local assessment districts are drawn across Preble County. Understanding which part of Camden you live in can make a meaningful difference to your annual tax bill.
Camden homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 31, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Camden, Preble County, Ohio
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Camden's effective property tax rate to other cities in Ohio and the median property tax rates in Ohio and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Camden Tax Rate
1.25%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Preble County Tax Rate
1.25%
Median Effective Ohio Tax Rate
1.60%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Camden, Preble County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 45311 | 0.83% | 1.12% | 1.25% | 1.38% | 1.51% |
Source: Ownwell
Property Tax Assessment Values Across Camden, Preble County, Ohio
When examining property taxes in Camden, Ohio, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Preble County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Preble County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Camden, the median home price is $114,900, with tax bills ranging significantly across the county. Zip code 45311 has the highest median home price at $114,900.
Property Tax Assessment Values Across Camden, Preble County, Ohio
Source: Ownwell
$63,900
$131,550
$199,200
Median Camden Market Value
$114,900
Median Preble County Market Value
$137,600
Median Ohio Market Value
$168,370
Median United States Market Value
$235,294
Property Tax Assessment Values Across Camden, Preble County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 45311 | $4,900 | $17,050 | $114,900 | $207,450 | $334,658 |
Source: Ownwell
Property Tax Bills Across Camden, Preble County, Ohio
Property tax bills in Camden are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. That means the amount a homeowner owes depends on both the value assigned to the home and the tax rates set by local taxing authorities. For a home with a median price of $114,900, the bill can vary widely depending on neighborhood and parcel-specific assessments.
In Camden, the tax bill is shaped by factors such as property value, exemptions, and the local levy structure in Preble County. The 25th percentile tax bill is $322, while the 75th percentile is $2,400 and the 90th percentile is $3,438. The highest median tax bill is $1,510 in ZIP code 45311, and the lowest median tax bill is also $1,510 in the same ZIP code. For homeowners, this can mean a manageable annual expense or a much larger payment that affects monthly housing costs and overall affordability.
Median Camden Tax Bill
$1,510
Median Preble County Tax Bill
$1,840
Median Ohio Tax Bill
$2,789
Median United States Tax Bill
$2,400
Property Tax Bills Across Camden, Preble County, Ohio
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 45311 | $75 | $322 | $1,510 | $2,400 | $3,438 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 31 |
Links | |
|---|---|
| Preble Tax Assessor | |
| Website | beacon.schneidercorp.com |