Loveland, Warren County, Ohio Property Taxes

Name: Property Tax Bills Across Loveland, Warren County, Ohio
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Loveland, OH effective property tax rate: 1.98%, significantly higher than the national median of 1.02%, but lower than the Ohio state median of 1.80%.
Median Loveland, OH home value: $279,660
Median annual Loveland, OH tax bill: $5,302, $2,902 higher than the national median property tax bill of $2,400.

How are property taxes in Warren County calculated?

Property taxes in Loveland, OH are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Loveland’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Loveland, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Loveland, Warren County, Ohio Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.98%

Estimate Property Tax Bill

$5,537

$5,138

Ownwell’s Loveland Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Loveland with just two data points. By entering your property's estimated assessed value, our calculator applies Loveland’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Warren County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Loveland, Warren County, Ohio

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

In Loveland, located in Warren County, Ohio, the effective property tax rate stands at 1.98%. This is significantly higher than the national median property tax rate of 1.02%. The tax rate here is a reflection of the local government's need to fund various public services, from schools to infrastructure. Compared to other cities in Ohio, Loveland's property tax rate is on the higher end, matching the highest median tax rate in the state, which is also 1.98%.

When considering moving to or investing in Loveland, it's essential to factor in these property tax rates as they can impact the overall cost of living and potential returns on property investments. Understanding these rates can help homeowners and investors make informed decisions.

Property Tax Rates Across Loveland, Warren County, Ohio

Source: Ownwell

1.20%

1.60%

2.01%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Loveland Tax Rate

1.98%

Median Effective Warren County Tax Rate

1.67%

Median Effective Ohio Tax Rate

1.80%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Loveland, Warren County, Ohio

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
45140	1.72%	1.75%	1.98%	2.00%	2.02%

Source: Ownwell

Property Tax Assessment Values Across Loveland, Warren County, Ohio

When examining property taxes in Loveland, Ohio, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Warren County Auditor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Warren County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Loveland. For example, the median home price in Loveland is $279,660, with tax bills ranging significantly across the county. Zip code 45140 has the highest median home price at $279,660.

Property Tax Assessment Values Across Loveland, Warren County, Ohio

Source: Ownwell

$4,050

$180,970

$357,890

Median Loveland Market Value

$279,660

Median Warren County Market Value

$234,580

Median Ohio Market Value

$133,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Loveland, Warren County, Ohio

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
45140	$128,370	$177,070	$279,660	$359,790	$462,490

Source: Ownwell

Property Tax Bills Across Loveland, Warren County, Ohio

In Loveland, property tax bills are calculated based on the assessed value of a home, which is a percentage of the market value determined by the county assessor. Homeowners in Warren County, where Loveland is located, face a median property tax bill of $5,302, significantly higher than the national median of $2,400. This discrepancy is due to the local tax rate and the assessed value of homes in the area. Factors such as property improvements, neighborhood changes, and market trends can influence the assessed value, impacting the tax bill. For homeowners, a high property tax bill can be a financial burden, affecting affordability and long-term financial planning. Ownwell offers a solution by providing property tax appeal and exemption services. By reviewing assessments and identifying discrepancies, Ownwell helps homeowners reduce their tax bills. This service not only ensures fair taxation but also contributes to significant savings, allowing homeowners to allocate resources more effectively.

Property Tax Bills Across Loveland, Warren County, Ohio

Source: Ownwell

$718

$3,090

$5,461

Median Loveland Tax Bill

$5,302

Median Warren County Tax Bill

$3,873

Median Ohio Tax Bill

$2,396

Median United States Tax Bill

$2,400

Property Tax Bills Across Loveland, Warren County, Ohio

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
45140	$2,372	$3,391	$5,302	$6,827	$8,812

Source: Ownwell