Property Taxes in Kutztown, Pennsylvania
Median Kutztown, Pennsylvania effective property tax rate: 3.34%, significantly higher than the national median of 1.02%, and higher than the Pennsylvania state median of 2.75%.
Median Kutztown, Pennsylvania home value: $41,500
Median annual Kutztown, Pennsylvania tax bill: $1,309, lower than the national median property tax bill of $2,400.
How are property taxes in Berks calculated?
Property taxes in Kutztown, Pennsylvania are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Kutztown's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Kutztown, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Kutztown Property Tax Calculator Work?
Use this Kutztown property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Kutztown's median effective tax rate of 3.34% — based on actual property records in Berks County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Kutztown's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Kutztown: rates are 1309 in 19530, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Kutztown.
About Kutztown Property Taxes
About Property Taxes in Kutztown, Berks, Pennsylvania
Kutztown’s median effective property tax rate of 3.34% is higher than the Pennsylvania state median of 2.75% and higher than the national median of 1.02%. This rate reflects the Berks County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Kutztown. Homeowners in ZIP code 19530 carry a median effective rate of 3.34%, while those in the same ZIP code also pay 3.34%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Berks County. Understanding which part of Kutztown you live in can make a meaningful difference to your annual tax bill.
Kutztown homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before August 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Kutztown, Berks County, Pennsylvania
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Kutztown's effective property tax rate to other cities in Pennsylvania and the median property tax rates in Pennsylvania and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kutztown Tax Rate
3.34%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Berks County Tax Rate
4.91%
Median Effective Pennsylvania Tax Rate
2.75%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Kutztown, Berks County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19530 | 1.05% | 2.15% | 3.34% | 4.19% | 5.36% |
Source: Ownwell
Property Tax Assessment Values Across Kutztown, Berks County, Pennsylvania
When examining property taxes in Kutztown, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Berks County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Berks County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Kutztown.
For example, the median home price in Kutztown is $41,500, with tax bills ranging significantly across the county. 19530 has the highest median home price at $41,500.
Property Tax Assessment Values Across Kutztown, Berks County, Pennsylvania
Source: Ownwell
$7,700
$36,550
$65,400
Median Kutztown Market Value
$41,500
Median Berks County Market Value
$31,900
Median Pennsylvania Market Value
$118,310
Median United States Market Value
$274,101
Property Tax Assessment Values Across Kutztown, Berks County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19530 | $25,700 | $31,275 | $41,500 | $47,300 | $58,880 |
Source: Ownwell
Property Tax Bills Across Kutztown, Berks County, Pennsylvania
Property tax bills in Kutztown are based on the assessed value of a home, which is then multiplied by the local tax rate set by Berks County and other taxing authorities. The assessed value is meant to reflect the market value of the property, and that figure is the starting point for calculating what a homeowner owes each year. When assessments rise, tax bills can increase even if the homeowner has not made any changes to the property.
For Kutztown homeowners, the median home price is $41,500, which helps explain why bills can vary widely from one property to another. The 25th percentile tax bill is $975, while the 75th percentile is $1,775 and the 90th percentile is $2,343. The median tax bill in ZIP code 19530 is $1,309, which is below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. These bills affect monthly housing costs and can place a heavier burden on owners whose assessments are higher than their home’s market value.
Median Kutztown Tax Bill
$1,309
Median Berks County Tax Bill
$1,471
Median Pennsylvania Tax Bill
$3,050
Median United States Tax Bill
$3,209
Property Tax Bills Across Kutztown, Berks County, Pennsylvania
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 19530 | $372 | $975 | $1,309 | $1,775 | $2,343 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 1 |
Links | |
|---|---|
| Berks Tax Assessor | |
| Website | propertyrecords.berkspa.gov |