Pontotoc County, Oklahoma Property Taxes
Property Taxes in Pontotoc County, Oklahoma
Median Pontotoc County effective property tax rate: 0.85%, significantly lower than the national median of 1.02%.
Median Pontotoc County home value: $123,761
Median annual Pontotoc County tax bill: $915, $1,485 lower than the national median property tax bill of $2,400.
How are property taxes in Pontotoc County calculated?
Property taxes in Pontotoc County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why are property taxes in Pontotoc County lower than the national median? The county’s 0.85% effective property tax rate is below the national median, and the typical annual bill is also well under the national median of $2,400.
What can homeowners do to reduce their property tax bill? Understanding your county’s property tax system, exemptions, and reduction opportunities can lead to significant savings.
Whether you live in Pontotoc County or another part of the county, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Pontotoc County, Oklahoma Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.85%
Estimate Property Tax Bill
$1,052
$976
How Does the Pontotoc County Property Tax Calculator Work?
Use this Pontotoc County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Pontotoc County's median effective tax rate of 0.85% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Pontotoc County's median tax rate is lower than the Oklahoma median tax rate of 0.90% and below the national median property tax rate of 1.02%.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Pontotoc County.
Property Tax Rates Across Pontotoc County, Oklahoma
What Are Effective Property Tax Rates Across Pontotoc County?
Local government entities set tax rates, which vary widely across Pontotoc County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Pontotoc County's effective property tax rate to other counties in Oklahoma or the U.S. median of 1.02%.
Pontotoc County's median effective rate stands at 0.85%, which is lower than the national median of 1.02%. Within Pontotoc County, the highest rate is found in Francis at 0.87%, while Allen has the lowest at 0.68%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pontotoc County Tax Rate
0.85%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Oklahoma Tax Rate
0.90%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Pontotoc County, Oklahoma
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ada | 0.40% | 0.61% | 0.87% | 1.06% | 1.19% |
| Allen | 0.31% | 0.47% | 0.68% | 0.92% | 1.07% |
| Byars | 0.39% | 0.57% | 0.74% | 0.93% | 1.07% |
| Fittstown | 0.46% | 0.60% | 0.75% | 0.95% | 1.12% |
| Fitzhugh | 0.30% | 0.53% | 0.77% | 0.94% | 1.07% |
| Francis | 0.43% | 0.72% | 0.87% | 0.99% | 1.07% |
| Roff | 0.34% | 0.51% | 0.74% | 0.95% | 1.11% |
| Stonewall | 0.32% | 0.48% | 0.72% | 0.93% | 1.05% |
| Stratford | 0.32% | 0.47% | 0.70% | 0.94% | 1.04% |
| Tupelo | 0.40% | 0.49% | 0.72% | 0.85% | 0.89% |
| Byng | N/A | N/A | N/A | N/A | N/A |
| Konawa | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Pontotoc County, Oklahoma
When examining property taxes in Pontotoc County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Pontotoc County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Pontotoc County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Pontotoc County.
For example, the median tax bill in Pontotoc County is $915, compared with the national median property tax bill of $2400. Tax bills range significantly across the county, and Stratford has the highest median home price at $149,708.
Property Tax Assessment Values Across Pontotoc County, Oklahoma
Source: Ownwell
$62,454
$106,081
$149,708
Median Pontotoc County Market Value
$123,761
Median Oklahoma Market Value
$160,842
Median United States Market Value
$235,294
Property Tax Assessment Values Across Pontotoc County, Oklahoma
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ada | $40,000 | $72,800 | $129,831 | $208,194 | $304,069 |
| Allen | $22,232 | $45,558 | $82,500 | $139,384 | $207,832 |
| Byars | $52,800 | $85,840 | $113,886 | $176,878 | $278,234 |
| Fittstown | $34,988 | $67,202 | $93,488 | $127,517 | $166,937 |
| Fitzhugh | $51,093 | $91,384 | $146,500 | $244,798 | $312,142 |
| Francis | $12,046 | $45,646 | $62,454 | $76,088 | $102,599 |
| Roff | $25,550 | $42,510 | $94,505 | $171,601 | $250,645 |
| Stonewall | $33,400 | $62,772 | $102,740 | $176,019 | $285,961 |
| Stratford | $41,814 | $93,427 | $149,708 | $220,792 | $276,097 |
| Tupelo | $88,556 | $110,250 | $127,154 | $155,860 | $169,051 |
| Byng | N/A | N/A | N/A | N/A | N/A |
| Konawa | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Pontotoc County, Oklahoma
Pontotoc County property tax bills are based on the assessed value of a home and the local tax rates applied to that value. The county’s median home price is $123,761, and the typical tax bill falls below the national median property tax bill of $2,400, reflecting how local assessments and rates shape what homeowners owe.
A property tax bill is determined by multiplying the assessed value by the applicable tax rate, then adjusting for exemptions or other local rules. Homes with higher market values generally face larger bills, while lower-valued properties usually pay less. In Pontotoc County, the tax bill varies widely: the 25th percentile is $458, the 75th percentile is $1,768, and the 90th percentile reaches $2,775.
This means homeowners can see very different tax burdens even within the same county. The highest median tax bill is $1,035 in Fitzhugh, while the lowest is $494 in Francis.
Median Pontotoc County Tax Bill
$915
Median Oklahoma Tax Bill
$1,339
Median United States Tax Bill
$2,400
Property Tax Bills Across Pontotoc County, Oklahoma
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ada | $262 | $501 | $991 | $1,863 | $2,880 |
| Allen | $123 | $265 | $505 | $951 | $1,658 |
| Byars | $381 | $524 | $852 | $1,336 | $2,300 |
| Fittstown | $292 | $419 | $648 | $1,074 | $1,654 |
| Fitzhugh | $298 | $516 | $1,035 | $1,704 | $2,445 |
| Francis | $45 | $268 | $494 | $714 | $882 |
| Roff | $150 | $280 | $655 | $1,276 | $2,122 |
| Stonewall | $169 | $340 | $651 | $1,280 | $2,452 |
| Stratford | $225 | $422 | $915 | $1,664 | $2,468 |
| Tupelo | $404 | $638 | $880 | $1,080 | $1,342 |
| Byng | N/A | N/A | N/A | N/A | N/A |
| Konawa | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 6 |
Links | |
|---|---|
| Pontotoc Tax Assessor | |
| Website | oktaxrolls.com |