Property Taxes in Ford City, Pennsylvania
Median Ford City, Pennsylvania effective property tax rate: 3.18%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median Ford City, Pennsylvania home value: $81,110
Median annual Ford City, Pennsylvania tax bill: $2,695, $295 higher than the national median property tax bill of $2,400.
How are property taxes in Armstrong County calculated?
Property taxes in Ford City, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Ford City's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ford City, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Ford City Property Tax Calculator Work?
Use this Ford City property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Ford City’s median effective tax rate of 3.18% — based on actual property records in Armstrong County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Ford City’s median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Ford City’s median effective property tax rate is higher than Pennsylvania’s 2.75% median rate and the median property tax bill is $295 higher than the state median. The median property tax bill in Ford City is $2,695, and it is the same across ZIP code 16226.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Ford City.
About Ford City Property Taxes
About Property Taxes in Ford City, Armstrong, Pennsylvania
Ford City’s median effective property tax rate of 3.18% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Armstrong County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Ford City. Homeowners in the 16226 ZIP code carry a median effective rate of 3.18%, while those in the same ZIP code also pay 3.18%. This reflects how school district boundaries and local assessment districts are drawn across Armstrong County. Understanding which part of Ford City you live in can make a meaningful difference to your annual tax bill.
Ford City homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before August 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Ford City, Armstrong County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Ford City’s effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ford City Tax Rate
3.18%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Armstrong County Tax Rate
3.11%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Ford City, Armstrong County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16226 | 2.99% | 3.14% | 3.18% | 3.58% | 3.58% |
Source: Ownwell
Property Tax Assessment Values Across Ford City, Armstrong County, Pennsylvania
When examining property taxes in Ford City, Pennsylvania, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Armstrong County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Armstrong County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the season.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ford City.
For example, the median home price in Ford City is $81,110, with tax bills ranging significantly across the county. 16226 has the highest median home price at $81,110.
Property Tax Assessment Values Across Ford City, Armstrong County, Pennsylvania
Source: Ownwell
$32,260
$114,955
$197,650
Median Ford City Market Value
$81,110
Median Armstrong County Market Value
$85,000
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Ford City, Armstrong County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16226 | $32,263 | $51,412 | $81,110 | $122,842 | $175,405 |
Source: Ownwell
Property Tax Bills Across Ford City, Armstrong County, Pennsylvania
Property tax bills in Ford City are based on the assessed value of a home, not its market price. Local tax rates are applied to that assessed value to determine the annual bill, so two homes with similar market values can still owe different amounts if their assessments differ.
In Ford City, the median home price is $81,110, and the median property tax bill is $2,695. That is above the national median property tax bill of $2,400, showing how local assessment practices can affect homeowners. A homeowner’s bill can also vary depending on exemptions, local levies, and changes in assessed value over time.
For many homeowners, this means property taxes can be a major part of housing costs, especially when assessments rise faster than expected. Bills in the area also vary widely, with the 25th percentile at $1,753, the 75th percentile at $3,904, and the 90th percentile at $5,530.
Median Ford City Tax Bill
$2,695
Median Armstrong County Tax Bill
$2,692
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Ford City, Armstrong County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 16226 | $1,095 | $1,753 | $2,695 | $3,904 | $5,530 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | September 1 |
Links | |
|---|---|
| Armstrong Tax Assessor | |
| Website | www.co.armstrong.pa.us |