Coalgate, Coal County, Oklahoma Property Taxes
Property Taxes in Coalgate, Oklahoma
Median Coalgate, Oklahoma effective property tax rate: 0.58%, significantly lower than the national median of 1.02%, and lower than the Oklahoma state median of 0.90%.
Median Coalgate, Oklahoma home value: $80,752
Median annual Coalgate, Oklahoma tax bill: $468, $1,932 lower than the national median property tax bill of $2,400.
How are property taxes in Coal calculated?
Property taxes in Coalgate, Oklahoma are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Coalgate's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Coalgate, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Coalgate, Coal County, Oklahoma Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.58%
Estimate Property Tax Bill
$468
$435
How Does the Coalgate Property Tax Calculator Work?
Use this Coalgate property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Coalgate's median effective tax rate of 0.58% — based on actual property records in Coal County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Coalgate's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Coalgate: rates range from 0.58% in 74538 to 0.58% in 74538, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Coalgate.
About Coalgate Property Taxes
About Property Taxes in Coalgate, Coal, Oklahoma
Coalgate's median effective property tax rate of 0.58% is lower than the Oklahoma state median of 0.90% and lower than the national median of 1.02%. This rate reflects the Coal County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Coalgate. Homeowners in the 74538 ZIP code carry a median effective rate of 0.58%, while those in the same ZIP pay 0.58%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Coal County. Understanding which part of Coalgate you live in can make a meaningful difference to your annual tax bill.
Coalgate homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 6, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Coalgate, Coal County, Oklahoma
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Coalgate's effective property tax rate to other cities in Oklahoma and the median property tax rates in Oklahoma and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Coalgate Tax Rate
0.58%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Coal County Tax Rate
0.58%
Median Effective Oklahoma Tax Rate
0.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Coalgate, Coal County, Oklahoma
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 74538 | 0.29% | 0.41% | 0.58% | 0.80% | 0.95% |
Source: Ownwell
Property Tax Assessment Values Across Coalgate, Coal County, Oklahoma
When examining property taxes in Coalgate, Oklahoma, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Coal County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Coal County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Coalgate is $80,752, with tax bills ranging significantly across the county. ZIP code 74538 has the highest median home price at $80,752.
Property Tax Assessment Values Across Coalgate, Coal County, Oklahoma
Source: Ownwell
$47,034
$98,861
$150,688
Median Coalgate Market Value
$80,752
Median Coal County Market Value
$79,294
Median Oklahoma Market Value
$160,842
Median United States Market Value
$235,294
Property Tax Assessment Values Across Coalgate, Coal County, Oklahoma
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 74538 | $27,427 | $48,140 | $80,752 | $136,726 | $221,959 |
Source: Ownwell
Property Tax Bills Across Coalgate, Coal County, Oklahoma
How are property tax bills calculated in Coalgate?
Property tax bills in Coalgate are based on the assessed value of a home and the local tax rate set for Coal County. When a property’s market value changes, the assessed value can change too, which can raise or lower the bill. Local taxing authorities use that assessed value to determine how much a homeowner owes each year.
What factors affect the amount owed?
Home value is the biggest factor, but the final bill also depends on local tax rates and any exemptions a homeowner may qualify for. In Coalgate, the median home price is $80,752, and the median property tax bill is $468, which is far below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
How does this affect homeowners?
For many homeowners, a lower tax bill can make ownership more affordable, but even modest increases in assessed value can affect annual costs. Bills in Coalgate range from $236 at the 25th percentile to $869 at the 75th percentile, showing how much property taxes can vary from one home to another.
Median Coalgate Tax Bill
$468
Median Coal County Tax Bill
$451
Median Oklahoma Tax Bill
$1,339
Median United States Tax Bill
$2,400
Property Tax Bills Across Coalgate, Coal County, Oklahoma
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 74538 | $124 | $236 | $468 | $869 | $1,576 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 6 |
Links | |
|---|---|
| Coal Tax Assessor | |
| Website | oktaxrolls.com |