Property Taxes in Fairfield, Pennsylvania
Median Fairfield, Pennsylvania effective property tax rate: 1.92%, significantly higher than the national median of 1.02%, and lower than the Pennsylvania state median of 2.75%.
Median Fairfield, Pennsylvania home value: $229,300
Median annual Fairfield, Pennsylvania tax bill: $4,372, $1,972 higher than the national median property tax bill of $2,400.
How are property taxes in Adams County calculated?
Property taxes in Fairfield, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Fairfield's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Fairfield, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Fairfield Property Tax Calculator Work?
Use this Fairfield property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and the calculator applies Fairfield's median effective tax rate of 1.92% — based on actual property records in Adams County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. The calculator applies Fairfield's median effective rate across all local levies, providing a more accurate estimate than using a single county rate.
Fairfield's median effective tax rate is lower than Pennsylvania's 2.75% median and the median property tax bill is $4,372, which is $1,972 higher than the state median bill. Your bill may vary by ZIP code within Fairfield, but the available ZIP code trend shows 17320 at both the highest and lowest median property tax bill.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Fairfield.
About Fairfield Property Taxes
About Property Taxes in Fairfield, Adams, Pennsylvania
Fairfield’s median effective property tax rate of 1.92% is lower than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Adams County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Fairfield. Homeowners in the 17320 ZIP code carry a median effective rate of 1.92%, while those in the same ZIP code pay 1.92%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Adams County. Understanding which part of Fairfield you live in can make a meaningful difference to your annual tax bill.
Fairfield homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the August 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Fairfield, Adams County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Fairfield's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Fairfield Tax Rate
1.92%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Adams County Tax Rate
1.91%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Fairfield, Adams County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17320 | 1.48% | 1.91% | 1.92% | 2.01% | 2.01% |
Source: Ownwell
Property Tax Assessment Values Across Fairfield, Adams County, Pennsylvania
When examining property taxes in Fairfield, Pennsylvania, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Adams County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Adams County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Fairfield is $229,300, with a median tax bill of $4,372. The highest median home price in the county is in 17320 at $229,300.
Property Tax Assessment Values Across Fairfield, Adams County, Pennsylvania
Source: Ownwell
$129,900
$184,450
$239,000
Median Fairfield Market Value
$229,300
Median Adams County Market Value
$210,200
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Fairfield, Adams County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17320 | $147,280 | $189,700 | $229,300 | $288,250 | $391,520 |
Source: Ownwell
Property Tax Bills Across Fairfield, Adams County, Pennsylvania
Property tax bills in Fairfield are based on the assessed value of a home, not its market listing price. Local tax rates are applied to that assessed value to determine the annual bill, so two homes with similar market prices can still owe different amounts if their assessments differ.
For homeowners, the biggest factors are the home’s assessed value, the local tax rate, and any exemptions or adjustments that may apply. With a median home price of $229,300, property taxes can create a meaningful cost for households, especially when assessments rise over time.
In Fairfield, the median property tax bill is $4,372 in ZIP code 17320, which is above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Bills can vary widely, with the 25th percentile at $3,575 and the 75th percentile at $5,357, showing how much the tax burden can differ from one homeowner to another.
Median Fairfield Tax Bill
$4,372
Median Adams County Tax Bill
$4,104
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Fairfield, Adams County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 17320 | $2,632 | $3,575 | $4,372 | $5,357 | $6,554 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 1 |
Links | |
|---|---|
| Adams Tax Assessor | |
| Website | mapping.adamscountypa.gov |